Who Has Cheap Insurance Quotes for a Honda Civic in Wisconsin?

The chances of buying the cheapest coverage for a Honda Civic in Wisconsin relies on a lot of different factors like the number of years of driving experience you have, if you currently have coverage, and physical damage deductibles. Drivers on average pay approximately $1,140 annually to insure their Civic, but that is an approximation based on a 30-year-old single female who needs full coverage including both comprehensive and collision and $100 physical damage deductibles.

There is a high probability that you aren’t exactly 30 years old or even a female, possibly married instead of single, or you want lower deductibles. Using even a minor difference in the factors used in pricing a policy may result in significant differences in the coverage rate.

Car insurance coverage is unique to each driver, so this is why the way we recommend to find affordable rates for your Honda is to just compare rates yourself. Do a quick rate comparison now and you will be able to compare rates from some of the best companies in Wisconsin.

Compare Rates and Save

Your vehicle’s trim level will likely have an effect on the coverage cost, so the rate you will pay to insure a Civic DX 4-Dr Sedan trim level will be $396 cheaper than the price to insure the more expensive Civic SI 2-Dr Coupe trim level, as shown in the prices below.

Table data represents single female driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Wisconsin minimum liability limits. Discounts applied include multi-policy, claim-free, safe-driver, multi-vehicle, and homeowner. Information does not factor in vehicle location which can change rates substantially.

Determining which companies quote the cheapest insurance rates for a Honda Civic will involve a little more sweat in order to find coverage that fits your buget. Every car insurance company has a unique formula to determine rates, so let’s rank the overall cheapest insurance companies in Wisconsin.

It’s important that you understand Wisconsin insurance rates are based on many factors which can substantially change the price of coverage. Improving your credit rating, buying a different vehicle, or getting a ticket for careless driving can trigger rate changes that can cause some rates to be more affordable than competitors.

Find the Best Cheap Insurance for Your Honda

Compare Rates Now

USAA has some of the lowest car insurance rates in Wisconsin at around $604 per year. Partners Mutual, Erie, Rockford Mutual, and Nationwide also qualify as some of the lowest-priced Wisconsin insurance companies.

As the example above demonstrates, if you buy coverage from Rockford Mutual and switched to USAA, you could earn a yearly savings of upwards of $142. Drivers with Nationwide could save as much as $164 a year, and Western National customers might lower prices by $165 a year.

To discover how much you can save, click here or click through to the companies below.

It’s important to note that these premiums are averaged for all types of insureds and vehicles and do not factor in a specific rating modification for a Honda Civic. So the insurer that fits your age and vehicle best may not even be included in the above list. That illustrates why you need to compare as many prices as possible using your own driver data and vehicle information.

Discount Wisconsin car insurance

Insurers that offer cheap insurance for a Honda Civic in Wisconsin may also provide special discounts that can lower rates by as much as 35% if you are eligible to receive them. A few of the larger companies and some of the discounts can be read below.

• State Farm may have discounts that include multiple policy, good student, defensive driving training, driver’s education, multiple autos, accident-free, and anti-theft.
• GEICO offers discounts for five-year accident-free, military active duty, multi-vehicle, anti-theft, and defensive driver.
• Liberty Mutual policyholders can earn discounts including new move discount, teen driver discount, new vehicle discount, new graduate, newly married, exclusive group savings, and hybrid vehicle.
• The Hartford may include discounts for good student, vehicle fuel type, bundle, anti-theft, and driver training.
• MetLife offers discounts including multi-policy, accident-free, good driver, good student, claim-free, and defensive driver.
• Progressive discounts include multi-policy, good student, online quote discount, homeowner, and continuous coverage.

The diagram below visualizes the comparison of premium costs with and without discounts being applied to the rates. The data is based on a female driver, a clean driving record, no at-fault accidents, Wisconsin state minimum liability limits, full physical damage coverage, and $250 deductibles.

The first bar for each age group shows the average rate with no discounts. The second bar shows the rates with passive restraint, multiple policy, vehicle safety, safe-driver, marriage, and anti-theft discounts applied. When these discounts are applied to the policy premium, the the amount saved on insurance for a Honda Civic is 28% or $371.

Which auto insurance company is best?

When comparing insurance for a Civic, the most popular companies are State Farm, Geico, Allstate, and Progressive. They all have the same basic coverages, but each one has unique options and discounts that may influence which company you choose. The table below breaks down price and claims rank as well as some different options shoppers can expect to find with each one.