Cheap Insurance Quotes for a Ford F-150 in Maine

Anytime the topic is car insurance, the word “cheap” should not be used anywhere in the article. Regardless, cheap auto insurance for a Ford F-150 can seem impossible to find. Don’t let that discourage you, because we are going to show you how you can still find coverage that works with your budget.

The chances that you’ll find the best cheap car insurance for a Ford F-150 in Maine is contingent on a complicated rating formula that uses factors like your date of birth, what you do for a living, and any prior driving offenses you have. Maine drivers pay on average $740 annually to insure their F-150, but that figure is an estimation that uses a 50-year-old single female driver who needs full comprehensive and collision coverage and $100 deductibles.

There is a high likelihood that you are not exactly 50 years old and possibly not even female, you might be married instead of single, or maybe you just want to insure for liability only. Even a slight change in policy rating factors can result in a large change in the cost of insurance for a Ford F-150.

This example demonstrates why the best method for finding the cheapest insurance price for your Ford is to do a thorough rate comparison. It only takes a couple of minutes and you will be able to see rates from the best auto insurance companies around.

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Vehicle trim level will be a contributing factor to the annual cost of coverage, so the rate you will pay to insure a F-150 XL Regular Cab 2WD will be $224 less expensive the cost to insure the higher-priced F-150 Lariat Crew Cab Platinum 4WD version, as shown in the chart below.

Table data represents single female driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and Maine minimum liability limits. Discounts applied include multi-vehicle, safe-driver, claim-free, multi-policy, and homeowner. Rates do not factor in your specific Maine location which can change insurance rates greatly.

Buying affordable auto insurance is hard enough, and deciding which company has the cheapest insurance rates for a Ford F-150 will involve even more perseverance. Every auto insurer has a unique formula to set their prices, so let’s take a look at the most budget-friendly insurance companies in Maine.

Best Auto Insurance Prices for your F-150

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Travelers has some of the cheapest car insurance rates in Maine at around $624 each year. USAA, Countryway Insurance, Vermont Mutual, and Patriot are also some of the more affordable Maine insurance companies.

In the above example, if you are a policyholder with Patriot and switched to USAA, you might realize an annual premium reduction of in the vicinity of $90. Maine drivers with The Hartford might save as much as $101 a year, and MetLife policyholders might lower prices by $129 a year.

To see how much you can save, click here to start a quote or click several companies below for low rates.

Be aware that those policy prices are averages across all drivers and vehicles in Maine and are not factoring in a specific rate factor for a Ford F-150. So the insurer that is best for you may not even be in the list of companies shown earlier. That points out the importance of why you need to compare rates from as many companies as possible using your own personalized driver profile and vehicle information.

Discounts on cheap insurance for a Ford F-150 in Maine

Car insurance companies that provide policies for a Ford F-150 may have policy discounts that could lower prices by 30% or more if you meet specific criteria. The best insurance companies and some of the discounts are included below.

The example below visualizes the comparison of insurance costs with and without discounts applied. The data assumes a male driver, no violations or accidents, Maine state minimum liability limits, full coverage, and $100 deductibles.

The first bar for each age group shows the price with no discounts. The second bar shows the rates with homeowner, claim-free, marriage, multiple policy, anti-theft, and vehicle safety discounts applied. When discounts are factored in, the the average yearly reduction on insurance for a Ford F-150 is 34% or $944.

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Progressive vs Geico vs Allstate vs State Farm

If you are looking for the best insurance for a F-150 pickup in Maine, some of the first companies to look at are Progressive, Geico, Allstate, and State Farm. If you add them together, they insure over 48% of all auto insurance written. All of them offer liability and physical damage protection, but each on has a slightly different mix of options and features that buyers can select from. The following table shows some of the different features you can expect with each one.