Cheap Insurance for a Nissan Rogue in Idaho

Our editors keep telling us that when writing about auto insurance, the words “affordable” or “cheap” should never be used anywhere to describe car insurance prices. Be that as it may, cheap auto insurance for a Nissan Rogue is not always easy to find. We’ll try to make it up to you, because we will tell you how you can still get coverage that won’t break your budget.

The likelihood of finding cheap insurance for a Nissan Rogue in Idaho depends upon a whole bunch of rating criteria such as whether you are a new or experienced driver, whether or not you have filed claims in the past, and violations on your driving record. Drivers pay an average rate of $670 each year to insure a Rogue, but that amount is a valuation based on cost data for a 40-year-old married male that has full physical damage coverage and $250 deductibles.

Chances are good that you are not 40 and possibly not even male, you might be single instead of married, and you probably do not live in the same zip code as the example. Auto insurance is not the same for everyone, so your best shot at finding cheap car insurance rates for your Nissan is to regularly compare rates at renewal. To cut your rates now, get a free quote and you will get price quotes from some of the cheapest companies that insure vehicles in Idaho.

Find Cheaper Nissan Rogue Insurance

Vehicle trim level will influence the annual cost of coverage, so the price you pay to insure a Rogue S 2WD model will be $52 lower than the price to insure the more expensive Rogue SL AWD model, as shown in the chart below.

Data assumes married male driver age 40, no speeding tickets, no at-fault accidents, $250 deductibles, and Idaho minimum liability limits. Discounts applied include safe-driver, homeowner, multi-policy, multi-vehicle, and claim-free. Rates do not factor in specific Idaho garaging location which can alter price quotes noticeably.

Buying coverage from the top auto insurance company can be a challenge considering how many different companies sell coverage in Idaho. The rank data shown below could help you decide which car insurance providers you want to consider when comparing auto insurance rates for a Nissan Rogue. These rankings include companies that write coverage in many states, so smaller companies that only insure vehicles in Idaho are not taken into consideration for this list.

Discounts on Idaho auto insurance

Auto insurance companies that offer cheap insurance for a Nissan Rogue in Idaho could also offer rate discounts that could reduce prices by as much as 40% or more if you meet specific criteria. Popular auto insurance companies and their possible discounts are included below.

The chart below shows the comparison of insurance premiums with and without discounts applied to the policy premium. The premiums are based on a male driver, no claims, a clean driving record, Idaho state minimum liability limits, comp and collision included, and $500 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with marriage, anti-theft, passive restraint, safe-driver, multiple vehicle, and accident-free discounts applied. When these discounts are applied to the policy premium, the average savings per year on auto insurance for a Nissan Rogue is % or $.

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The diagram below highlights how deductible choice can affect insurance prices when quoting cheap insurance for a Nissan Rogue. The premium estimates are based on a married male driver, comp and collision included, and no discounts are applied.

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In the chart above, a 40-year-old driver could lower rates by $222 a year by switching their comprehensive and collision coverages from a $100 deductible up to a $500 deductible, or save $334 by using a $1,000 deductible. Youthful drivers, like the 20-year-old category, could lower their rates up to $744 every year by using a higher deductible. When using a larger deductible, it is important to have enough funds in savings to allow you to cover the extra out-of-pocket expense, which is the primary disadvantage of high deductibles.

Find cheap insurance for a Nissan Rogue in Idaho

Lowering your rates is not difficult, and here are a few money-saving ideas that can help drivers buy cheap coverage.

• Avoid price increases by not filing claims
• The safer your car, the less it costs to insure
• Increase your credit score
• Prevent rate increases by staying accident-free
• Drive safely
• Shop around for lower rates once a year

That last tip is highly important, as we stressed in the prior information. Rates fluctuate considerably, so don’t be tentative to buy from a new company if a better deal can be had.

Staying with the same car insurance company is fine, but we do not recommend it if that loyalty ends up costing lots of money. In just a few minutes you could compare prices and find cheaper car insurance for a Nissan Rogue.