Cheap Insurance for a Nissan Rogue in Pennsylvania

The likelihood of finding cheaper auto insurance for a Nissan Rogue in Pennsylvania hinges on an enormous amount of rating factors such as the number of years you have been licensed, the performance level of your vehicle, and if you had any at-fault accidents in the last few years. Drivers pay an average of $1,040 a year for Rogue insurance, but that figure is an estimation using a 40-year-old married female driver who needs full coverage including both comprehensive and collision and $100 policy deductibles.

When projecting a rate like this, the problem is that you are not exactly 40 years old and possibly not even female, you might be single instead of married, or maybe you are just looking for cheap liability insurance. Not every driver requires the same auto insurance coverages, so your best shot at finding the cheapest coverage for your Nissan is to do the rate comparisons yourself.

Click to Compare Rates Now

Vehicle trim level will have an impact the insurance rate, so the price you will pay to insure a Rogue S 2WD trim level will be $88 cheaper than the price to insure the high end Rogue SL AWD version, as shown in the prices below.

Prices based on married female driver age 40, no speeding tickets, no at-fault accidents, $100 deductibles, and Pennsylvania minimum liability limits. Discounts applied include multi-policy, homeowner, safe-driver, claim-free, and multi-vehicle. Information does not factor in your specific Pennsylvania location which can raise or lower insurance rates significantly.

Trying to buy low-priced insurance is not always easy, and figuring out which company offers the most affordable insurance rates for a Nissan Rogue calls for a bit more work. Each insurer uses their own method for establishing rates, so first let’s look at the rankings for the overall cheapest insurance companies in Pennsylvania.

It’s a good idea to be aware that Pennsylvania insurance rates are influenced by many factors that control the policy price. Simply turning a year older, adding a teenager to your policy, or getting into an accident may generate price changes resulting in some companies being cheaper than competitors.

Best Car Insurance Prices for Your Nissan

Get a Free Quote and Save

General Casualty generally has some of the lowest car insurance rates in Pennsylvania at around $726 each year. Erie, USAA, Travelers, and Penn National also qualify as some of the cheapest Pennsylvania car insurance companies.

As illustrated above, if you currently have a policy with Travelers and switched to General Casualty, you could realize a yearly price reduction of upwards of $85. Policyholders with Penn National could save as much as $114 a year, and Amica insureds might see rate reductions of $256 a year.

To get a fast rate comparison, click here to get quotes or feel free to get quotes from the companies below.

Remember that these rates are averages across all drivers and vehicles and are not factoring in a specific rate factor for a Nissan Rogue. So the auto insurance company that fits your situation best may not even be featured in the list of companies above. That is why you need to get rate quotes using your own driver information and specific vehicle type.

The diagram below demonstrates how deductible levels can change insurance rates when getting quotes for cheap insurance for a Nissan Rogue. The premiums assume a single male driver, comp and collision included, and no discounts are factored in.

google.charts.setOnLoadCallback(drawDfdqcibChart);function drawDfdqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘$100 Deductible’,’$250 Deductible’,’$500 Deductible’,’$1,000 Deductible’],[‘Age 20’, 4047,3705,3331,2979],[‘Age 30’, 2097,1935,1751,1571],[‘Age 40’, 2073,1901,1709,1523],[‘Age 50’, 1885,1733,1561,1397],[‘Age 60’, 1827,1679,1515,1359],[‘Age 70’, 2225,2059,1873,1701]]);var options = {title: ‘Effect of Higher Deductibles on Nissan Rogue Insurance Rates in Pennsylvania’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 700,’chartArea’: {left:100,top:50,’width’: ‘100%’,’height’: ‘80%’},legend: {position: ‘bottom’,textStyle: {fontSize: 12}},bar: {groupWidth: ‘80%’},colors: [‘#6791b9′,’#75a8d8′,’#98bee2′,’#bad4ec’],hAxis: {title: ‘Annual Insurance Cost for a Nissan Rogue’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);formatter.format(data,3);formatter.format(data,4);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdfd’));chart.draw(data, options);}

The chart above illustrates that a 40-year-old driver could save $324 a year by increasing from a $100 deductible up to a $500 deductible, or save $488 by choosing a $1,000 deductible. Even younger insureds, like the 20-year-old example, can cut up to $1,068 every year by choosing larger deductibles on their policy.

If you do make the decision to raise your deductibles, it will now be necessary to have plenty of savings on hand to pay the extra out-of-pocket expense associated with higher deductibles.

Is the best company Progressive, Geico, Allstate, or State Farm?

When researching car insurance, some of the largest companies to start with are Progressive, Geico, Allstate, and State Farm. When combined, they insure about half of the car insurance market in the United States. The data below rates pricing and service ratings, plus some optional coverages you can expect with each one.