How Much Does Insurance Cost for a Chevrolet Silverado in Louisiana?

When writing about shopping for car insurance, the words “cheap” or “affordable” should not be used anywhere to describe car insurance rates. It’s just reality that cheap car insurance for a Chevy Silverado can be hard, if not impossible, to find. But don’t despair, because we are going to tell you how you can find and buy car insurance that you can afford.

The odds of finding cheap insurance for a Chevy Silverado in Louisiana relies on things such as if you own your home, if you currently have coverage, and any driving offenses on your record. Louisiana drivers pay an average rate of $2,040 per year to buy insurance for a Chevrolet Silverado, but that policy rate is using cost data for a 30-year-old single female driver who purchased full coverage including both comprehensive and collision and $250 physical damage deductibles.

When estimating a car insurance rate like we just did, the issue is that you are not 30 and maybe not even a female, married instead of single, or maybe you prefer to not insure for full coverage. Every car insurance policy is unique to the driver, so the only way to find affordable rates for your Chevrolet is to just take the time to do a thorough rate comparison. It’s really quite easy you will receive price comparisons from the best auto insurance companies around.

Find Cheaper Chevrolet Silverado Insurance

The trim level of your vehicle will likely have an effect on the coverage cost, so the price to insure a Silverado LS Regular Cab 2WD trim level will be $442 less than the insurance cost for the higher-end Silverado Crew Cab Hybrid 4WD model, as shown below.

Data rating is based on single female driver age 30, no speeding tickets, no at-fault accidents, $250 deductibles, and Louisiana minimum liability limits. Discounts applied include safe-driver, homeowner, multi-vehicle, claim-free, and multi-policy. Rates do not factor in vehicle location which can revise auto insurance rates greatly.

Insuring your vehicle with a high-quality insurer can be challenging considering how many different insurance companies sell coverage in Louisiana. The company information shown below could help you decide which coverage providers to look at when comparing rate quotes.

These ratings are only comprised of major nationwide insurance companies, so companies that have a smaller presence are not taken into consideration for these rankings. To compare price quotes from these companies and more, simply click here.

The diagram below demonstrates how deductible levels can impact premium costs when searching for cheap insurance for a Chevy Silverado. The premium estimates are based on a married male driver, full coverage, and no discounts are factored in.

google.charts.setOnLoadCallback(drawDfdqcibChart);function drawDfdqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘$100 Deductible’,’$250 Deductible’,’$500 Deductible’,’$1,000 Deductible’],[‘Age 20’, 5135,4655,4125,3625],[‘Age 30’, 2691,2439,2149,1869],[‘Age 40’, 2571,2339,2073,1815],[‘Age 50’, 2349,2139,1897,1669],[‘Age 60’, 2311,2103,1865,1639],[‘Age 70’, 2637,2413,2161,1921]]);var options = {title: ‘Impact of Deductible Levels on Chevrolet Silverado Insurance Rates in Louisiana’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 700,’chartArea’: {left:100,top:50,’width’: ‘100%’,’height’: ‘80%’},legend: {position: ‘bottom’,textStyle: {fontSize: 12}},bar: {groupWidth: ‘80%’},colors: [‘#6791b9′,’#75a8d8′,’#98bee2′,’#bad4ec’],hAxis: {title: ‘Annual Insurance Cost for a Chevrolet Silverado’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);formatter.format(data,3);formatter.format(data,4);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdfd’));chart.draw(data, options);}

A 30-year-old driver could reduce rates by $498 a year by switching the physical damage coverage from a $100 deductible to a $500 deductible, or save $756 by choosing a $1,000 deductible. Even younger insureds, like the age 20 example, could lower their rates as much as $1,510 every year just by choosing higher deductibles when buying full coverage.

If you do raise deductibles, it will be required to have emergency funds available to enable you to cover the extra out-of-pocket expense that comes with higher deductibles.

Find cheap insurance for a Chevy Silverado in Louisiana

The list below summarizes some of the better money-saving suggestions that can help drivers quote the cheapest auto insurance.

• Raise your physical damage coverage deductibles
• The safer your car, the less it costs to insure
• Better credit rating means better rates
• Avoid getting tickets or violations
• Do not get into accidents
• Shop around and save

The last tip in the list is highly important, as was affirmed in the prior information. Coverage prices in Louisiana can be changed at any time, so you should be ready to switch companies if you can save money.

Staying with the same car insurance company is fine, but we do not recommend it if that dedication is costing a lot of money. If you have a few minutes, now is a great time to compare rates and find cheaper auto insurance for a Chevy Silverado.