Cheapest Insurance for a Jeep Grand Cherokee in Nevada

Whether or not you can find affordable coverage for a Jeep Grand Cherokee in Nevada hinges on a pretty complex algorithm that uses a lot of factors like the safety rating of your vehicle, the insurance company you are currently insured with, and any prior driving citations you have received. Drivers pay an average rate of $640 each year to buy insurance for a Jeep Grand Cherokee, but that cost is an approximation calculated based on a 50-year-old married male driver that included full comprehensive and collision coverage and $1,000 deductibles.

If we were betting, you may not be 50 years old (or even male), single instead of married, or maybe you live in a different part of Nevada than the example. Even a slight difference in rating variables or coverage information can cause large differences in the policy rate.

Every driver’s needs are different, and that is why your best chance at finding cheap insurance rates for your Jeep is to regularly compare rates at renewal.

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The trim level of your Jeep will influence price, so the price you pay to insure a Grand Cherokee Laredo 2WD will be $54 lower than the insurance cost for the fancier Grand Cherokee SRT-8 4WD trim level, as shown below.

Table data represents married male driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Nevada minimum liability limits. Discounts applied include multi-vehicle, claim-free, multi-policy, homeowner, and safe-driver. Rates do not factor in your specific Nevada location which can raise or lower premiums greatly.

Nevada insurance companies ranked

Finding the highest-rated auto insurance provider can be challenging considering how many different insurance companies sell coverage in Nevada. The company information in the next section may help you decide which providers to look at when looking for cheaper rates. These ratings are for the largest companies in America, so companies that only write business in Nevada or surrounding areas are not included in this list.

Top 10 Major Car Insurance Companies in Nevada Ranked by Customer Satisfaction

1. Titan Insurance – 95%
2. USAA – 94%
3. AAA Insurance – 91%
4. Nationwide – 90%
5. State Farm – 90%
6. The Hartford – 89%
7. GEICO – 89%
8. 21st Century – 88%
9. Liberty Mutual – 88%
10. Allstate – 88%

Top 10 Major Car Insurance Companies Overall in Nevada

1. USAA
2. American Family
3. State Farm
4. The Hartford
5. AAA Insurance
6. GEICO
7. The General
8. Titan Insurance
9. Progressive
10. Mercury Insurance

Top Companies for Jeep Grand Cherokee Insurance in Nevada

Careless Nevada drivers pay higher rates

The ideal way to score good insurance prices in Nevada for a Grand Cherokee is to be a good driver and not get tickets or have accidents. The diagram below illustrates how speeding tickets and at-fault claims can impact insurance premiums for different age categories. The data is based on a married female driver, comprehensive and collision coverage, $500 deductibles, and no policy discounts are applied.

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The data in the chart shows the average cost of an auto insurance policy in Nevada per year with no accidents or violations is $1,431. Get written up for one speeding ticket and the average cost jumps to $1,666, an increase of $236 each year. Then add one accident along with the one speeding ticket and the 12-month cost of insurance for a Jeep Grand Cherokee goes up to an average of $2,328. That’s an increase of $897, or $75 per month, just for being a less-than-perfect driver!

Types of discounts on Nevada insurance rates

Insurers that provide the cheapest insurance for a Jeep Grand Cherokee in Nevada may have policy discounts that may potentially lower prices by 25% or more if you qualify for them. Larger insurance companies and their possible discounts are shown below.

• Progressive offers discounts including online signing, good student, online quote discount, multi-policy, multi-vehicle, and continuous coverage.
• The Hartford has savings for vehicle fuel type, driver training, defensive driver, anti-theft, good student, and air bag.
• Mercury Insurance offers discounts for anti-theft, type of vehicle, accident-free, professional/association, annual mileage, good driver, and multi-policy.
• GEICO includes discounts for air bags, good student, federal employee, seat belt use, military active duty, and membership and employees.
• AAA policyholders can earn discounts including good student, multi-car, AAA membership discount, good driver, and multi-policy.
• State Farm offers premium reductions for Steer Clear safe driver discount, student away at school, multiple autos, anti-theft, and defensive driving training.

The diagram below illustrates the comparison of auto insurance rates with and without discounts applied to the premium. The data is based on a female driver, no accidents or driving violations, Nevada state minimum liability limits, comp and collision included, and $250 deductibles. The first bar for each age group shows the average rate with no discounts. The lower bar shows the rates with accident-free, passive restraint, homeowner, marriage, claim-free, and defensive driving course discounts applied. When drivers qualify for the discounts, the average amount saved each year on insurance for a Jeep Grand Cherokee is 28% or $548.

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