Who Has Cheap Insurance Quotes for a Chevrolet Equinox in Wyoming?

Your chances of buying affordable auto insurance for a Chevrolet Equinox in Wyoming is dependent upon a lot of factors such as if you own the home you live in, the size of your vehicle, and driving citations. Drivers in Wyoming pay on average $840 annually for Equinox insurance, but that policy rate is a projection based on a 40-year-old married male that has full physical damage coverage and $1,000 deductibles.

That rate won’t apply to everyone, because more than likely you are not a 40-year-old male, single instead of married, or maybe your Equinox doesn’t need full coverage. Everone’s needs are different, and this illustrates why the only real way to find cheap auto insurance rates for your Chevrolet is to put in the effort to do a thorough rate comparison. Quotes are free and easy and you will be able to see rates from the best companies that insure Chevrolet vehicles in Wyoming.

Cheapest Chevrolet Equinox Insurance Rates

The trim level of your Equinox will most likely have an effect on the cost of insurance, so the price to insure a Equinox LS 2WD model will cost $68 less than the price to insure the fancier Equinox LTZ AWD trim level, as shown in the chart below.

Data based on married male driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Wyoming minimum liability limits. Discounts applied include homeowner, multi-vehicle, safe-driver, claim-free, and multi-policy. Information does not factor in vehicle location which can decrease or increase insurance rates greatly.

Locating low-cost auto insurance is confusing at best, and deciding which company has the cheapest auto insurance rates for a Chevrolet Equinox takes even more rate comparisons. Each auto insurer has a proprietary formula to establish rates, so let’s take a look at the auto insurance companies with the most affordable rates in Wyoming.

Cheap Insurance Rates for Your Equinox

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USAA normally has some of the lowest car insurance rates in Wyoming at around $643 per year. Safeco, The Hartford, GEICO, and National Farmers Union also make the cut as some of the cheaper Wyoming car insurance companies.

As shown in the table above, if you currently have a policy with GEICO and switched to Safeco, you may see a yearly price reduction of around $42. Drivers with National Farmers Union may save as much as $74 a year, and State Farm customers might see rate reductions of $118 a year.

Be aware that those premium estimates are averages for all types of insureds and vehicles and and are not calculated with a specific rate value for a Chevrolet Equinox. So the car insurance company that fits your needs best may not even be shown in the rate chart shown above. That’s why you need to compare as many prices as possible using your own specific driver information and vehicle.

Liability rates compared to full coverage

Finding cheap insurance for a Chevrolet Equinox in Wyoming is the goal of the majority of drivers, and one of the quickest ways to lower the cost of insurance is to buy only liability coverage. The information below illustrates the comparison of insurance prices with and without physical damage coverage. The rate quotes are based on a clean driving record, no at-fault accidents, $100 deductibles, single marital status, and no additional discounts are factored in.

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As an average, comp and collision coverage costs an extra $2,668 per year more than insuring for liability only. That is a large expense which might make you wonder if physical damage coverage is worth the money. There is no exact rule of when to phase out comp and collision coverage, but there is a general guideline you can use. If the yearly cost of full coverage is 10% or more of the vehicle’s replacement cost less your deductible, then it might be time to buy liability only.

How to find cheap insurance for a Chevrolet Equinox in Wyoming

Below you’ll find a few thrifty ideas that can help drivers find the cheapest coverage.

• Serious violations like DUI or reckless driving can increase rates dramatically
• Prevent rate increases by staying accident-free
• Buy a car with high safety ratings
• Raise your deductibles
• Increase your credit rating
• Shop around for cheaper rates regularly

That last idea is incredibly crucial, as we discussed in the prior article. Prices charged by auto insurers adjust often, so drivers shouldn’t be resistant to switch carriers if you can save money. Having brand loyalty is commendable, but we do not recommend it if it’s costing you a considerable chunk of change every month. Spend a few minutes and shop around to find cheaper car insurance for a Chevrolet Equinox.