How Much are Insurance Quotes for a Honda Accord in Oregon?

Our editors have a joke that when writing about car insurance, the words “cheap” or “affordable” should not appear as a descriptor for car insurance rates. Be that as it may, cheap auto insurance for a Honda Accord is not easy to find. Don’t let that ruin your day, because we can show you some ways you can find coverage that you can afford.

The likelihood of finding the cheapest insurance for a Honda Accord in Oregon depends upon a lot of things such as if you own the home you live in, your claims history, and if your driving record is clean. Drivers pay an average of $820 per year to buy insurance for a Honda Accord, but that cost is an approximation assuming a 40-year-old married female driver that has comprehensive and collision coverage and $500 deductibles.

It’s highly likely that you may not be 40 years old (or even female), you might be single instead of married, and you may just want the cheapest liability coverage you can find. This illustrates why the only real way to find affordable rates for your Honda is to make a habit of comparing prices at least once a year.

Insure Your Honda for Less

Your Honda’s trim level tends to impact price, so the price you will be charged to insure a Accord LX 4-Dr Sedan will be $290 less expensive the insurance cost for the fancier Accord EX-L 2-Dr Coupe version, as shown below.

Above prices assume married female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Oregon minimum liability limits. Discounts applied include safe-driver, claim-free, multi-vehicle, homeowner, and multi-policy. Rate information does not factor in vehicle garaging location which can lower or raise coverage rates significantly.

Buying coverage from the best company can be rather challenging considering how many different companies insure vehicles in Oregon. The ranking information in the next section can help you analyze which car insurance providers you want to consider to insure your vehicles. The rankings below are for companies that write coverage in many states, so companies that focus mainly on Oregon business will not be included in this list.

Top 10 Major Auto Insurance Companies Overall in Oregon

1. USAA
2. American Family
3. State Farm
4. The Hartford
5. AAA Insurance
6. GEICO
7. The General
8. Progressive
9. Allstate
10. Nationwide

Top 10 Major Auto Insurance Companies in Oregon Ranked by Customer Satisfaction

1. USAA – 94%
2. AAA Insurance – 91%
3. Nationwide – 90%
4. State Farm – 90%
5. GEICO – 89%
6. The Hartford – 89%
7. The General – 88%
8. 21st Century – 88%
9. Allstate – 88%
10. Liberty Mutual – 88%

Top Companies for Honda Accord Insurance in Oregon

The illustration below illustrates how your choice of deductibles can influence insurance costs when getting quotes for cheap insurance for a Honda Accord. The rate quotes are based on a single female driver, comprehensive and collision coverage, and no discounts are applied.

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The chart above illustrates that a 40-year-old driver could pocket $342 a year by increasing from a $100 deductible to a $500 deductible, or save $516 by selecting a $1,000 deductible. Youthful drivers, like the 20-year-old, could shave $880 annually by choosing larger deductibles on their policy. When using a larger deductible, it’s a good idea to have enough in a savings account to be able to pay the extra out-of-pocket expense. That is the one disadvantage of using higher deductibles.

How to get cheap insurance for a Honda Accord in Oregon

It’s not impossible to find cheaper rates, and here are some of the recommended thrifty ideas that can help Oregon drivers find cheaper coverage.

• Buying car and homeowners insurance together can save money
• Try to remain claim-free
• Having at-fault accidents will increase rates
• Safe vehicles generally have lower rates
• Be a safe driver
• Compare quotes from other companies often

The last suggestion is certainly important, as we hit on in the prior article. Prices charged by companies fluctuate constantly, so don’t be unwilling to buy from a new company if a more affordable rate is found.

Brand loyalty is not necessarily bad, but is isn’t recommended if that devotedness results in you overpaying money that could be spent on other things. Take a couple minutes and compare rates to find cheaper auto insurance for a Honda Accord.