Who Has the Cheapest Insurance Quotes for a Nissan Rogue in Connecticut?

Who Has the Cheapest Insurance Quotes for a Nissan Rogue in Connecticut?

Your chances of buying cheaper insurance for a Nissan Rogue in Connecticut depends on a complex calculation that is influenced by things such as if you are married or single, if you have ever let your policy lapse, and if you had any at-fault accidents in the last few years. Connecticut drivers pay around $1,060 per year to insure a Nissan Rogue, but that amount is a projection rating a 40-year-old single female driver that has comprehensive and collision coverage and $500 deductibles.

It’s more than likely you’re not a 40-year-old female, possibly married instead of single, and you might want liability-only or different deductibles. Every driver’s needs are different, and that is why the only way to find affordable rates for your Nissan is to put in the effort and compare rates.

Insure Your Nissan for Less

The trim level of your Rogue will influence the annual cost of coverage, so the price you pay to insure a Rogue S 2WD will be $72 less expensive the insurance cost for the more expensive Rogue SL AWD version, as shown in the chart below.

Nissan Rogue Insurance Rates in Connecticut
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Rogue S 2WD $208 $410 $506 $30 $152 $1,306 $109
Rogue S AWD $208 $410 $506 $30 $152 $1,306 $109
Rogue SL 2WD $208 $410 $506 $30 $152 $1,306 $109
Rogue SL AWD $208 $482 $506 $30 $152 $1,378 $115
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Data rating is based on single female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Connecticut minimum liability limits. Discounts applied include claim-free, safe-driver, multi-vehicle, homeowner, and multi-policy. Table data does not factor in vehicle location which can affect auto insurance rates substantially.

Buying coverage from a good quality insurance company can be challenging considering how many different companies insure vehicles in Connecticut. The company ratings shown below may help you pick which coverage providers you want to consider when shopping car insurance rates for a Nissan Rogue. These ratings are for the largest companies in America, so companies with more of a regional focus will not be included in the list.

Connecticut Auto Insurance Company Rankings
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
The General 96 100 92 91% A- 95
The Hartford 88 96 91 93% A+ 92.6
Progressive 84 94 99 90% A+ 92.4
Travelers 84 93 100 87% A++ 92.3
State Farm 84 93 95 87% A++ 91
Farmers Insurance 87 92 90 85% A 90.6
Safeco Insurance 85 91 87 86% A 88.4
USAA 71 93 98 87% A++ 88
GEICO 73 93 95 85% A++ 87.1
21st Century 85 85 91 89% A 86.9
Liberty Mutual 72 91 97 83% A 86.4
AAA Insurance 85 85 88 86% A 85.8
Nationwide 71 90 93 83% A+ 84.9
Allstate 69 92 92 83% A+ 84.4
American Family 77 96 80 85% A 83.8
Esurance 70 80 89 77% A+ 79.2
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Data Source: Insure.com Best Car Insurance Companies

The information below demonstrates how choosing different deductibles can raise or lower annual premium costs when trying to find cheap insurance for a Nissan Rogue. The data assumes a single female driver, comp and collision included, and no policy discounts are applied.

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In the chart above, a 50-year-old driver could lower rates by $326 a year by increasing from a $100 deductible up to a $500 deductible, or save $494 by switching to a $1,000 deductible. Young drivers, like the Age 20 chart data, could possibly save as much as $834 or more by using higher deductibles when buying full coverage.

When using a larger deductible, it will now be necessary to have enough spare savings to offset the extra out-of-pocket expense, which is the one shortcoming of high deductibles.

Ideas to find economical auto insurance for a Nissan Rogue

It is possible to find better rates, and here are many thrifty solutions that can help drivers find cheap coverage.

  • Don’t waste money on full coverage for older vehicles
  • Good credit can mean cheaper rates
  • Buying home and auto insurance together can earn discounts
  • Drive a car with a high safety rating
  • Discounts for being claim-free can be substantial
  • Raise your physical damage coverage deductibles
  • Shop your coverage around for the best deal

The last idea is notably crucial, as we hit on in this write-up. Rates in Connecticut can be adjusted at any time, so don’t be tentative to change insurance companies if a cheaper price is available.

We understand brand loyalty, but it’s not a good idea if that loyalty ends up costing several hundred dollars every year. Spend a few minutes and shop around and find cheaper auto insurance for a Nissan Rogue.