Cheap Auto Insurance for Good Drivers in Nevada

You have seen the ads from car insurance companies like Liberty Mutual and State Farm claiming big savings. So you just need to choose the one with the most memorable commercial, right?

Regrettably, it’s not quite that easy, as there are a whole bunch of unknowns like the safety features built into your vehicle, the area where you live, what deductibles you want to use, and whether or not you are married. We know insurance is not everyone’s favorite topic, but in this article we will cover these things and educate you enough to have some help in finding cheaper rates.

The vehicle you are seeking coverage for is a large factor in finding cheap car insurance for good drivers. Vehicles with limited speed and performance, good crash test ratings, or a low likelihood of having liability claims will cost significantly less to insure than higher performance models. The lists below features auto insurance prices for a selection of the more afforable vehicles to insure in Nevada.

Data assumes single female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Nevada minimum liability limits. Discounts applied include claim-free, homeowner, safe-driver, multi-policy, and multi-vehicle. Rate quotes do not factor in your specific Nevada location which can decrease or increase premiums greatly.

Cost estimates assume single female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Nevada minimum liability limits. Discounts applied include multi-policy, multi-vehicle, claim-free, homeowner, and safe-driver. Information does not factor in vehicle location which can decrease or increase coverage rates considerably.

Prices based on single female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Nevada minimum liability limits. Discounts applied include multi-vehicle, claim-free, safe-driver, multi-policy, and homeowner. Information does not factor in your specific Nevada location which can raise or lower prices significantly.

Finding decent, cheap insurance is tough enough, and deciding which companies quote the cheapest insurance rates for good drivers may require more quotes for comparison. Insurance prices will probably be moderately lower than the average rate in Nevada, with the decrease attributed to the posibility of fewer claims associated with offering insurance for safe drivers. Reasonable insurance should be attainable from a lot of good insurance companies.

Each insurer uses their own formula to set premium rates, so we’ll take a look at the most affordable insurance companies in Nevada. It’s important that readers know that Nevada insurance rates are influenced by many factors which can substantially decrease or increase the price you pay. This price fluctuation is why it is critical to do a thorough rate comparison when trying to get the cheapest auto insurance quotes for good drivers. Car insurance prices are impacted by many factors and change dramatically, so the cheapest rate when you bought your policy may now be priced much higher than other options.

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Allied generally has some of the lowest car insurance rates in Nevada at around $921 each year. Travelers, Capital, Oregon Mutual, and American Family also qualify as some of the cheapest Nevada car insurance companies.

As depicted above, if you are insured with American Family and switched to Travelers, you may realize a yearly savings of roughly $291. Insureds with Progressive may save as much as $299 a year, and GEICO policyholders might reduce rates by $330 a year.

To see if you’re overpaying, click here to start your custom quote or quote prices from the following companies.

Understand that those policy rates are averaged for all drivers and vehicles and are not factoring in a price discount for good drivers. So the car insurance company that is most affordable for your situation may not even be included in the company chart above. That emphasizes why you need to compare as many prices as possible using your own personalized driver profile and vehicle information.

When shopping for cheaper auto insurance for safe drivers, one of the many criteria that help set insurance cost is your zip code in Nevada. Cities with larger populations or higher claim trends like Winchester, Sunrise Manor, and Enterprise tend to have higher auto insurance costs, whereas areas with less people or fewer weather incidents profit from lower rates.

The illustration below illustrates the most expensive places in Nevada for good drivers to purchase a policy in.

Prices are approximated as vehicle location can increase or decrease auto insurance rates considerably.

Best rates: Allstate, State Farm, Progressive, or Geico

When comparing auto insurance for safe drivers in Nevada, probably the best companies to start with are Allstate, State Farm, Progressive, and Geico. Combined they make up about 50% of the entire U.S. auto insurance market. The table below points out ratings for price and service, as well as some optional coverages offered by each company.