Cheap Insurance Quotes for a Nissan Altima in Louisiana

Our content editors always give us grief that when writing about auto insurance, the words “affordable” or “cheap” should never be used anywhere in the article to describe car insurance prices. Excuse the oxymoron, but cheap car insurance for a Nissan Altima is pretty hard to find. Don’t let that spoil your day, because we will show you how you can still find and buy insurance that doesn’t cost an arm and a leg.

Whether or not you can find the cheapest insurance for a Nissan Altima in Louisiana hinges on an enormous amount of rating factors like if you rent or own your home, whether or not you have filed claims in the past, and deductibles for comprehensive and collision coverage. Drivers pay on average $1,590 a year to insure a Nissan Altima, but that price is an estimation rating a 40-year-old married male driver that wants full coverage and $100 physical damage deductibles.

But there is a good chance that you are not 40 years old and maybe not even male, maybe you are single instead of married, or maybe you have a teenager that needs to be on your policy. Making minor changes in input factors can result in a massive change in the price of coverage.

This illustrates why the best way to quote cheap car insurance rates for your Nissan is to get into the habit of comparing rates once a year.

Save Now on Altima Insurance

The trim level of your Nissan will influence price, so the rate you will pay to insure a Altima 2.5 4-Dr Sedan will be $368 less than the insurance cost for the high end Altima 3.5 SR 2-Dr Coupe model, as demonstrated by the prices below.

Cost estimates assume married male driver age 40, no speeding tickets, no at-fault accidents, $100 deductibles, and Louisiana minimum liability limits. Discounts applied include homeowner, safe-driver, multi-vehicle, multi-policy, and claim-free. Rates do not factor in the specific area where the vehicle is garaged which can affect insurance rates significantly.

Buying coverage from the right insurance provider is hard considering how many different companies there are to choose from in Louisiana. The company rank data displayed below can help you decide which car insurance companies to look at when shopping your coverage around.

These ratings only include the largest auto insurers in America, so companies that only write business in Louisiana or surrounding areas are not factored into this list. To get rate quotes and find the cheapest rates for a Nissan Altima, just click here.

Top 10 Major Auto Insurance Providers in Louisiana Ranked by Customer Satisfaction

1. USAA – 91%
2. AAA Insurance – 90%
3. Esurance – 90%
4. Progressive – 88%
5. Safeco Insurance – 88%
6. State Farm – 88%
7. Allstate – 88%
8. The Hartford – 87%
9. GEICO – 87%
10. 21st Century – 84%

Top 10 Major Auto Insurance Providers in Louisiana Ranked by Value

1. American Family
2. AAA Insurance
3. Safeco Insurance
4. The Hartford
5. Progressive
6. 21st Century
7. The General
8. Esurance
9. USAA
10. State Farm

Top Companies for Nissan Altima Insurance in Louisiana

The example below highlights how deductible choice can affect insurance costs when getting quotes for cheap insurance for a Nissan Altima. The costs are based on a single female driver, comp and collision included, and no policy discounts are applied.

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In the chart above, a 40-year-old driver could cut expenses by $442 a year by changing from a $100 deductible up to a $500 deductible, or save $666 by selecting a $1,000 deductible. Even younger drivers, like the 20-year-old, can cut up to $1,122 annually just by choosing higher deductibles when buying full coverage.

When raising deductibles, it’s a good idea to have enough savings set aside to enable you to pay the extra out-of-pocket expense that comes with higher deductibles.

Is Allstate, Geico, Progressive, or State Farm cheaper?

If you want reliable insurance for an Altima, some of the first companies to look at are Allstate, Geico, Progressive, and State Farm. They all offer unique coverages that you can select from. The table below breaks down some of the ratings and options shoppers can expect to find with each one.

How to find budget-friendly insurance for a Nissan Altima

Lowering your rates is not difficult, and here are many penny-pinching ideas that can help Louisiana drivers quote more affordable coverage.

• Do not get tickets or violations
• Drive a car with a high safety rating
• Prevent price hikes by avoiding at-fault accidents
• Good credit can help you save money
• Try to not file small claims
• Compare rate quotes often

That last piece of advice is notably important, as we emphasized in the prior article. Prices change constantly, so you should be ready to change to a new company if a lower price can be found.

Sticking with a specific company is fine, but it’s not a great idea if that loyalty ends up costing hundreds of dollars year after year. If you have a few minutes, now is a great time to shop around and find cheaper car insurance for a Nissan Altima.