Cheap Insurance Quotes for a Jeep Grand Cherokee in Rhode Island

Your chances of finding cheap auto insurance for a Jeep Grand Cherokee in Rhode Island depends upon a lot of different factors such as how safe your vehicle is, if you have a tendancy to file claims, and if you have tickets or violations. Rhode Island drivers on average pay approximately $990 every 12 months to buy Jeep Grand Cherokee insurance, but that is an approximation based on cost data for a 50-year-old single male that included comprehensive and collision coverage and $1,000 policy deductibles.

But there is a good chance that you are not 50 years old and maybe not even male, married instead of single, or maybe your Grand Cherokee doesn’t need comprehensive and collision coverage. Not every driver requires the same auto insurance coverages, so the best way to quote cheap insurance rates for your Jeep is to comparison shop your policy at each renewal.

Compare Jeep Grand Cherokee Insurance Rates

The specific trim level can impact the cost of coverage, so the price to insure a Grand Cherokee Laredo 2WD will cost $84 less than the insurance cost for the higher-end Grand Cherokee SRT-8 4WD version, as demonstrated by the prices below.

Table data represents single male driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Rhode Island minimum liability limits. Discounts applied include multi-vehicle, claim-free, multi-policy, homeowner, and safe-driver. Premium amounts do not factor in your specific Rhode Island location which can impact auto insurance rates noticeably.

Picking a good quality car insurance provider is hard considering how many choices drivers have in Rhode Island. The company information in the lists below may help you pick which companies you want to consider comparing rate quotes with. These ratings only include insurance companies that insure vehicles in the majority of U.S. states, so companies that only write business in Rhode Island or surrounding areas are not factored into these rankings.

Top 10 Large Auto Insurers Overall in Rhode Island

1. The General
2. The Hartford
3. Progressive
4. Travelers
5. State Farm
6. Farmers Insurance
7. Safeco Insurance
8. USAA
9. GEICO
10. 21st Century

Top 10 Large Auto Insurers in Rhode Island Ranked by Customer Satisfaction

1. The Hartford – 93%
2. The General – 91%
3. Progressive – 90%
4. 21st Century – 89%
5. State Farm – 87%
6. Travelers – 87%
7. USAA – 87%
8. Safeco Insurance – 86%
9. AAA Insurance – 86%
10. American Family – 85%

Top Companies for Jeep Grand Cherokee Insurance in Rhode Island

The information below demonstrates how choosing different deductibles can influence yearly insurance costs when searching for cheap insurance for a Jeep Grand Cherokee. The data assumes a single male driver, comp and collision included, and no discounts are applied.

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The chart above illustrates that a 50-year-old driver could lower their car insurance rates by $398 a year by changing from a $100 deductible up to a $500 deductible, or save $602 by choosing a $1,000 deductible. Youthful drivers, like the 20-year-old, could reduce their rates as much as $1,316 every year just by using higher deductibles.

When raising deductibles, it is essential to have enough funds in savings to enable you to pay the extra out-of-pocket expense, which is the one disadvantage of using larger deductibles.

Get discounts on Rhode Island car insurance

Car insurance companies that sell cheap insurance for a Jeep Grand Cherokee in Rhode Island may also provide premium discounts that could lower prices by as much as 35% or more if you meet certain criteria. The best car insurance companies and some of their more popular discounts are included below.

The diagram below shows the difference between insurance costs with and without discounts applied to the policy premium. The rate quotes are based on a male driver, no violations or accidents, Rhode Island state minimum liability limits, comp and collision included, and $250 deductibles.

The first bar for each age group shows insurance cost with no discounts. The lower bar shows the rates with passive restraint, multiple policy, vehicle safety, marriage, homeowner, and safe-driver discounts applied. When these discounts are applied to the policy premium, the the average yearly reduction on car insurance for a Jeep Grand Cherokee is 13% or $248.

google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Male Driver No Discounts’, ‘Male Driver with Discounts’],[‘Age 20’, 4715,3393],[‘Age 30’, 2437,1775],[‘Age 40’, 2421,1753],[‘Age 50’, 2199,1595],[‘Age 60’, 2123,1537],[‘Age 70’, 2575,1857]]);var options = {title: ‘Insurance Rate Comparison with Discounts for a Jeep Grand Cherokee’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#6791b9’, ‘#98bee2’],hAxis: {title: ‘Annual Insurance Cost for a Jeep Grand Cherokee’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}

How to get cheap insurance for a Jeep Grand Cherokee in Rhode Island

The list below details many penny-pinching solutions that can help drivers quote more affordable coverage.

• Good credit can save money
• Safe vehicles generally have lower rates
• Don’t waste money on full coverage for older vehicles
• Do not get into accidents that are your fault
• Raise your physical damage coverage deductibles
• Serious violations like DUI or careless driving can make car insurance unaffordable
• Compare rates regularly to ensure the best deal

That last tip is certainly critical, as was noted in this write-up. Prices charged by car insurance companies in Rhode Island adjust frequently, so drivers shouldn’t hesitate to change to a new company if you find a cheaper price.

Brand loyalty is not necessarily bad, but it’s not a good idea if your bullheadedness ends up costing you several hundred dollars every year. In less than five minutes you could compare rates to find cheaper car insurance for a Jeep Grand Cherokee.