Best Cheap Insurance Quotes for a Chevrolet Equinox in Idaho

The chances of finding affordable insurance for a Chevrolet Equinox in Idaho depends on a lot of rating criteria such as how far you commute, the size of your vehicle, and citations or violations on your driving record. Drivers pay on average $630 every 12 months to buy Chevrolet Equinox insurance, but that cost is a valuation based on cost data for a 40-year-old married male that included comprehensive and collision coverage and $500 policy deductibles.

There is a good probability you are not 40 and possibly not even male, single instead of married, or maybe you have a speeding ticket that needs to be factored in. This illustrates why the best method for finding the cheapest rates for your Chevrolet is to quote often and with as many companies as possible. Do a quick rate comparison now and you will get price quotes from top-rated companies that insure Chevrolet vehicles in Idaho.

Insure Your Chevrolet for Less

Your Chevrolet’s trim level tends to have a direct effect on the cost of insurance, so the rate you pay to insure a Equinox LS 2WD trim level will be $58 less than the cost to insure the more well-appointed Equinox LTZ AWD trim level, as shown below.

Cost estimates assume married male driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Idaho minimum liability limits. Discounts applied include multi-vehicle, claim-free, homeowner, safe-driver, and multi-policy. Rate quotes do not factor in vehicle garaging location which can affect coverage rates substantially.

Ending up with the top auto insurance company can be challenging considering how many different companies sell coverage in Idaho. The ranking data shown next could help you choose which auto insurers you want to consider when comparing rate quotes. The ratings below are only made up of the largest companies in America, so companies that only write business in Idaho or surrounding areas are not taken into consideration for this list.

Top 10 Major Auto Insurance Providers in Idaho Ranked by Customer Service

1. GEICO
2. State Farm
3. The Hartford
4. Progressive
5. The General
6. Allstate
7. AAA Insurance
8. American Family
9. Nationwide
10. Travelers

Top 10 Major Auto Insurance Providers in Idaho Ranked by Claims Service

1. State Farm
2. Esurance
3. AAA Insurance
4. GEICO
5. Progressive
6. Liberty Mutual
7. Allstate
8. The Hartford
9. The General
10. Farmers Insurance

Top Companies for Chevrolet Equinox Insurance in Idaho

Reckless driving habits raise Idaho auto insurance rates

The best way to get low auto insurance prices in Idaho for an Equinox is to be a safe driver and maintain a clean driving record. The diagram below shows how violations and at-fault fender-benders can influence insurance costs for each different age group. The data assumes a married male driver, full coverage, $500 deductibles, and no other discounts are factored in.

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In the previous example, the average cost of car insurance per year with no accidents or violations is $1,220. Add in one speeding ticket and the average cost rises to $1,401, an increase of $181 each year. Next add two accidents along with the one speeding ticket and the annual cost of auto insurance for a Chevrolet Equinox jumps again to an average of $2,980. That’s an increase of $1,760, or $147 per month, just for not driving attentively!

Price comparison of only insuring for liability

Finding the best cheap insurance for a Chevrolet Equinox in Idaho is the goal of most people, and one good way to reduce the cost of insurance is to buy liability only. The illustration below illustrates the comparison of insurance costs with full coverage compared to only the Idaho minimum liability coverage. The costs are based on no violations or claims, $500 deductibles, drivers are single, and no discounts are applied.

google.charts.setOnLoadCallback(drawFclqcibChart);function drawFclqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Full Coverage with $500 Deductibles’, ‘Liability Only’],[‘Age 20’, 2251,845],[‘Age 30’, 1187,469],[‘Age 40’, 1161,435],[‘Age 50’, 1059,407],[‘Age 60’, 1027,401],[‘Age 70’, 1263,533]]);var options = {title: ‘Comparison of Rates for Full Coverage and Liability Only’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’: {left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#6791b9′,’#98bee2’],hAxis: {title: ‘Annual Insurance Cost for a Chevrolet Equinox in Idaho’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibfcl’));chart.draw(data, options);}

Averaged for all age groups, full coverage on your policy costs an additional $1,325 per year over liability only. Many people question if buying full coverage is a good investment. There is no set guideline that works best for making the decision to drop comprehensive and collision coverage on your policy, but there is a general guideline. If the annual cost of having full coverage is 10% or more of the replacement cost of your vehicle minus the policy deductible, then it might be time to consider dropping full coverage.

Is the best company Progressive, Allstate, Geico, or State Farm?

When comparing insurance for an Equinox in Idaho, four companies you’ll want quotes from are Progressive, Allstate, Geico, and State Farm. Between them, they make up 48.5% of all vehicles in the U.S.. Each one has unique coverages that drivers can select from. The data below rates some of the ratings and options that are available for policyholders.