Cheapest Insurance Quotes for a Nissan Rogue in Oklahoma

Cheapest Insurance Quotes for a Nissan Rogue in Oklahoma

The odds of finding the best cheap coverage for a Nissan Rogue in Oklahoma is dependent upon dozens of factors like if you own the home you live in, your address, and if you have tickets or violations. Drivers will pay around $1,310 each year to buy insurance for a Nissan Rogue, but that cost is that rates a 30-year-old married female that purchased full coverage including both comprehensive and collision and $250 policy deductibles.

The problem with using this number is the good chance you’re not a 30-year-old female, you might be single instead of married, or you just want cheap liability insurance instead of full coverage. This illustrates why the way we recommend to find cheap insurance prices for your Nissan is to just compare rates yourself.

View Nissan Rogue Insurance Rates

The trim level of your Rogue will be a contributing factor to the coverage cost, so the price you will pay to insure a Rogue S 2WD model will be $102 less than the insurance cost for the higher-end Rogue SL AWD model, as demonstrated by the prices below.

Nissan Rogue Insurance Rates in Oklahoma
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Rogue S 2WD $336 $572 $516 $30 $154 $1,608 $134
Rogue S AWD $336 $572 $516 $30 $154 $1,608 $134
Rogue SL 2WD $336 $572 $516 $30 $154 $1,608 $134
Rogue SL AWD $336 $674 $516 $30 $154 $1,710 $143
Get Your Own Custom Quote Go

Premium data assumes married female driver age 30, no speeding tickets, no at-fault accidents, $250 deductibles, and Oklahoma minimum liability limits. Discounts applied include homeowner, safe-driver, multi-policy, claim-free, and multi-vehicle. Prices do not factor in Oklahoma location which can impact prices greatly.

Best insurance in Oklahoma

Insuring your vehicle with the top insurer can be a challenge considering how many different insurance companies sell coverage in Oklahoma. The rank data in the next section could help you choose which car insurance providers to look at when comparing insurance rates for a Nissan Rogue. The rankings below are only made up of large nationwide companies, so smaller companies that only insure vehicles in Oklahoma will not be included in this list.

Top 10 Large Car Insurance Companies Overall in Oklahoma

  1. Travelers
  2. USAA
  3. Mercury Insurance
  4. AAA Insurance
  5. Nationwide
  6. Allstate
  7. State Farm
  8. The Hartford
  9. Safeco Insurance
  10. Progressive

Top Companies for Nissan Rogue Insurance in Oklahoma

Types of discounts on Oklahoma car insurance rates

Cheaper Oklahoma insurance for a RogueInsurers that provide the cheapest insurance for a Nissan Rogue in Oklahoma may also give you discounts that could reduce prices by 35% or more if you are eligible to receive them. Larger insurance companies and some of the discounts can be read below.

Auto Insurance Discounts Available
Discount Geico State Farm Allstate Progressive Liberty Mutual
Multiple policies Yes Yes Yes Yes Yes
Multi-vehicle Yes Yes No Yes Yes
Anti-theft Yes Yes Yes Yes Yes
Anti-lock brakes Yes Yes Yes No Yes
Passive restraint Yes Yes Yes No Yes
Daytime running lights Yes Yes No No No
Newer vehicle No Yes Yes No No
Safe driver Yes Yes Yes Yes No
Defensive driver Yes Yes Yes Yes No
Low miles No Yes Yes Yes Yes
Active duty military Yes Yes No Yes No
Employment Yes No No No Yes
Pay in full Yes No Yes Yes Yes
Auto-pay Yes No Yes Yes Yes
Customer loyalty No Yes No Yes No
Smart student Yes Yes Yes Yes Yes
Distant student No Yes Yes Yes Yes
Homeowner No No No Yes No
Use seat belts Yes No No No No
Get Quotes Go

The example below shows the difference between insurance costs with and without discounts applied to the policy rates. The premiums are based on a female driver, a clean driving record, no claims, Oklahoma state minimum liability limits, comp and collision included, and $100 deductibles. The first bar for each age group shows the average rate with no discounts. The second shows the rates with vehicle safety, multiple vehicle, anti-theft, multiple policy, defensive driving course, and claim-free discounts applied. With discounts applied, the average savings per year on insurance for a Nissan Rogue is 13% or $291.

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Geico, Allstate, State Farm, and Progressive compared

When researching insurance for a Rogue in Oklahoma, four companies to take a look at are Geico, Allstate, State Farm, and Progressive. They all have the same basic coverages, but each one has different options that buyers can choose from. The table below compares ratings and policy coverage options that are available for buyers.

Comparison of Geico, Allstate, State Farm, and Progressive
Geico Allstate State Farm Progressive
Policy Cost 1st 4th 2nd 3rd
Client Satisfaction 1st 2nd 4th 3rd
Number of Discounts 2nd 1st 3rd 4th
Claims Rank 3rd 1st 2nd 4th
Customers who recommend 87% 86% 88% 88%
A.M. Best financial rating A++ A+ A++ A+
Accident forgiveness coverage Yes Yes No Yes
Mechnical breakdown Yes No No Yes
Emergency roadside service Yes Yes Yes Yes
Uber and Lyft insurance Yes Yes Yes Yes
Rating based on usage No Yes Yes Yes
New car replacement No Yes No No
Types of agents used Both online and from Geico agents Allstate exclusive agents State Farm exclusive agents Online or from independent agents
Number of agents 150+ 11,000+ 18,000+ 30,000+
Compare Rates Now Go

How to get the cheapest insurance for a Nissan Rogue in Oklahoma

The list below details many money-saving solutions that can help Oklahoma drivers quote the cheapest auto insurance.

  • Higher deductibles save money
  • Increase your credit score
  • Being accident-free can lower rates significantly
  • Buy safe vehicles
  • Keep your driving record clean
  • Shop around for lower rates once a year

The final tip is especially valuable, as we noted in this article. Coverage rates go up and down frequently, so don’t be afraid to buy a policy from a new company if a more affordable price is available.

Staying with the same company for years is fine, but it isn’t a good idea if that devotedness results in you overpaying a fortune every year. Now is a great time to compare rates and find cheaper auto insurance for a Nissan Rogue.

Who has the cheapest Nissan Rogue insurance quotes?

There are many different ways to quote cheap insurance rates in Oklahoma, but the most popular ways are using an exlusive agent such as Liberty Mutual or State Farm, an independent agent, or direct from companies such as Geico or Progressive. Each way has the same basic process, but buyers need to know the differences in how they give price quotes.

Independent agents can place your business with multiple companies and can get rate quotes from all of them. These types of agencies can sell policies from many different companies and can give you more rates, which can give you the best chance of saving money. If you are not satisfied with one company, the agent simply finds a different carrier which prevents you from having to find a new agency.

An exclusive ageny is only able to quote rates with just one company such as a State Farm or Allstate agent. Exclusive agents normally do not have the ability to give you multiple price quotes, so if their pricing is high, there is no alternative.

Insurance from a direct company means you forego a local insurance agent and buy from a direct company like Esurance. Shopping for insurance direct may be good for drivers who have limited assets and have a good understanding of what specific coverages they need.

Which way is best for finding the cheapest insurance for a Nissan Rogue in Oklahoma? It would be obvious to point out buying from a direct car insurance company saves the most money since there isn’t an agent involved, but in reality, that is not true. It could also be said an independent agency guarantees the best prices due to more options, but that’s not always true, either. In many cases, the exclusive agents may have prices that are the cheapest in Oklahoma.

Because of the variability of insurance rates, really the only way to not overpay for insurance is to compare lots of quotes. It’s a good idea to get price quotes all three ways in order to have the best selection to choose from. For a list of companies offering online discounts in Oklahoma, click here to view.