Best Cheap Car Insurance Quotes for Drivers Requiring a SR22 in Iowa

Best Cheap Car Insurance Quotes for Drivers Requiring a SR22 in Iowa

Performance level and cost of the vehicle that needs insurance is a significant factor when looking for the cheapest coverage for drivers requiring a SR22. Vehicles with higher performance characteristics, poor safety features, or a high likelihood of having liability claims will cost more to insure than more modest models.

The tables below ranks car insurance rates for the most cost-effective automobiles to buy insurance for.

Auto Insurance Rates for Popular Cars in Iowa
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Ford Focus SE 4-Dr Sedan $2,616 $1,308 $218
Ford Fusion S 4-Dr Sedan $2,644 $1,322 $220
Honda Accord EX-L 4-Dr Sedan $2,384 $1,192 $199
Honda Civic EX-L 2-Dr Coupe $3,324 $1,662 $277
Hyundai Sonata GLS 4-Dr Sedan $2,872 $1,436 $239
Kia Optima SX $3,020 $1,510 $252
Nissan Altima Hybrid 4-Dr Sedan $2,792 $1,396 $233
Toyota Camry LE $2,644 $1,322 $220
Toyota Corolla LE $2,764 $1,382 $230
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Data based on single female driver age 30, two speeding tickets, two at-fault accidents, $1000 deductibles, and Iowa minimum liability limits. Discounts applied include multi-vehicle, homeowner, and multi-policy. Premium costs do not factor in specific location which can lower or raise insurance rates substantially.

Insurance Rates for Popular SUVs and Crossovers in Iowa
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Suburban LS 2WD $2,672 $1,336 $223
Chevrolet Traverse LTZ 2WD $2,412 $1,206 $201
Ford Escape Limited 4WD $2,384 $1,192 $199
Ford Explorer XLT 2WD $2,522 $1,261 $210
GMC Acadia SL AWD $2,522 $1,261 $210
Honda CR-V EX-L 2WD $2,262 $1,131 $189
Honda Pilot EX 4WD $2,550 $1,275 $213
Hyundai Tucson Limited 2WD $2,644 $1,322 $220
Jeep Grand Cherokee Laredo 2WD $2,644 $1,322 $220
Jeep Patriot Sport 2WD $2,494 $1,247 $208
Subaru Forester XT Limited Edition AWD $2,560 $1,280 $213
Toyota 4Runner Limited 2WD $2,560 $1,280 $213
Toyota Highlander Hybrid 4WD $2,820 $1,410 $235
Toyota RAV4 4WD $2,644 $1,322 $220
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Prices based on single female driver age 30, two speeding tickets, two at-fault accidents, $1000 deductibles, and Iowa minimum liability limits. Discounts applied include multi-policy, homeowner, and multi-vehicle. Price estimates do not factor in vehicle location which can raise or lower insurance rates significantly.

Car Insurance Rates for Popular Pickup Trucks in Iowa
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Silverado 3500HD LTZ Crew Cab 2WD $2,848 $1,424 $237
Chevrolet Silverado LS Regular Cab 4WD $2,494 $1,247 $208
Dodge Ram 3500 Crew Cab SLT 2WD $2,970 $1,485 $248
Dodge Ram Crew Cab SLT 4WD $3,048 $1,524 $254
Ford F-150 Lariat Super Cab 2WD $2,672 $1,336 $223
GMC Canyon SLE Ext Cab 2WD $2,616 $1,308 $218
GMC Sierra 2500HD SLE Regular Cab 4WD $2,792 $1,396 $233
GMC Sierra 3500HD SLT Extended Cab 4WD $3,380 $1,690 $282
GMC Sierra Denali Crew Cab 4WD $2,942 $1,471 $245
Toyota Tundra SR/5 Crew Max 4WD $3,048 $1,524 $254
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Price data assumes single female driver age 30, two speeding tickets, two at-fault accidents, $1000 deductibles, and Iowa minimum liability limits. Discounts applied include homeowner, multi-vehicle, and multi-policy. Information does not factor in vehicle garaging location which can alter auto insurance rates noticeably.

For high risk drivers, one of the more important components that impact the cost of insurance is your address. Cities with larger populations or higher claims like Council Bluffs, Des Moines, and Fort Dodge are more likely to have higher rates, whereas areas that are not as densely populated have the enjoyment of a little cheaper coverage.

The next table sorts the priciest cities in Iowa for drivers requiring a SR22 to purchase car insurance in.

How much does car insurance cost in Iowa?
Rank City Average Per Year
1 Council Bluffs $1,276
2 Sioux City $1,181
3 Des Moines $1,152
4 Davenport $1,101
5 Fort Dodge $1,092
6 Dubuque $1,087
7 Cedar Falls $1,059
8 Bettendorf $1,052
9 Waterloo $1,050
10 Marshalltown $1,050
11 Clinton $1,044
12 West Des Moines $1,037
13 Ottumwa $1,034
14 Clive $1,030
15 Burlington $1,028
16 Urbandale $1,025
17 Mason City $1,020
18 Cedar Rapids $1,017
19 Muscatine $1,000
20 Ankeny $993
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Premium amounts are estimated as specific Iowa zip code can change price quotes significantly.

Best rates: Allstate, Progressive, State Farm, or Geico

If you are looking for the best car insurance for high risk drivers in Iowa, the four most popular companies are Allstate, Progressive, State Farm, and Geico. They all offer unique coverages that policyholders can choose from. The table below shows some of the different features that may be available in your state.

Ratings for Allstate, Progressive, State Farm, and Geico
Allstate Progressive State Farm Geico
Policy Discounts 1st 4th 3rd 2nd
Overall Satisfaction 2nd 3rd 4th 1st
Overall Cost 4th 3rd 2nd 1st
Claims Service 1st 4th 2nd 3rd
Market share percentage 10% 8.8% 18.3% 11.4%
Recommend by customers 86% 88% 88% 87%
A.M. Best financial rating A+ A+ A++ A++
S&P financial rating AA- AA AA AA+
Uber and Lyft insurance Yes Yes Yes Yes
Accident forgiveness coverage Yes Yes No Yes
Mechanical breakdown insurance No Yes No Yes
Emergency roadside assistance Yes Yes Yes Yes
Usage-based insurance Yes Yes Yes No
New car replacement insurance Yes No No No
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