Best Cheap Insurance Quotes for a Nissan Sentra in North Dakota

Because the topic is auto insurance, the word cheap really should not be used anywhere in the article to describe car insurance rates. Regardless, cheap auto insurance for a Nissan Sentra can be hard, if not impossible, to find. Don’t let that ruin your day, because we can show you some ways you can still find and buy auto insurance that is more affordable.

The odds of finding affordable coverage for a Nissan Sentra in North Dakota is dependent upon factors such as if you are married or single, where your vehicle is garaged, and citations or violations on your driving record. Drivers in North Dakota will pay around $630 per year to buy insurance for a Nissan Sentra, but that rate is an approximation based upon a 50-year-old married female who needs full physical damage coverage and $1,000 policy deductibles.

More likely than not, you are not a 50-year-old female, possibly single instead of married, or maybe your Sentra is a different trim level than the example. Each driver’s needs are different, and that demonstrates why the only real way to find the cheapest coverage for your Nissan is to take your time and compare rates from as many companies as possible. Compare rate quotes now and you will receive prices from the cheapest companies that insure Nissan vehicles in North Dakota.

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The specific trim level tends to have a direct impact on the coverage cost, so the price you will be charged to insure a Sentra 2 trim level will be $90 cheaper than the price to insure the more expensive Sentra SE-R SPEC V trim level, as shown below.

Data variables include married female driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and North Dakota minimum liability limits. Discounts applied include multi-policy, safe-driver, claim-free, homeowner, and multi-vehicle. Premium amounts do not factor in the specific area where the vehicle is garaged which can influence prices significantly.

Comparing quotes for low-priced car insurance is not always easy, and figuring out which companies have the cheapest insurance rates for a Nissan Sentra requires a bit more work.

Every insurance provider uses their own formula for determining prices, so let’s rank the overall cheapest insurance companies in North Dakota.

Best Cheap Insurance Rates for Your Sentra

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USAA may offer some of the most affordable car insurance rates in North Dakota at around $704 each year. Allied, Nodak Mutual, Grinnell, and State Farm also qualify as some of the best North Dakota car insurance companies.

As the rates illustrate above, if you are currently insured with Grinnell and switched to USAA, you could see a yearly price reduction of in the vicinity of $366. Policyholders with State Farm may save as much as $416 a year, and Safeco policyholders might see rate reductions of $464 a year.

If you want to find out if you’re overpaying, click here to start a quote or quote rates from the companies below.

Be aware that those premiums are averaged across all drivers and vehicles in North Dakota and and are not calculated with a specific rate value for a Nissan Sentra. So the company that can offer you the lowest price may not even be featured in the rate chart shown above. That is why you need to quote rates from as many companies as possible using your own specific driver and vehicle information.

Driving violations and accidents

A great way to earn the best cheap insurance for a Nissan Sentra in North Dakota is to be a safe driver and avoid accidents and traffic citations. The example below demonstrates how citations and fender-benders can affect insurance premiums for different ages of insureds. The data assumes a married male driver, comp and collision included, $500 deductibles, and no discounts are factored in.

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The data charted above shows the average cost of a car insurance policy in North Dakota per year with no accidents and a clean driving record is $1,619. Add in one speeding ticket and the average cost increases to $1,861, an increase of $242 each year. Then add one accident along with the one speeding ticket and the 12-month cost of insurance for a Nissan Sentra goes up to an average of $2,551. That’s an increase of $932, or $78 per month, just for not paying attention while driving!

Which major car insurance company is best?

When buying car insurance, the first places to look would be State Farm, Progressive, Allstate, and Geico. When combined, they make up nearly half of the entire U.S. car insurance market. The following table ranks price and claims rank as well as some different options shoppers can expect to find with each one.