Cheapest Car Insurance Quotes for Teenagers in Vermont

Cheapest Car Insurance Quotes for Teenagers in Vermont

Establishing which companies quote the lowest-priced car insurance rates for teenagers requires more work in order to find the lowest price quote.

Every auto insurer has a different formula for determining rates, so let’s take a look at the lowest cost car insurance companies in Vermont.

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Cheapest auto insurance in Vermont ranked by cost per year
Rank Company Cost Per Year
1 Safeco $467
2 California Casualty $514
3 USAA $619
4 The Hartford $639
5 Travelers $715
6 Unitrin $738
7 Co-Operative Insurance $767
8 Concord $883
9 GEICO $919
10 MMG Insurance $1,032
11 MetLife $1,095
12 National Grange Mutual $1,133
13 Progressive $1,235
14 Nationwide $1,248
15 State Farm $1,302
16 Liberty Mutual $1,339
17 Vermont Mutual $1,502
18 Allstate $1,568
19 Sentry $1,902
20 Union Mutual $1,997
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Safeco normally has some of the best car insurance rates in Vermont at around $467 annually. California Casualty, USAA, The Hartford, and Travelers would also be considered some of the more affordable Vermont auto insurance companies.

As shown above, if you have coverage with USAA and switched to Safeco, you could realize savings of about $152. Insureds with The Hartford may save as much as $172 a year, and Travelers customers might reduce prices by as much as $248 a year.

To discover how much you can save, click here to begin a quote or visit several of the following companies.

Bear in mind that those rates are averaged for all drivers and vehicles in Vermont and do not factor in a price increase for teenagers. So the auto insurance company that can offer you the best price may not even be featured in the list of companies above. That’s why you need to quote rates from as many companies as possible using your own personal information and vehicle type.

We all like different vehicles, and the type of vehicle requiring insurance is a large consideration that determines if you can find the cheapest car insurance for teenagers in Vermont. Vehicles with economical engines, a great safety record, or a low likelihood of having liability claims will cost quite a bit less to insure than fast, unsafe models. The next lists illustrates insurance premiums for a selection of the most affordable automobiles to insure.

Insurance Rates for Popular Cars in Vermont
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Malibu LT $3,272 $1,636 $273
Ford Focus SEL 4-Dr Sedan $3,404 $1,702 $284
Hyundai Elantra SE 4-Dr Sedan $3,436 $1,718 $286
Hyundai Sonata GLS 4-Dr Sedan $3,488 $1,744 $291
Kia Optima LX $3,488 $1,744 $291
Toyota Camry XLE $3,436 $1,718 $286
Toyota Corolla XRS $3,468 $1,734 $289
Volkswagen Jetta S 4-Dr Sedan $3,240 $1,620 $270
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Data based on single male driver age 16, no speeding tickets, no at-fault accidents, $500 deductibles, and Vermont minimum liability limits. Discounts applied include claim-free, and safe-driver. Estimates do not factor in vehicle garaging location which can influence insurance rates considerably.

Insurance Rates for Popular SUVs and Crossovers in Vermont
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Suburban LT 2WD $3,272 $1,636 $273
Chevrolet Traverse LTZ AWD $2,986 $1,493 $249
Ford Escape XLS 4WD $2,728 $1,364 $227
Ford Explorer Eddie Bauer 2WD $3,046 $1,523 $254
GMC Acadia SL 2WD $3,014 $1,507 $251
GMC Terrain SLT 2WD $3,182 $1,591 $265
Honda CR-V EX-L 4WD $2,760 $1,380 $230
Honda Pilot EX 4WD $3,078 $1,539 $257
Hyundai Tucson GLS 2WD $3,014 $1,507 $251
Jeep Grand Cherokee Limited 4WD $3,468 $1,734 $289
Jeep Wrangler Unlimited Sport 4WD 4-Dr $3,328 $1,664 $277
Toyota Highlander SE 4WD $3,498 $1,749 $292
Toyota RAV4 Limited 4WD $3,240 $1,620 $270
Volvo XC90 V8 AWD $3,692 $1,846 $308
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Prices above based on single male driver age 16, no speeding tickets, no at-fault accidents, $500 deductibles, and Vermont minimum liability limits. Discounts applied include claim-free, and safe-driver. Information does not factor in specific location information which can increase or decrease price quotes significantly.

Car Insurance Rates for Popular Pickup Trucks in Vermont
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Silverado 2500HD LT Crew Cab Diesel 4WD $3,692 $1,846 $308
Chevrolet Silverado LT Extended Cab 2WD $3,488 $1,744 $291
Dodge Ram 3500 Mega Cab Laramie 4WD $4,870 $2,435 $406
Dodge Ram Crew Cab Laramie 2WD $3,746 $1,873 $312
Ford F-150 XLT Crew Cab 2WD $3,046 $1,523 $254
Ford F-350 Crew Cab Lariat Turbo Diesel 4WD $4,676 $2,338 $390
GMC Sierra 3500HD SLE Extended Cab 2WD $3,498 $1,749 $292
GMC Sierra SLE Crew Cab 2WD $3,468 $1,734 $289
Toyota Tacoma Double Cab TRD Off-Road Package 4WD $3,272 $1,636 $273
Toyota Tundra Regular Cab 4WD $3,520 $1,760 $293
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Table data represents single male driver age 16, no speeding tickets, no at-fault accidents, $500 deductibles, and Vermont minimum liability limits. Discounts applied include safe-driver, and claim-free. Table data does not factor in vehicle location which can revise prices considerably.

Best car insurance in Vermont

Choosing the top auto insurance provider is hard considering how many companies provide coverage in Vermont. The company ratings below could help you select which insurers to look at putting your business with.

The rankings below include the largest auto insurers in America, so companies that only write business in Vermont or surrounding areas are not factored into this list. If you would like to check rates from these top insurers and more, click this link.

Top Car Insurance Companies in Vermont
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
The General 96 100 92 91% A- 95
The Hartford 88 96 91 93% A+ 92.6
Progressive 84 94 99 90% A+ 92.4
Travelers 84 93 100 87% A++ 92.3
State Farm 84 93 95 87% A++ 91
Farmers Insurance 87 92 90 85% A 90.6
Safeco Insurance 85 91 87 86% A 88.4
USAA 71 93 98 87% A++ 88
GEICO 73 93 95 85% A++ 87.1
21st Century 85 85 91 89% A 86.9
Liberty Mutual 72 91 97 83% A 86.4
AAA Insurance 85 85 88 86% A 85.8
Nationwide 71 90 93 83% A+ 84.9
Allstate 69 92 92 83% A+ 84.4
American Family 77 96 80 85% A 83.8
Esurance 70 80 89 77% A+ 79.2
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Data Source: Insure.com Best Car Insurance Companies

How to find more affordable insurance for teenagers

The list below summarizes some penny-pinching ideas that can help Vermont drivers locate lower-cost car insurance.

  • Increase your deductibles
  • Improve your credit
  • Try to pay small claims out-of-pocket
  • Avoid accidents
  • Buying home and auto together can help save money
  • Avoid speeding and other traffic citations and pay less
  • Compare rates once a year for cheaper prices

That last idea is highly crucial, as was pointed out in the article above. Coverage prices vary considerably, so don’t be unwilling to buy from a different company if a better rate can be found.

Many consumers stick with the same company and that’s fine, but it isn’t a good idea if that devotedness results in you overpaying thousands of dollars over the life of your policy. In less than five minutes you could shop around and find cheaper auto insurance for teenagers.