How Much is Insurance for a Ford Fusion in Nebraska?

The odds of finding cheaper coverage for a Ford Fusion in Nebraska depends upon things such as if you are married or single, what you do for a living, and any prior driving offenses you have. Drivers pay approximately $1,080 per year for Fusion insurance, but that rate is using cost data for a 40-year-old married male driver with full physical damage coverage and $100 physical damage deductibles.

There is a good possibility you may not be 40 years old (or even male), possibly single instead of married, or maybe you have a couple of speeding tickets. Even a very minor difference in policy rating data could result in a significant change in rate quotes.

Having different needs demonstrates why the most reliable method for finding cheap auto insurance rates for your Ford is to compare as many rates as you can. Quotes only take a few minutes and you can get prices from the best auto insurance companies that sell coverage in Nebraska.

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The trim level of your vehicle will have an impact the cost of insurance, so the price you pay to insure a Fusion S 4-Dr Sedan will be $216 cheaper than the insurance cost for the more costly Fusion Sport AWD 4-Dr Sedan version, as shown below.

Table data represents married male driver age 40, no speeding tickets, no at-fault accidents, $100 deductibles, and Nebraska minimum liability limits. Discounts applied include multi-vehicle, safe-driver, claim-free, multi-policy, and homeowner. Premium amounts do not factor in garaging location in Nebraska which can decrease or increase rates significantly.

Nebraska car insurance companies ranked

Choosing the best company is difficult considering how many companies provide coverage in Nebraska. The information below may help you choose which insurers to look at when comparing auto insurance rates for a Ford Fusion.

The ratings below are only comprised of the largest companies in the United States, so companies with more of a regional focus are not taken into consideration for these rankings. To view rates from these top insurers and more, click here.

Top 10 Large Auto Insurers in Nebraska Ranked by Customer Service

1. State Farm
2. Nationwide
3. Safeco Insurance
4. American Family
5. Travelers
6. Liberty Mutual
7. GEICO
8. Allstate
9. The Hartford
10. Farmers Insurance

Top 10 Large Auto Insurers in Nebraska Ranked by Value

1. USAA
2. GEICO
3. AAA Insurance
4. Liberty Mutual
5. State Farm
6. Allstate
7. Safeco Insurance
8. Travelers
9. 21st Century
10. Nationwide

Top Companies for Ford Fusion Insurance in Nebraska

Discount Nebraska insurance rates

Insurance companies that offer cheap insurance for a Ford Fusion in Nebraska may also give you special discounts that may potentially lower prices by as much as 35% if you are eligible for them. A few popular companies and some of their more popular discounts can be found below.

The illustration below illustrates the comparison of car insurance rates with and without discounts being applied to the rates. The information is based on a male driver, no claims or driving citations, Nebraska state minimum liability limits, full coverage, and $250 deductibles.

The first bar for each age group shows premium with no discounts. The second shows the rates with claim-free, marriage, vehicle safety, accident-free, homeowner, and multiple vehicle discounts applied. When taking advantage of discounts, the average amount saved each year on car insurance for a Ford Fusion is 42% or $544.

google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Male Driver No Discounts’, ‘Male Driver with Discounts’],[‘Age 20’, 4091,2939],[‘Age 30’, 2097,1519],[‘Age 40’, 2081,1505],[‘Age 50’, 1895,1371],[‘Age 60’, 1833,1325],[‘Age 70’, 2245,1615]]);var options = {title: ‘Insurance Rate Comparison for a Ford Fusion’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#6791b9’, ‘#98bee2’],hAxis: {title: ‘Annual Insurance Cost for a Ford Fusion’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}

Drive responsibly or pay higher rates

In a perfect world, the best way to enjoy affordable car insurance prices in Nebraska for a Fusion is to drive attentively and avoid accidents and keep your driving record clean. The diagram below illustrates how violations and at-fault collisions increase car insurance costs for different categories of driver ages. The information is based on a married male driver, full physical damage coverage, $100 deductibles, and no additional discounts are factored in.

google.charts.setOnLoadCallback(drawVioqcibChart);function drawVioqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘No Violations or Accidents’, ‘One Speeding Ticket and No Accidents’, ‘One Speeding Ticket and One Accident’],[‘Age 20’, 3617,3923,4795],[‘Age 30’, 1907,2211,3081],[‘Age 40’, 1815,2117,2993],[‘Age 50’, 1657,1959,2833],[‘Age 60’, 1627,1931,2807],[‘Age 70’, 1855,2155,3029]]);var options = {title: ‘Impact of Violations and Accidents on Nebraska Ford Fusion Insurance’,titleTextStyle: {color: ‘#333’, fontSize: 17, bold: true},width: ‘100%’,height: 600,’chartArea’: {left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’,textStyle: {fontSize: 12}},colors:[‘#b2da64′,’#eed355′,’#e39e71’],hAxis: {title: ‘Annual Insurance Cost for a Ford Fusion in Nebraska’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);formatter.format(data,3);var chart = new google.visualization.BarChart(document.getElementById(‘qcibvio’));chart.draw(data, options);}

In the previous example, the average cost of a car insurance policy in Nebraska per year with no accidents or violations is $2,080. Add in one speeding ticket and the average cost hikes up to $2,383, an increase of $303 each year. Next add one accident along with the one speeding ticket and the annual cost of car insurance for a Ford Fusion increases to an average of $3,256. That’s an increase of $1,177, or $98 per month, just for being a careless driver!