How Much are Insurance Quotes for a Nissan Rogue in Kansas?

The chances that you’ll find affordable car insurance for a Nissan Rogue in Kansas depends on a lot of rating criteria such as your age, if you have ever let your policy lapse, and violations on your driving record. Drivers in Kansas pay an average rate of $880 a year for Rogue insurance, but that cost is a valuation that uses a 40-year-old single female who requires full physical damage coverage and $500 physical damage deductibles.

Odds are that you are not 40 and possibly not even female, married instead of single, or maybe you want more liability coverage than is required by law in Kansas. Everone’s needs are different, and this illustrates why your best chance at finding cheap insurance rates for your Nissan is to compare as many rates as you can.

Insure Your Nissan for Less

Your Nissan’s trim level tends to have a direct impact on the cost of coverage, so the price you pay to insure a Rogue S 2WD trim level will be $60 less expensive the price to insure the higher-end Rogue SL AWD version, as shown below.

Table data assumes single female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Kansas minimum liability limits. Discounts applied include homeowner, multi-policy, claim-free, multi-vehicle, and safe-driver. Information does not factor in specific garaging location which can raise or lower coverage rates greatly.

Shopping around for reasonably-priced insurance is tough enough, and finding out which companies quote the cheapest auto insurance rates for a Nissan Rogue will involve even more rate comparisons. Each auto insurer has their own process for determining rates, so let’s take a look at the auto insurance companies with the overall best prices in Kansas.

Lowest Insurance Price Quotes for Your Nissan

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USAA quotes some of the most affordable car insurance rates in Kansas at around $773 per year. The Hartford, Allied, Travelers, and Auto-Owners also rank well as some of the more affordable Kansas auto insurance companies.

In the above rates, if you are insured with Auto-Owners and switched to The Hartford, you might realize a yearly price reduction of around $280. Drivers with Farmers could save as much as $349 a year, and Farm Bureau Mutual customers might see rate reductions of $360 a year.

If you want to see how much you could save, click here to start your custom quote or click through to the companies below.

Understand that those policy prices are averages across all ages of drivers and types of vehicles and do not take into consideration a specific rating modification for a Nissan Rogue. So the car insurance company that is best for you may not even be included in the list of companies above. That illustrates why you need to get rate quotes using your own driver data and vehicle information.

Difference between full coverage and liability only rates

Finding cheap insurance for a Nissan Rogue in Kansas is important to most vehicle owners, and one great way to pay lower rates for insurance is to only pay for liability coverage. The diagram below shows the difference between auto insurance costs with full phyical damage coverage and with liability coverage only. The data is based on no claims, a clean driving record, $500 deductibles, marital status is single, and no discounts are taken into consideration.

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If we average all the age groups together, physical damage coverage costs an extra $1,706 per year over and above liability coverage. That raises the question if buying full coverage is a good investment. There is no set rule to stop buying full coverage, but there is a general convention. If the annual cost of comprehensive and collision coverage is more than around 10% of any settlement you would receive from your insurance company, then it might be time to buy liability only.

Geico, Allstate, State Farm, or Progressive: Which is best?

If you are looking for the best insurance for a Rogue, four companies you’ll want quotes from are Geico, Allstate, State Farm, and Progressive. If you put them all together, they insure about 50% of all car insurance policies written. The data below compares some of the different options .