How Much are Car Insurance Quotes for Teenagers in Wyoming?

The words “economical” and “insurance” really shouldn’t be used in the same sentence, specifically when trying to find the best coverage prices for teenagers. In an attempt to save some money, let’s start the ball rolling by going over some things the can have a considerable influence on auto insurance prices, and see if we can help you reduce the price of your next policy.

Finding low-priced auto insurance is tough enough, and figuring out which companies have the most affordable auto insurance rates for teenagers will involve even more diligence. Coverage prices should be significantly higher than the state average, with the increase attributed to the potential for higher claims associated with offering coverage for teen drivers, but reasonably-priced coverage should be obtainable with some perseverence. Every auto insurer uses a different method for setting rates, so we’ll go over the auto insurance companies that tend to have lower prices in Wyoming.

We do need to point out that Wyoming auto insurance rates are based on many factors which can substantially change your annual premium. This price variability is why it is crucial to compare lots of rates when trying to find the cheapest car insurance rates for teenagers. Auto insurance prices consist of many factors and change substantially, so the best option the last time you checked may now cost much more than other companies.

Find the Cheapest Auto Insurance for Teens

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google.charts.setOnLoadCallback(drawWYT5qcibChart);function drawWYT5qcibChart() {var data = google.visualization.arrayToDataTable([[‘Company’, ‘Rate’, { role: ‘style’ }], [‘USAA’, 624, ‘#F07050’], [‘Safeco’, 918, ‘#C85D42’], [‘The Hartford’, 962, ‘#A64D37’], [‘GEICO’, 988, ‘#8A402D’], [‘National Farmers Union’, 1000, ‘#733525’]]);var options = {title: ‘Low-Cost Auto Insurance Companies in Wyoming’,titleTextStyle: {color: ‘#333’, fontSize: 17, bold: true},width: ‘100%’,height: 300,’chartArea’: {left:0,top:50,’width’: ‘100%’, ‘height’: ‘70%’},bar: {groupWidth: “90%”},legend: {position: ‘none’},vAxis: {viewWindowMode:’explicit’,viewWindow:{max:1100,min:0}}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});var view = new google.visualization.DataView(data);view.setColumns([0, 1,{ calc: “stringify”,sourceColumn: 1,type: “string”,role: “annotation” },2]);formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.ColumnChart(document.getElementById(‘qcibt5cic’));chart.draw(view, options);}

USAA quotes some of the cheapest car insurance rates in Wyoming at around $624 each year. Safeco, The Hartford, GEICO, and National Farmers Union would also be considered some of the most economical Wyoming insurance companies.

In the rate table above, if you currently have a policy with GEICO and switched to Safeco, you may see a yearly price reduction of in the vicinity of $70. Insureds with National Farmers Union may save as much as $82 a year, and State Farm policyholders might lower prices by up to $94 a year.

To find out how much you can save, click here to begin a quote or visit several of the following companies.

These premium estimates are averages for all ages of drivers and types of vehicles and do not factor in a price surcharge for teenagers. So the insurer that is best suited for you may not even be in the above list. That underscores the importance of why you need to quote rates from as many companies as possible using your own specific driver information and vehicle.

One of the more important things that help determine insurance cost is where you live. Areas that are densely populated or have higher claim frequency like Jackson, Douglas, and Buffalo tend to pay slightly more, whereas areas with less people or fewer weather incidents benefit from having to pay less for coverage.

The table below ranks the most expensive places in Wyoming for teenagers to buy car insurance in.

Information shown are estimated as the garaging address in Wyoming can revise prices greatly.

The example below shows how choosing a deductible can increase or decrease insurance rates when trying to find cheap insurance for teenagers. The prices are based on a married male driver, comprehensive and collision coverage, and no policy discounts are applied.

google.charts.setOnLoadCallback(drawDfdqcibChart);function drawDfdqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘$100 Deductible’,’$250 Deductible’,’$500 Deductible’,’$1,000 Deductible’],[‘Age 20’, 3037,2775,2485,2207],[‘Age 30’, 1599,1459,1297,1141],[‘Age 40’, 1533,1405,1257,1113],[‘Age 50’, 1405,1287,1153,1027],[‘Age 60’, 1377,1261,1129,1005],[‘Age 70’, 1579,1455,1315,1183]]);var options = {title: ‘Impact of Deductible Levels on Car Insurance Prices in Wyoming’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 700,’chartArea’: {left:100,top:50,’width’: ‘100%’,’height’: ‘80%’},legend: {position: ‘bottom’,textStyle: {fontSize: 12}},bar: {groupWidth: ‘80%’},colors: [‘#6791b9′,’#75a8d8′,’#98bee2′,’#bad4ec’],hAxis: {title: ‘Annual Auto Insurance Cost for Average Vehicle’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);formatter.format(data,3);formatter.format(data,4);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdfd’));chart.draw(data, options);}

The chart above illustrates that a 50-year-old driver could lower their policy premium by $252 a year by changing from a $100 deductible to a $500 deductible, or save $378 by selecting a $1,000 deductible. Even younger drivers, such as the Age 20 example, could reduce their rates up to $830 annually by choosing a larger deductible amount. When increasing deductibles, it is essential to have emergency funds available to enable you to pay the extra out-of-pocket expense, which is the main inconvenience of larger deductibles.

Wyoming auto insurance company ratings

Picking a highly-rated insurance company can be rather challenging considering how many choices you have in Wyoming. The rank data shown below may help you pick which coverage providers you want to consider when buying insurance for teenagers. The rankings below are only made up of companies with a national presence, so companies that only write business in Wyoming or surrounding areas are not taken into consideration for the list.

Top 10 Major Auto Insurers in Wyoming Ranked by Value

1. USAA
2. American Family
3. The Hartford
4. The General
5. State Farm
6. AAA Insurance
7. Nationwide
8. Esurance
9. 21st Century
10. Allstate

Top 10 Major Auto Insurers in Wyoming Ranked by Customer Satisfaction

1. USAA – 94%
2. AAA Insurance – 91%
3. Nationwide – 90%
4. State Farm – 90%
5. GEICO – 89%
6. The Hartford – 89%
7. The General – 88%
8. 21st Century – 88%
9. Allstate – 88%
10. Liberty Mutual – 88%