Cheapest Auto Insurance for Good Drivers in Florida

The vehicle you are buying coverage for is one of the main factors that determines the availablility of the cheapest car insurance for good drivers in Florida. Vehicles with lower performance, an excellent safety record, or a low likelihood of liability claims will cost less to insure than high performance models.

The next lists estimates car insurance rates for some of the more afforable vehicles to insure in Florida.

Table data assumes married female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Florida minimum liability limits. Discounts applied include homeowner, multi-policy, multi-vehicle, safe-driver, and claim-free. Rates do not factor in garaging location in Florida which can revise prices considerably.

Table data assumes married female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Florida minimum liability limits. Discounts applied include safe-driver, claim-free, multi-policy, homeowner, and multi-vehicle. Prices do not factor in the specific area where the vehicle is garaged which can affect coverage rates noticeably.

Data variables include married female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Florida minimum liability limits. Discounts applied include multi-policy, multi-vehicle, claim-free, safe-driver, and homeowner. Premium amounts do not factor in specific Florida garaging location which can impact coverage prices substantially.

For safe drivers, one of the largest considerations that impact insurance cost is where you keep your car in Florida. Areas with more people or higher crime rates like Hialeah, Miami, and West Palm Beach tend to have more expensive car insurance rates, whereas areas with less congestion profit from lower rates.

The following table displays the highest-priced places in Florida for good drivers to purchase auto insurance in.

Rate quotes are estimated as vehicle location can change premiums substantially.

Get discounts on Florida insurance rates

<img class="shadow floatright" src="http://www.quoteclickinsure.com/blog/wp-content/uploads/cheap-car-insurance-good-drivers-fl.jpg" alt="Cheaper Florida car insurance for safe drivers”/>Car insurance companies that sell the cheapest car insurance for good drivers in Florida could also offer premium discounts that can lower rates by as much as 35% or more if you meet specific criteria. A few popular companies and some of the premium reductions they offer are outlined below.

The information below visualizes the comparison of insurance costs with and without discounts applied to the premium. The costs are based on a male driver, no claims or violations, Florida state minimum liability limits, comp and collision included, and $250 deductibles. The first bar for each age group shows premium with no discounts. The lower bar shows the rates with defensive driving course, multiple policy, marriage, multiple vehicle, homeowner, and safe-driver discounts applied. When drivers qualify for the discounts, the the average yearly reduction on car insurance for good drivers is % or $.

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Florida car insurance companies ranked

Finding the top car insurance company can be difficult considering how many companies there are to choose from in Florida. The company rank data in the lists below can help you decide which auto insurers to look at purchasing coverage from. The ratings below only include companies with a nationwide focus, so companies without a large exposure are not factored into the list.

How to get the cheapest car insurance for good drivers in Florida

Here are a few penny-pinching ideas that can help you get low-cost coverage.

• Buy a vehicle with excellent safety ratings
• Try paying for small claims out-of-pocket
• Having at-fault accidents will increase rates
• Tickets and violations raise rates
• Pay cheaper rates with good credit scores
• Compare rates regularly to ensure the best deal

The last idea is highly crucial, as was noted in this write-up. Prices charged by companies can change considerably based on profitability, so don’t be tentative to buy a different policy if you can save money.

Being loyal to a particular company is commendable, but we do not recommend it if that faithfulness ends up costing you hundreds of dollars a year. Spend a few minutes and compare prices to find cheaper auto insurance for good drivers.