Cheapest Insurance Quotes for a Chevrolet Silverado in Nevada

Our content editors always give us grief that when writing about car insurance, the word affordable should never appear anywhere to describe car insurance rates. It’s just reality that cheap auto insurance for a Chevy Silverado is just plain contradictory. Don’t let that spoil your day, because we are going to tell you how you can still get auto insurance that may not be cheap, but it is affordable.

Your ability to find the best cheap auto insurance for a Chevy Silverado in Nevada depends on a complex equation that considers factors like age of the vehicle, whether or not you have filed claims in the past, and if you had any at-fault accidents in the last few years. Drivers will pay around $950 every 12 months to buy Chevrolet Silverado insurance, but that rate is a valuation that uses a 30-year-old married female who purchased both comprehensive and collision coverage and $500 policy deductibles.

Chances are that you may not be 30 years old (or even female), possibly single instead of married, and maybe you want different deductibles. Every policy is rated specifically for the driver, so your best shot at finding the cheapest insurance price for your Chevrolet is to compare rates from as many companies as possible. Quotes are free and easy and you will receive rate quotes from the best auto insurance companies that insure Chevrolet vehicles in Nevada.

View Chevrolet Silverado Insurance Rates

The specific model of Silverado can impact the insurance rate, so the rate you will pay to insure a Silverado LS Regular Cab 2WD model will cost $184 less than the price to insure the high end Silverado Crew Cab Hybrid 4WD version, as shown in the prices below.

Data based on married female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Nevada minimum liability limits. Discounts applied include homeowner, multi-policy, claim-free, multi-vehicle, and safe-driver. Rates do not factor in specific garaging location which can raise or lower price quotes noticeably.

Finding the highest-rated auto insurance company can be a challenge considering how many choices drivers have in Nevada. The company ratings in the next section can help you pick which car insurance providers you want to consider when shopping car insurance rates for a Chevy Silverado. The ratings below include companies that insure vehicles across America, so companies that focus mainly on Nevada business are not taken into consideration for these rankings.

Top 10 Large Auto Insurance Providers Overall in Nevada

1. USAA
2. American Family
3. State Farm
4. The Hartford
5. AAA Insurance
6. GEICO
7. The General
8. Titan Insurance
9. Progressive
10. Mercury Insurance

Top 10 Large Auto Insurance Providers in Nevada Ranked by Claims Service

1. State Farm
2. Esurance
3. AAA Insurance
4. Progressive
5. Liberty Mutual
6. GEICO
7. Allstate
8. Titan Insurance
9. The Hartford
10. Mercury Insurance

Top Companies for Chevrolet Silverado Insurance in Nevada

Get discounts on Nevada insurance rates

Insurance providers that offer the cheapest insurance for a Chevy Silverado in Nevada could also offer rate discounts that could lower prices by as much as 35% or more if you qualify for them. A list of companies and their possible discounts are outlined below.

• GEICO may offer discounts for anti-lock brakes, multi-vehicle, emergency military deployment, five-year accident-free, membership and employees, and military active duty.
• Mercury Insurance has savings for good student, accident-free, ease of repair, location of vehicle, type of vehicle, and age of vehicle.
• Farmers Insurance has discounts for electronic funds transfer, alternative fuel, homeowner, switch companies, and business and professional.
• Auto-Owners Insurance offers discounts including anti-theft, safe vehicle, safe driver, good student, air bags, and multiple vehicles.
• Liberty Mutual discounts include hybrid vehicle, new vehicle discount, newly retired, safety features, and teen driver discount.
• SAFECO includes discounts for bundle discounts, safe driver, anti-lock brakes, anti-theft, teen safe driver, and accident prevention training.
• Progressive offers premium reductions for multi-vehicle, good student, continuous coverage, online signing, homeowner, online quote discount, and multi-policy.
• USAA may have discounts that include loyalty savings, military installation, multi-policy, family discount, driver training, vehicle storage, and defensive driver.

The example below illustrates the difference between annual premium costs with and without discounts. The premium estimates are based on a female driver, no claims or violations, Nevada state minimum liability limits, full coverage, and $250 deductibles. The first bar for each age group shows the price with no discounts. The second bar shows the rates with multiple policy, defensive driving course, safe-driver, accident-free, multiple vehicle, and anti-theft discounts applied. With discounts applied, the the amount saved on auto insurance for a Chevy Silverado is 28% or $583.

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Comparison of full coverage and liability-only policies

Finding the cheapest insurance for a Chevy Silverado in Nevada is the goal of most people, and a great way to pay less for insurance is to not insure for full coverage. The chart below illustrates the difference between premium costs with full coverage and liability only. The costs are based on no accidents, no driving violations, $1,000 deductibles, single marital status, and no discounts are applied.

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If we average the cost for all age groups, comp and collision coverage costs $1,644 per year more than carrying just liability coverage. A very common question is if buying full coverage is worth the money. There is no set rule of when to exclude physical damage coverage, but there is a guideline you can use. If the annual cost of your full coverage insurance is 10% or more of the replacement cost minus the deductible, then you might consider buying liability only.

Is Progressive, Allstate, Geico, or State Farm cheaper?

If you want the best insurance for a Silverado pickup in Nevada, four companies to consider are Progressive, Allstate, Geico, and State Farm. The table below ranks price, claims, and customer service ratings, as well as some optional coverages shoppers can expect to find with each one.