Cheapest Auto Insurance Quotes for Teenagers in Georgia

The words “economical” and “insurance” probably shouldn’t be used in the same sentence, in particular when you are shopping around for the lowest insurance prices for teenagers. In an attempt to save some money, let’s take a look at some things that determine auto insurance premiums, and figure out some ideas to take the bite out of your next policy.

One of the many factors that auto insurance companies take into consideration when calculating auto insurance rates is where you normally keep your vehicle. Areas with more people like East Point, Mableton, and Macon tend to have more expensive car insurance rates, whereas less populated areas generally benefit from lower auto insurance rates.

The information below sorts the highest-priced places in Georgia for teenagers to purchase car insurance in.

Annual rates are estimated as specific Georgia zip code can influence premiums greatly.

The type of vehicle you are seeking coverage for is one of the primary factors in finding economical auto insurance for teenagers. Vehicles with average performance, a great safety record, or a low likelihood of having liability claims will cost quite a bit less to insure than fast, unsafe models. The list below ranks insurance costs for the most cost-effective vehicles to insure in Georgia.

Price data assumes single female driver age 16, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Georgia minimum liability limits. Discounts applied include safe-driver, and claim-free. Rate quotes do not factor in specific location information which can change coverage rates significantly.

Based on these rates, you can conclude that makes and models like the Honda CR-V, Chevrolet Traverse, and Ford Escape are going to be some of the most affordable vehicles to insure for teen drivers. Auto insurance rates will be more expensive just due to the fact that there is more claim risk for teenagers, but overall those models will probably have the cheapest rates possible.

Allstate, Progressive, State Farm, or Geico: Which is best?

When comparing car insurance for teen drivers, the companies with the most market share are Allstate, Progressive, State Farm, and Geico. If you add them together, they insure almost 50% of all car insurance policies in America. They all have your normal coverages like liability, comprehensive, and collision, but each one offers a slightly different set of options and discounts that you can choose from. The data below ranks ratings for price and service, as well as some optional coverages that are available for policyholders.