Cheapest Car Insurance Quotes for 16 Year Olds in Rhode Island

For new drivers, one of the more important factors that help determine insurance cost is where you choose to live in Rhode Island. Cities with larger populations like Providence, Pawtucket, and Central Falls tend to pay more, whereas cities that are not as densely populated get the luxury of paying less.

The following table displays the highest-priced places in Rhode Island for 16 year olds to purchase a policy in.

Annual rates are approximated as specific location information can revise insurance rates greatly.

The cost and performance of the vehicle you are insuring is probably the biggest factor in finding the cheapest auto insurance for 16 year olds in Rhode Island. Vehicles with high performance, poor crash test ratings, or a track record of large liability claims will cost more to insure than more modest models.

The information below ranks insurance premiums for the most affordable automobiles to buy coverage for.

Data rating is based on single male driver age 16, no speeding tickets, no at-fault accidents, $1000 deductibles, and Rhode Island minimum liability limits. Discounts applied include safe-driver, and claim-free. Estimates do not factor in specific garaging location which can influence premiums significantly.

Prices based on single male driver age 16, no speeding tickets, no at-fault accidents, $1000 deductibles, and Rhode Island minimum liability limits. Discounts applied include claim-free, and safe-driver. Price estimates do not factor in Rhode Island location which can raise or lower prices noticeably.

Data based on single male driver age 16, no speeding tickets, no at-fault accidents, $1000 deductibles, and Rhode Island minimum liability limits. Discounts applied include safe-driver, and claim-free. Rates do not factor in specific location which can impact auto insurance rates considerably.

Insuring your vehicle with a highly-rated insurer can be rather challenging considering how many different companies insure vehicles in Rhode Island. The information below could help you choose which car insurance providers you want to consider when shopping your coverage around. These ratings include the largest auto insurers in America, so companies with more of a regional focus are not factored into the list.

Top 10 Major Auto Insurance Providers in Rhode Island Ranked by Value

1. The General
2. The Hartford
3. Farmers Insurance
4. Safeco Insurance
5. AAA Insurance
6. 21st Century
7. Travelers
8. State Farm
9. Progressive
10. American Family

Which car insurance company is best?

When shopping around for auto insurance for new drivers, some of the largest companies to start with are Geico, State Farm, Progressive, and Allstate. Each one has different optional coverages and features that may influence your buying decision. The following table compares some of the ratings and options offered by each one.