Cheap Insurance Quotes for a Ford Fusion in Delaware

Buying the best cheap insurance for a Ford Fusion in Delaware is dependent upon a lot of rating criteria like your age, if you currently have coverage, and driving violations. Drivers pay on average $1,170 every 12 months for Fusion insurance, but that amount is a ballpark figure using a 40-year-old married male who purchased full physical damage coverage and $500 policy deductibles.

It’s highly likely you aren’t exactly 40 years old or even a male, maybe you are single instead of married, or you want lower deductibles. Even a very minor difference in the rating criteria used to formulate rates can result in a large change in quoted rates.

Car insurance coverage is unique to each driver, so this is why the way we recommend to find cheap insurance rates for your Ford is to get into the habit of shopping around regularly. In just a few minutes you will receive prices from the cheapest companies around.

View Ford Fusion Insurance Rates

The trim level of your vehicle tends to have a direct impact on the yearly cost, so the price to insure a Fusion S 4-Dr Sedan will be $200 cheaper than the cost to insure the high end Fusion Sport AWD 4-Dr Sedan model, as shown in the prices below.

Premium data assumes married male driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Delaware minimum liability limits. Discounts applied include multi-vehicle, homeowner, claim-free, multi-policy, and safe-driver. Rates do not factor in specific location information which can influence rates noticeably.

Finding the top company can be difficult considering how many companies there are in Delaware. The company rank data shown below can help you select which car insurance providers to look at comparing prices from.

These rankings are only comprised of companies with a national presence, so smaller regional companies are not taken into consideration for the list. If you wish to compare prices from many more Delaware auto insurance companies, follow this link.

Top 10 Major Car Insurance Companies Overall in Delaware

1. Travelers
2. USAA
3. AAA Insurance
4. Nationwide
5. Allstate
6. State Farm
7. The Hartford
8. Safeco Insurance
9. Progressive
10. American Family

Top Companies for Ford Fusion Insurance in Delaware

Types of discounts on Delaware car insurance rates

Auto insurance companies that offer cheap insurance for a Ford Fusion in Delaware may provide rate discounts that could potentially reduce rates by as much as 25% or more if you meet certain criteria. A few popular companies and their offered discounts can be found below.

The chart below shows the comparison of insurance costs with and without discounts. The premiums are based on a female driver, no violations or accidents, Delaware state minimum liability limits, full coverage, and $500 deductibles. The first bar for each age group shows the average annual price with no discounts. The lower bar shows the rates with defensive driving course, passive restraint, homeowner, multiple policy, vehicle safety, and anti-theft discounts applied. When discounts are factored in, the the average yearly reduction on auto insurance for a Ford Fusion is % or $.

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The chart below illustrates how your deductible choice can affect insurance rates when getting quotes for cheap insurance for a Ford Fusion. Data assumes a married female driver, comprehensive and collision coverage, and no discounts are applied to the premium.

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A 40-year-old driver could save $438 a year by increasing from a $100 deductible to a $500 deductible, or save $664 by choosing a $1,000 deductible. Even younger insureds, like the 20-year-old example, have the ability to save up to $1,090 every year by using higher deductibles when buying full coverage.

If you make the decision to raise deductibles, it is necessary to have additional funds squirreled away to enable you to pay the extra out-of-pocket expense, which deters some drivers from choosing higher deductibles.