Cheap Insurance for a Nissan Rogue in Tennessee

Cheap Insurance for a Nissan Rogue in Tennessee

The chances of buying affordable car insurance for a Nissan Rogue in Tennessee relies on a whole bunch of factors like your age, whether you have good credit, and any driving offenses on your record. Tennessee drivers pay on average $910 each year to insure a Rogue, but that figure is a valuation that uses a 40-year-old married female that purchased both comprehensive and collision coverage and $100 physical damage deductibles.

There is a very good chance that you aren’t exactly 40 years old or even a female, you might be single instead of married, or maybe your Rogue doesn’t need comprehensive and collision coverage. Just a minor change in rating factors can make a big difference in how much coverage for a Nissan Rogue costs.

Every driver’s needs are different, and that is why your best chance at finding cheap insurance rates for your Nissan is to do your own rate comparisons.

View Nissan Rogue Insurance Rates

Your vehicle’s trim level will most likely have an effect on the cost of coverage, so the price you will be charged to insure a Rogue S 2WD model will be $78 less than the insurance cost for the higher-end Rogue SL AWD version, as shown in the table below.

Nissan Rogue Insurance Rates in Tennessee
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Rogue S 2WD $214 $440 $342 $20 $102 $1,118 $93
Rogue S AWD $214 $440 $342 $20 $102 $1,118 $93
Rogue SL 2WD $214 $440 $342 $20 $102 $1,118 $93
Rogue SL AWD $214 $518 $342 $20 $102 $1,196 $100
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Data based on married female driver age 40, no speeding tickets, no at-fault accidents, $100 deductibles, and Tennessee minimum liability limits. Discounts applied include claim-free, homeowner, safe-driver, multi-policy, and multi-vehicle. Rates do not factor in specific location information which can revise premium rates noticeably.

Figuring out which company offers the cheapest car insurance rates for a Nissan Rogue calls for a little more work in order to find the best policy. Each auto insurer has their own formula for determining rates, so let’s take a look at the most affordable car insurance companies in Tennessee.

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Cheapest auto insurance in Tennessee ranked by cost per year
Rank Company Cost Per Year
1 Utica National $767
2 Auto-Owners $827
3 Cincinnati Insurance $876
4 Penn National $908
5 Tennessee Farmers $923
6 USAA $929
7 Erie $957
8 Allied $1,018
9 Nationwide $1,032
10 Westfield $1,079
11 GEICO $1,156
12 State Farm $1,165
13 Travelers $1,177
14 Progressive $1,178
15 Shelter $1,187
16 Direct General $1,214
17 The Hartford $1,221
18 State Auto $1,254
19 21st Century $1,300
20 Chubb $1,316
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Utica National may have some of the cheapest car insurance rates in Tennessee at around $767 per year. Auto-Owners, Cincinnati Insurance, Penn National, and Tennessee Farmers are also some of the best Tennessee car insurance companies.

In the rate table above, if you currently have coverage with Auto-Owners and switched to Utica National, you may realize an annual savings of approxmiately $60. Policyholders with Cincinnati Insurance might save as much as $109 a year, and Penn National policyholders might realize rate reductions of up to $141 a year.

If you want to find out if you’re overpaying, click here to begin a quote or click through to the companies below.

Understand that those policy rates are averaged for all drivers and vehicles and are not factoring in a specific rate factor for a Nissan Rogue. So the insurer that is best suited for you may not even be included in the above list. That illustrates why you need to compare rates from multiple companies using your own personal information and vehicle type.

Discounts on cheap insurance for a Nissan Rogue in Tennessee

Discounts on car insurance for a Nissan RogueInsurance companies that offer coverage for a Nissan Rogue may additionally offer special discounts that may potentially lower prices by 35% or more if you meet certain criteria. A few of the larger companies and their possible discounts are:

Car Insurance Discounts by Company
Discount Progressive Geico Allstate State Farm Liberty Mutual Farmers Nationwide
Multi-policy Yes Yes Yes Yes Yes Yes Yes
Multi-vehicle Yes Yes No Yes Yes Yes Yes
Theft prevention Yes Yes Yes Yes Yes Yes Yes
Anti-lock brakes No Yes Yes Yes Yes No No
Passive restraint No Yes Yes Yes Yes Yes Yes
Newer vehicle No No Yes Yes No Yes Yes
Eco vehicle No No Yes No Yes Yes No
Accident-free Yes Yes Yes Yes No Yes Yes
Defensive driving course Yes Yes Yes Yes No Yes Yes
Low mileage Yes No Yes Yes Yes No Yes
Military Yes Yes No Yes No Yes No
Professional affiliation No Yes No No Yes Yes Yes
Full payment Yes Yes Yes No Yes Yes Yes
Auto-pay Yes Yes Yes No Yes Yes Yes
Loyalty Yes No No Yes No Yes Yes
Good student Yes Yes Yes Yes Yes Yes Yes
Student away from home Yes No Yes Yes Yes Yes Yes
Own a home Yes No No No No Yes No
Seat belt use No Yes No No No No No
Online quote Yes No No No No No No
Teenage driver Yes No No No Yes No No
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The chart below visualizes the comparison of car insurance costs with and without discounts being applied to the rates. The premiums are based on a male driver, no tickets, no at-fault accidents, Tennessee state minimum liability limits, comprehensive and collision coverage, and $500 deductibles. The first bar for each age group shows the average annual price with no discounts. The second bar shows the rates with defensive driving course, multiple vehicle, anti-theft, multiple policy, marriage, and safe-driver discounts applied. When discounts are factored in, the the amount saved on car insurance for a Nissan Rogue is % or $.

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Allstate, Progressive, Geico, or State Farm: Who is best?

When it comes to insurance for a Rogue, four companies you’ll want quotes from are Allstate, Progressive, Geico, and State Farm. If you combine them together, they insure 48.5% of all car insurance policies in America. The table below shows ratings and policy coverage options shoppers can expect to find with each one.

Top Auto Insurance Company Ratings
Allstate Progressive Geico State Farm
Client Satisfaction 2nd 3rd 1st 4th
Price Rank 4th 3rd 1st 2nd
Handling of Claims 1st 4th 3rd 2nd
Policy Discounts 1st 4th 2nd 3rd
Amount of market share 10% 8.8% 11.4% 18.3%
Uber and Lyft insurance Yes Yes Yes Yes
New car replacement insurance Yes No No No
Accident forgiveness Yes Yes Yes No
Usage-based rating Yes Yes No Yes
Roadside service Yes Yes Yes Yes
Breakdown insurance No Yes Yes No
Where you can buy Only buy from Allstate agents Buy online or from an independent agent Can buy online or use a Geico agent Only from State Farm agents
Number of agents 11,000+ 30,000+ 150+ 18,000+
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