How Much are Car Insurance Quotes After a Speeding Ticket in New Jersey?

One of the more important criteria used to establish the policy price is where your residence is in New Jersey. Densely populated urban areas like Newark, West New York, and Union City tend to have higher auto insurance costs, whereas areas with less crime or weather claims generally benefit from lower auto insurance rates.

The following table sorts the most expensive places in New Jersey after a speeding ticket to buy car insurance in.

Annual rates are approximated as the garaging address in New Jersey can change coverage prices considerably.

We all have different tastes in cars, and the vehicle that is being insured is probably the biggest factor that determines whether or not you find cheap car insurance after a speeding ticket in New Jersey. Vehicles with high performance engines, poor passenger safety features, or an increased likelihood of liability claims will cost much more to insure than safer, lower-performance models.

The lists below features auto insurance rates for a handful of the most cost-effective automobiles to insure in New Jersey.

Price data assumes single male driver age 50, two speeding tickets, no at-fault accidents, $500 deductibles, and New Jersey minimum liability limits. Discounts applied include multi-vehicle, homeowner, claim-free, and multi-policy. Price estimates do not factor in specific New Jersey garaging location which can raise or lower price quotes substantially.

Prices based on single male driver age 50, two speeding tickets, no at-fault accidents, $500 deductibles, and New Jersey minimum liability limits. Discounts applied include claim-free, homeowner, multi-policy, and multi-vehicle. Estimates do not factor in New Jersey location which can alter insurance rates greatly.

Cost estimates assume single male driver age 50, two speeding tickets, no at-fault accidents, $500 deductibles, and New Jersey minimum liability limits. Discounts applied include multi-policy, multi-vehicle, homeowner, and claim-free. Premium amounts do not factor in specific location information which can modify prices significantly.

Determining which insurers offer the cheapest auto insurance rates after a speeding ticket will take a tad more effort in order to find the most economical policy. Every auto insurer has a unique formula for setting prices, so let’s take a look at the auto insurance companies with the most affordable rates in New Jersey.

Best Insurance Companies with Licence Points

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21st Century has some of the lowest car insurance rates in New Jersey at around $1,078 a year. Travelers, New Jersey Manufacturers, Penn National, and Palisades also rank well as some of the most economical New Jersey car insurance companies.

As the rates illustrate above, if you currently have a policy with Travelers and switched to 21st Century, you may see yearly savings of upwards of $113. New Jersey drivers with New Jersey Manufacturers might save as much as $180 a year, and Penn National insureds might realize rate reductions of up to $301 a year.

To get a fast rate comparison, click here to get quotes or visit several of the following companies.

Remember that these rates are averages across all ages of drivers and types of vehicles and and are not figured with a price discount after a speeding ticket. So the auto insurance company that fits your age and vehicle best may not even be shown in the list of companies above. That helps illustrate why you need to compare as many prices as possible using your own personal information and vehicle type.

Progressive vs Geico vs State Farm vs Allstate

When comparing auto insurance, the four most popular companies are Progressive, Geico, State Farm, and Allstate. Between them, they make up 48.5% of the entire U.S. car insurance market. The data below breaks down ratings and policy coverage options .