The chances of buying cheaper auto insurance for a Nissan Rogue in Wyoming is dependent upon a whole bunch of rating criteria like annual miles driven, if you have ever let your coverage lapse, and if you have tickets or violations. Drivers pay on average $1,310 per year to insure a Rogue, but that rate is a ballpark figure using a 40-year-old single male driver who needs full coverage including both comprehensive and collision and $100 deductibles.
There is a very good chance that you are not 40 years old and maybe not even male, maybe you are married instead of single, or you want lower deductibles. Auto insurance is unique to every driver, so your best chance at finding cheap auto insurance rates for your Nissan is to compare rates from as many companies as possible.
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The specific model of Rogue will most likely have an effect on the cost of coverage, so the rate you will pay to insure a Rogue S 2WD will be $114 less than the cost to insure the higher-end Rogue SL AWD trim level, as shown in the chart below.
Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
---|---|---|---|---|---|---|---|
Rogue S 2WD | $302 | $640 | $490 | $28 | $146 | $1,606 | $134 |
Rogue S AWD | $302 | $640 | $490 | $28 | $146 | $1,606 | $134 |
Rogue SL 2WD | $302 | $640 | $490 | $28 | $146 | $1,606 | $134 |
Rogue SL AWD | $302 | $754 | $490 | $28 | $146 | $1,720 | $143 |
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Prices above based on single male driver age 40, no speeding tickets, no at-fault accidents, $100 deductibles, and Wyoming minimum liability limits. Discounts applied include claim-free, multi-vehicle, multi-policy, homeowner, and safe-driver. Rates do not factor in garaging location in Wyoming which can decrease or increase premiums significantly.
Deciphering which companies have the cheapest auto insurance rates for a Nissan Rogue will require a bit more effort than just getting one or two price quotes. Each auto insurer has a unique formula to set premium rates, so we’ll go over the lowest cost auto insurance companies in Wyoming.
Best Cheap Insurance Rates for Your Nissan
Rank | Company | Cost Per Year |
---|---|---|
1 | USAA | $650 |
2 | The Hartford | $924 |
3 | Safeco | $936 |
4 | GEICO | $988 |
5 | National Farmers Union | $1,000 |
6 | State Farm | $1,054 |
7 | Grange | $1,109 |
8 | California Casualty | $1,358 |
9 | Allstate | $2,041 |
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USAA quotes some of the most affordable car insurance rates in Wyoming at around $650 a year. The Hartford, Safeco, GEICO, and National Farmers Union also are some of the cheaper Wyoming auto insurance companies.
In the above rates, if you are a policyholder with GEICO and switched to The Hartford, you could see an annual savings of around $64. Wyoming drivers with National Farmers Union could save as much as $76 a year, and State Farm policyholders might reduce prices by as much as $130 a year.
To discover how much you can save, click here to get quotes or visit several of the following companies.
Be aware that those premiums are averaged for all types of drivers and the different vehicles they drive and do not factor in a specific rating modification for a Nissan Rogue. So the company that has the cheapest rates for you may not even be shown in the rate chart shown above. That’s why you need to get rate quotes using your own personal information and vehicle type.
The information below demonstrates how deductibles can influence yearly insurance costs when getting quotes for cheap insurance for a Nissan Rogue. The prices are based on a married male driver, comp and collision included, and no additional discounts are factored in.
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The chart above illustrates that a 30-year-old driver could lower their policy premium by $328 a year by switching from a $100 deductible up to a $500 deductible, or save $500 by changing to a $1,000 deductible. Youthful drivers, like the 20-year-old example, could shave $998 every year just by choosing larger deductibles. When using a larger deductible, it will be important to have enough in a savings account to pay the extra out-of-pocket expense, which is the main inconvenience of larger deductibles.
When comparing rates for insurance for a Rogue, some of the largest companies to start with are Geico, State Farm, Allstate, and Progressive. When added together, they insure almost 50% of the entire U.S. auto insurance market. The next table shows price and claims rank as well as some different options that you can purchase from each one.
Geico | State Farm | Allstate | Progressive | |
---|---|---|---|---|
Customer Satisfaction | 1st | 4th | 2nd | 3rd |
Claims Rank | 3rd | 2nd | 1st | 4th |
Discounts Offered | 2nd | 3rd | 1st | 4th |
Price Ranking | 1st | 2nd | 4th | 3rd |
Market share percentage | 11.4% | 18.3% | 10% | 8.8% |
Roadside assistance | Yes | Yes | Yes | Yes |
Uber and Lyft insurance | Yes | Yes | Yes | Yes |
New car replacement insurance | No | No | Yes | No |
Accident forgiveness coverage | Yes | No | Yes | Yes |
Mechnical breakdown | Yes | No | No | Yes |
Usage-based rating | No | Yes | Yes | Yes |
Available in Wyoming | Yes | Yes | Yes | Yes |
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The list below details many money-saving solutions that can help you locate cheaper car insurance.
The last tip in the list is incredibly vital, as was stressed in this piece. Car insurance prices vary greatly, so don’t be afraid to switch companies if a lower-cost policy is available.
We understand brand loyalty, but it’s not recommended if that loyalty results in overpaying potentially thousands of dollars a year. Spend a few minutes and shop around to find cheaper car insurance for a Nissan Rogue.