Best Cheap Car Insurance Quotes for Drivers with Accidents in Missouri

When shopping for cheaper auto insurance for drivers with at-fault accidents, one of the many components that is looked at to determine the price you pay for insurance is where you live in Missouri. Regions with more people or even just more weather-related claims like Saint Louis, University City, and Mehlville tend to pay more, whereas areas that are not as densely populated have the enjoyment of a little cheaper coverage.

The information below displays the priciest cities in Missouri for drivers with accidents to buy car insurance in.

Prices are comparative as specific location information can change coverage rates substantially.

Establishing which company has the cheapest insurance rates for drivers with accidents requires a little more work in order to find coverage that fits your buget. Each company uses different criteria to set premium rates, so we’ll go over the most competitive insurance companies in Missouri.

It’s important to understand that Missouri insurance rates are impacted by many factors which can significantly increase or decrease the cost of having a policy. Improving your credit rating, moving to a new city, or having an accident can cause premium changes that can now make some companies cheaper than competitors.

Best Insurance Companies for Accident Prone Drivers

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USAA may offer some of the most affordable car insurance rates in Missouri at around $648 per year. The Hartford, Electric, Allied, and Auto-Owners also are some of the more affordable Missouri auto insurance companies.

In the above example, if you currently have coverage with The Hartford and switched to USAA, you could earn an annual savings of in the neighborhood of $169. Customers with Electric might save as much as $193 a year, and Allied insureds might reduce rates by $227 a year.

To find out how your current rates compare, click here to get quotes or visit any of the low-priced companies below.

Understand that those rates are averaged for all insureds and vehicles and and are not calculated with a rate increase for drivers with accidents. So the auto insurance company that fits your situation best may not even be in the above list. That point stresses why you need to get rate quotes using your own driver and vehicle profiles.

We all have different tastes in cars, and the vehicle that is being insured is probably the most important factor when consumers are trying to find the best cheap auto insurance for drivers with accidents in Missouri. Vehicles with high performance engines, poor safety ratings, or a track record of large liability claims will cost substantially more to insure than safer models. The lists below presents insurance premiums for a number of the cheaper vehicles to buy insurance for.

Data rating is based on single male driver age 30, no speeding tickets, two at-fault accidents, $1000 deductibles, and Missouri minimum liability limits. Discounts applied include multi-vehicle, multi-policy, and homeowner. Price information does not factor in Missouri location which can lower or raise premiums considerably.

Above prices assume single male driver age 30, no speeding tickets, two at-fault accidents, $1000 deductibles, and Missouri minimum liability limits. Discounts applied include multi-vehicle, homeowner, and multi-policy. Price information does not factor in specific location which can lower or raise premiums noticeably.

Table data assumes single male driver age 30, no speeding tickets, two at-fault accidents, $1000 deductibles, and Missouri minimum liability limits. Discounts applied include multi-policy, multi-vehicle, and homeowner. Rates do not factor in garaging location in Missouri which can decrease or increase prices greatly.

Cheapest car insurance: Allstate, Geico, Progressive, or State Farm

If you are shopping around for auto insurance, four companies to take a look at are Allstate, Geico, Progressive, and State Farm. Combined they make up over 48% of all auto insurance policies in force. All four can cover your vehicle for liability and physical damage, but each one has slightly different options that buyers can select from. The next table shows price, claims, and customer service ratings, as well as some optional coverages that are available for customers.