How Much are Car Insurance Quotes for Drivers Requiring a SR22 in Virginia?

Shopping around for low-priced insurance is not easy, and deciding which companies have the cheapest car insurance rates for drivers requiring a SR22 will require even more rate comparisons. Policy rates will be quite a bit pricier than the average price in Virginia, with the increase attributed to the additional risk that goes along with selling insurance for high risk drivers, but economical coverage may be attainable if you compare enough rates. Each auto insurer has a different process to set premium rates, so let’s rank the car insurance companies with the overall cheapest rates in Virginia.

Best Insurance Companies for SR22 Drivers

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Travelers generally has some of the most affordable car insurance rates in Virginia at around $659 annually. USAA, Penn National, Utica National, and Cincinnati Insurance would also be considered some of the best Virginia auto insurance companies.

As the example above demonstrates, if you have coverage with USAA and switched to Travelers, you may see savings of in the vicinity of $50. Drivers with Penn National might save as much as $81 a year, and Utica National insureds might lower prices by $99 a year.

Be aware that those estimates are averaged across all types of insureds and vehicles and do not take into consideration a price increase for drivers requiring a SR22. So the insurer that fits your needs best may not even be featured in the above rate chart. That underscores the importance of why you need to get auto insurance quotes using your own personalized driver profile and vehicle information.

The vehicle model that needs insurance is one of the largest factors when consumers are trying to find the cheapest car insurance for drivers requiring a SR22. Vehicles with high performance features, poor passenger safety features, or a high likelihood of having liability claims will cost quite a bit more to insure than more modest models.

The next tables showcases auto insurance rates for a number of the cheaper vehicles to buy insurance for.

Data assumes married male driver age 50, two speeding tickets, two at-fault accidents, $500 deductibles, and Virginia minimum liability limits. Discounts applied include homeowner, multi-policy, and multi-vehicle. Premium amounts do not factor in zip code location which can influence premium rates substantially.

Data assumes married male driver age 50, two speeding tickets, two at-fault accidents, $500 deductibles, and Virginia minimum liability limits. Discounts applied include multi-vehicle, homeowner, and multi-policy. Price estimates do not factor in specific garaging location which can lower or raise coverage rates noticeably.

Prices based on married male driver age 50, two speeding tickets, two at-fault accidents, $500 deductibles, and Virginia minimum liability limits. Discounts applied include homeowner, multi-vehicle, and multi-policy. Premium amounts do not factor in specific location which can revise price quotes considerably.

Best rates: Geico, Allstate, Progressive, or State Farm

When comparing rates for car insurance for high risk drivers in Virginia, the first places to look would be Geico, Allstate, Progressive, and State Farm. If you add them together, they insure almost 50% of all vehicles in the U.S.. The next table shows ratings for price and service, as well as some optional coverages that policyholders can buy.