Cheap Car Insurance Quotes After a Speeding Ticket in Wisconsin

When writing about shopping for car insurance, the words “cheap” or “affordable” really should not be used anywhere in the article as a descriptor for car insurance rates. Sad but true, cheap auto insurance after a speeding ticket is not easy to find. Don’t let that discourage you, because we will show you how you can still get insurance that you can afford.

The vehicle that needs insurance is probably the most important factor when shopping for the lowest-priced auto insurance after a speeding ticket. Vehicles with high performance features, poor safety ratings, or a history of substantial liability claims will cost quite a bit more to insure than more economical and safe models. The lists below shows coverage prices for a number of the more afforable automobiles to buy coverage for.

Prices above based on married female driver age 30, two speeding tickets, no at-fault accidents, $1000 deductibles, and Wisconsin minimum liability limits. Discounts applied include claim-free, multi-vehicle, homeowner, and multi-policy. Rates do not factor in the specific area where the vehicle is garaged which can increase or decrease auto insurance rates considerably.

Price data assumes married female driver age 30, two speeding tickets, no at-fault accidents, $1000 deductibles, and Wisconsin minimum liability limits. Discounts applied include homeowner, multi-vehicle, claim-free, and multi-policy. Premium costs do not factor in specific zip code location which can impact rates substantially.

Table data represents married female driver age 30, two speeding tickets, no at-fault accidents, $1000 deductibles, and Wisconsin minimum liability limits. Discounts applied include multi-vehicle, claim-free, multi-policy, and homeowner. Information does not factor in zip code location which can raise or lower price quotes substantially.

After a few driving violations, one of the largest criteria that control the price you pay for insurance is your address. Densely populated urban areas like Milwaukee, West Allis, and Oak Creek are more likely to have higher rates, whereas less populated areas benefit from lower coverage costs.

The information below shows the most expensive cities in Wisconsin after a speeding ticket to purchase a policy in.

Prices are estimated as the specific geographic location can affect auto insurance rates significantly.

The chart below shows how choosing a deductible can increase or decrease yearly insurance costs when researching cheap insurance after a speeding ticket. The costs are based on a single male driver, comprehensive and collision coverage, and no discounts are factored in.

A 50-year-old driver could pocket $188 a year by switching the physical damage coverage from a $100 deductible up to a $500 deductible, or save $284 by using a $1,000 deductible. Young drivers, such as the 20-year-old chart data, could possibly save as much as $622 or even more by choosing larger deductibles on their policy.

When using a larger deductible, it is a good idea to have additional savings on hand to allow you to pay the extra out-of-pocket expense. This is the primary disadvantage of choosing high deductibles.

Which insurance company is best in Wisconsin?

Choosing the right car insurance provider is hard considering how many choices there are in Wisconsin. The company information in the next section may help you select which auto insurance companies to look at when trying to find cheaper insurance after a speeding ticket. The rankings below include companies that write coverage in many states, so companies that have a smaller presence are not taken into consideration for these rankings.

Top 10 Large Auto Insurance Companies Overall in Wisconsin

1. USAA
2. 21st Century
3. GEICO
4. Nationwide
5. AAA Insurance
6. Liberty Mutual
7. Safeco Insurance
8. State Farm
9. Travelers
10. American Family

Top 10 Large Auto Insurance Companies in Wisconsin Ranked by Customer Service

1. State Farm
2. Nationwide
3. Safeco Insurance
4. American Family
5. Travelers
6. Liberty Mutual
7. GEICO
8. Allstate
9. Erie Insurance
10. The Hartford