The odds of finding the best cheap coverage for a Nissan Rogue in Oklahoma is dependent upon dozens of factors like if you own the home you live in, your address, and if you have tickets or violations. Drivers will pay around $1,310 each year to buy insurance for a Nissan Rogue, but that cost is that rates a 30-year-old married female that purchased full coverage including both comprehensive and collision and $250 policy deductibles.
The problem with using this number is the good chance you’re not a 30-year-old female, you might be single instead of married, or you just want cheap liability insurance instead of full coverage. This illustrates why the way we recommend to find cheap insurance prices for your Nissan is to just compare rates yourself.
View Nissan Rogue Insurance Rates
The trim level of your Rogue will be a contributing factor to the coverage cost, so the price you will pay to insure a Rogue S 2WD model will be $102 less than the insurance cost for the higher-end Rogue SL AWD model, as demonstrated by the prices below.
Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
---|---|---|---|---|---|---|---|
Rogue S 2WD | $336 | $572 | $516 | $30 | $154 | $1,608 | $134 |
Rogue S AWD | $336 | $572 | $516 | $30 | $154 | $1,608 | $134 |
Rogue SL 2WD | $336 | $572 | $516 | $30 | $154 | $1,608 | $134 |
Rogue SL AWD | $336 | $674 | $516 | $30 | $154 | $1,710 | $143 |
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Premium data assumes married female driver age 30, no speeding tickets, no at-fault accidents, $250 deductibles, and Oklahoma minimum liability limits. Discounts applied include homeowner, safe-driver, multi-policy, claim-free, and multi-vehicle. Prices do not factor in Oklahoma location which can impact prices greatly.
Insuring your vehicle with the top insurer can be a challenge considering how many different insurance companies sell coverage in Oklahoma. The rank data in the next section could help you choose which car insurance providers to look at when comparing insurance rates for a Nissan Rogue. The rankings below are only made up of large nationwide companies, so smaller companies that only insure vehicles in Oklahoma will not be included in this list.
Insurers that provide the cheapest insurance for a Nissan Rogue in Oklahoma may also give you discounts that could reduce prices by 35% or more if you are eligible to receive them. Larger insurance companies and some of the discounts can be read below.
Discount | Geico | State Farm | Allstate | Progressive | Liberty Mutual |
---|---|---|---|---|---|
Multiple policies | Yes | Yes | Yes | Yes | Yes |
Multi-vehicle | Yes | Yes | No | Yes | Yes |
Anti-theft | Yes | Yes | Yes | Yes | Yes |
Anti-lock brakes | Yes | Yes | Yes | No | Yes |
Passive restraint | Yes | Yes | Yes | No | Yes |
Daytime running lights | Yes | Yes | No | No | No |
Newer vehicle | No | Yes | Yes | No | No |
Safe driver | Yes | Yes | Yes | Yes | No |
Defensive driver | Yes | Yes | Yes | Yes | No |
Low miles | No | Yes | Yes | Yes | Yes |
Active duty military | Yes | Yes | No | Yes | No |
Employment | Yes | No | No | No | Yes |
Pay in full | Yes | No | Yes | Yes | Yes |
Auto-pay | Yes | No | Yes | Yes | Yes |
Customer loyalty | No | Yes | No | Yes | No |
Smart student | Yes | Yes | Yes | Yes | Yes |
Distant student | No | Yes | Yes | Yes | Yes |
Homeowner | No | No | No | Yes | No |
Use seat belts | Yes | No | No | No | No |
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The example below shows the difference between insurance costs with and without discounts applied to the policy rates. The premiums are based on a female driver, a clean driving record, no claims, Oklahoma state minimum liability limits, comp and collision included, and $100 deductibles. The first bar for each age group shows the average rate with no discounts. The second shows the rates with vehicle safety, multiple vehicle, anti-theft, multiple policy, defensive driving course, and claim-free discounts applied. With discounts applied, the average savings per year on insurance for a Nissan Rogue is 13% or $291.
google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Female Driver No Discounts’, ‘Female Driver with Discounts’],[‘Age 20’, 4497,3233],[‘Age 30’, 3093,2239],[‘Age 40’, 2873,2077],[‘Age 50’, 2513,1819],[‘Age 60’, 2429,1755],[‘Age 70’, 2839,2045]]);var options = {title: ‘Effect of Discounts on Insurance Price for a Nissan Rogue’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#c096ca’, ‘#e1b7ec’],hAxis: {title: ‘Annual Insurance Cost for a Nissan Rogue’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}
When researching insurance for a Rogue in Oklahoma, four companies to take a look at are Geico, Allstate, State Farm, and Progressive. They all have the same basic coverages, but each one has different options that buyers can choose from. The table below compares ratings and policy coverage options that are available for buyers.
Geico | Allstate | State Farm | Progressive | |
---|---|---|---|---|
Policy Cost | 1st | 4th | 2nd | 3rd |
Client Satisfaction | 1st | 2nd | 4th | 3rd |
Number of Discounts | 2nd | 1st | 3rd | 4th |
Claims Rank | 3rd | 1st | 2nd | 4th |
Customers who recommend | 87% | 86% | 88% | 88% |
A.M. Best financial rating | A++ | A+ | A++ | A+ |
Accident forgiveness coverage | Yes | Yes | No | Yes |
Mechnical breakdown | Yes | No | No | Yes |
Emergency roadside service | Yes | Yes | Yes | Yes |
Uber and Lyft insurance | Yes | Yes | Yes | Yes |
Rating based on usage | No | Yes | Yes | Yes |
New car replacement | No | Yes | No | No |
Types of agents used | Both online and from Geico agents | Allstate exclusive agents | State Farm exclusive agents | Online or from independent agents |
Number of agents | 150+ | 11,000+ | 18,000+ | 30,000+ |
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The list below details many money-saving solutions that can help Oklahoma drivers quote the cheapest auto insurance.
The final tip is especially valuable, as we noted in this article. Coverage rates go up and down frequently, so don’t be afraid to buy a policy from a new company if a more affordable price is available.
Staying with the same company for years is fine, but it isn’t a good idea if that devotedness results in you overpaying a fortune every year. Now is a great time to compare rates and find cheaper auto insurance for a Nissan Rogue.
There are many different ways to quote cheap insurance rates in Oklahoma, but the most popular ways are using an exlusive agent such as Liberty Mutual or State Farm, an independent agent, or direct from companies such as Geico or Progressive. Each way has the same basic process, but buyers need to know the differences in how they give price quotes.
Independent agents can place your business with multiple companies and can get rate quotes from all of them. These types of agencies can sell policies from many different companies and can give you more rates, which can give you the best chance of saving money. If you are not satisfied with one company, the agent simply finds a different carrier which prevents you from having to find a new agency.
An exclusive ageny is only able to quote rates with just one company such as a State Farm or Allstate agent. Exclusive agents normally do not have the ability to give you multiple price quotes, so if their pricing is high, there is no alternative.
Insurance from a direct company means you forego a local insurance agent and buy from a direct company like Esurance. Shopping for insurance direct may be good for drivers who have limited assets and have a good understanding of what specific coverages they need.
Which way is best for finding the cheapest insurance for a Nissan Rogue in Oklahoma? It would be obvious to point out buying from a direct car insurance company saves the most money since there isn’t an agent involved, but in reality, that is not true. It could also be said an independent agency guarantees the best prices due to more options, but that’s not always true, either. In many cases, the exclusive agents may have prices that are the cheapest in Oklahoma.
Because of the variability of insurance rates, really the only way to not overpay for insurance is to compare lots of quotes. It’s a good idea to get price quotes all three ways in order to have the best selection to choose from. For a list of companies offering online discounts in Oklahoma, click here to view.