Cheap Insurance Quotes for a Honda Civic in Oregon

When writing about shopping for car insurance, the word “cheap” should never be used anywhere in the article to describe car insurance prices. Excuse the oxymoron, but cheap car insurance for a Honda Civic can seem impossible to find. But don’t despair, because we will teach you how you can find and buy insurance that is affordable.

The odds of finding the cheapest car insurance for a Honda Civic in Oregon hinges on factors such as whether you are married, whether or not you garage your vehicle, and citations on your driving record. Drivers in Oregon on average will pay $1,310 per year for Civic insurance, but that price is an approximation based upon a 40-year-old single male driver that purchased full comprehensive and collision coverage and $250 policy deductibles.

The issue that arises when projecting rates is that it’s very likely that you are not 40 years old and maybe not even male, maybe you are married instead of single, and you may just want the cheapest liability coverage you can find. Even a slight change in policy rating factors can make a large difference in how much coverage for a Honda Civic costs.

Every driver’s needs are different, and that is why the best method for finding the most affordable coverage for your Honda is to just compare rates yourself.

Compare Honda Civic Insurance Rates

Your Honda’s trim level will influence the cost of coverage, so the price to insure a Civic DX 4-Dr Sedan model will be $452 cheaper than the insurance cost for the more expensive Civic SI 2-Dr Coupe version, as shown below.

Data rating is based on single male driver age 40, no speeding tickets, no at-fault accidents, $250 deductibles, and Oregon minimum liability limits. Discounts applied include multi-policy, multi-vehicle, safe-driver, homeowner, and claim-free. Prices do not factor in specific location information which can alter rates noticeably.

Finding out which company offers the best auto insurance rates for a Honda Civic will require a little more sweat than just picking a company at random. Each company uses different criteria for determining rates, so we’ll go over the overall cheapest auto insurance companies in Oregon.

Best Car Insurance Prices for Your Honda

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Grange has some of the lowest car insurance rates in Oregon at around $687 each year. Country, Oregon Mutual, Travelers, and USAA also make the cut as some of the cheapest Oregon car insurance companies.

As the rates illustrate above, if you currently have coverage with Travelers and switched to Country, you may see an annual savings of in the vicinity of $111. Drivers with USAA could save as much as $119 a year, and State Farm insureds might lower prices by up to $230 a year.

These rates are averages for all drivers and vehicles in Oregon and are not factoring in a specific rate factor for a Honda Civic. So the company that can offer the best rates for your situation may not even be featured in the above rate chart. That’s why you need to get car insurance quotes using your own driver data and vehicle information.

Get discount Oregon insurance

Auto insurance companies that sell cheap insurance for a Honda Civic in Oregon may also offer discounts that could reduce prices by 25% or more if you meet eligibility requirements. A list of auto insurance companies and some of the discounts are:

The information below shows the comparison of insurance costs with and without discounts applied to the policy rates. The premium estimates are based on a female driver, no accidents or driving violations, Oregon state minimum liability limits, full physical damage coverage, and $500 deductibles.

The first bar for each age group shows premium with no discounts. The second bar shows the rates with homeowner, passive restraint, safe-driver, defensive driving course, anti-theft, and vehicle safety discounts applied. When drivers take advantage of discounts, the the average amount saved on auto insurance for a Honda Civic is % or $.

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State Farm, Allstate, Progressive, or Geico: Who is cheapest?

When researching insurance for a Civic in Oregon, some of the largest companies to start with are State Farm, Allstate, Progressive, and Geico. Each company has a different combination of discounts, features, and options that buyers can choose from. The next table shows ratings for price and service, as well as some optional coverages shoppers can expect to find with each one.