Best Cheap Insurance Quotes for a Nissan Sentra in Utah

When discussing car insurance, the word “cheap” really shouldn’t be used anywhere in the article as a descriptor for car insurance rates. It’s a simple fact that cheap auto insurance for a Nissan Sentra is not always easy to find. Don’t let that get you down, though, because we are going to show you some ways you can still find auto insurance that doesn’t cost an arm and a leg.

The chances of buying affordable coverage for a Nissan Sentra in Utah depends on things like how experienced of a driver you are, the performance level of your vehicle, and physical damage deductibles. Drivers in Utah will pay around $640 a year to buy insurance for a Nissan Sentra, but that cost is an approximation assuming a 30-year-old married female that purchased full coverage including both comprehensive and collision and $1,000 deductibles.

There is a good probability you are not 30 years old and maybe not even female, you might be single instead of married, and you don’t want the same coverages and limits as the example. Auto insurance is not the same for everyone, so your best shot at finding cheap auto insurance rates for your Nissan is to just take the time to do a thorough rate comparison.

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The trim level of your Sentra tends to have a direct impact on the insurance rate, so the price to insure a Sentra 2 trim level will be $94 less than the insurance cost for the more well-appointed Sentra SE-R SPEC V model, as shown below.

Above prices assume married female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Utah minimum liability limits. Discounts applied include claim-free, multi-vehicle, safe-driver, homeowner, and multi-policy. Premium amounts do not factor in specific location which can influence coverage prices noticeably.

Ratings for Utah insurance companies

Buying coverage from the best car insurance company is hard considering how many different companies there are to choose from in Utah. The rank data shown next could help you decide which insurers to look at when shopping car insurance rates for a Nissan Sentra.

The ratings below are for companies with a national presence, so companies without a large exposure are not included in these rankings. To compare rates from the insurers below and more, just click here.

Top 10 Large Auto Insurers in Utah Ranked by Customer Satisfaction

1. USAA – 94%
2. AAA Insurance – 91%
3. Nationwide – 90%
4. State Farm – 90%
5. GEICO – 89%
6. The Hartford – 89%
7. The General – 88%
8. 21st Century – 88%
9. Allstate – 88%
10. Liberty Mutual – 88%

Top 10 Large Auto Insurers in Utah Ranked by Claims Service

1. State Farm
2. Esurance
3. AAA Insurance
4. Progressive
5. GEICO
6. Liberty Mutual
7. Allstate
8. The Hartford
9. The General
10. 21st Century

Top Companies for Nissan Sentra Insurance in Utah

The chart below demonstrates how choosing different deductibles can impact insurance costs when researching cheap insurance for a Nissan Sentra. The information is based on a single female driver, full coverage, and no additional discounts are factored in.

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A 50-year-old driver could lower their policy premium by $320 a year by changing from a $100 deductible to a $500 deductible, or save $480 by changing to a $1,000 deductible. Even younger drivers, like the Age 20 category, could reduce their rates $828 or more just by choosing higher deductibles.

When insureds make the decision to increase the deductibles on their policy, it will be necessary to have plenty of money set aside to enable you to pay the extra out-of-pocket expense, which is the one shortcoming of high deductibles.

How to get discounts on Utah insurance

Insurance providers that sell the best cheap insurance for a Nissan Sentra in Utah may provide special discounts that could lower prices by 25% or more if you qualify for them. A few popular companies and a summarized list of policyholder discounts are included below.

The example below illustrates the comparison of car insurance costs with and without discounts applied to the policy rates. The prices are based on a female driver, no claims or driving citations, Utah state minimum liability limits, comprehensive and collision coverage, and $500 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with defensive driving course, vehicle safety, multiple vehicle, homeowner, accident-free, and claim-free discounts applied. When these discounts are applied to the policy premium, the average savings per year on insurance for a Nissan Sentra is 34% or $726.

google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Female Driver No Discounts’, ‘Female Driver with Discounts’],[‘Age 20’, 2371,1705],[‘Age 30’, 1619,1173],[‘Age 40’, 1505,1089],[‘Age 50’, 1319,953],[‘Age 60’, 1275,923],[‘Age 70’, 1499,1081]]);var options = {title: ‘Insurance Rate Comparison for a Nissan Sentra’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#c096ca’, ‘#e1b7ec’],hAxis: {title: ‘Annual Insurance Cost for a Nissan Sentra’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}

Company comparison: State Farm vs Geico vs Progressive vs Allstate

When shopping for insurance for a Sentra, the companies that insure more vehicles than anyone else are State Farm, Geico, Progressive, and Allstate. Combined they insure about 50% of all car insurance policies in America. They all offer a slightly different set of options and discounts that may influence your choice. The following table illustrates some of the different features you can buy with each company.