How Much are Insurance Quotes for a Nissan Rogue in Mississippi?

Buying affordable auto insurance for a Nissan Rogue in Mississippi is contingent on lots of different rating factors such as how many miles you drive each year, whether or not you are currently insured, and your choice of physical damage deductibles. Drivers on average will pay $1,200 per year to insure a Nissan Rogue, but that price is an approximation based on a 40-year-old single female driver that purchased full physical damage coverage and $100 physical damage deductibles.

More than likely, you are not 40 years old and maybe not even female, maybe you are married instead of single, and you may just want the cheapest liability coverage you can find. Every driver’s needs are different, and that is why your best shot at finding cheap insurance rates for your Nissan is to just compare rates yourself. Quotes only take a couple of minutes and you can get rates from some of the best companies in Mississippi.

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The specific model of Rogue will be a contributing factor to the annual cost of coverage, so the price you will pay to insure a Rogue S 2WD model will be $100 less than the price to insure the more expensive Rogue SL AWD version, as shown in the table below.

Data assumes single female driver age 40, no speeding tickets, no at-fault accidents, $100 deductibles, and Mississippi minimum liability limits. Discounts applied include multi-policy, multi-vehicle, homeowner, safe-driver, and claim-free. Information does not factor in specific zip code location which can influence coverage rates considerably.

Ending up with the top insurance company can be rather challenging considering how many choices you have in Mississippi. The rank data shown next can help you pick which companies to look at shopping your coverage with.

These ratings include companies with a national presence, so smaller companies will not be included in these rankings. To check rates from these and other companies in Mississippi, click this link.

Careless driving habits raise auto insurance rates

The best way to snag affordable auto insurance prices for a Rogue is to be a cautious driver and avoid at-fault accidents and violations. The illustration below demonstrates how speeding tickets and at-fault claims drive up auto insurance costs for different categories of driver ages. Data assumes a single female driver, full coverage, $250 deductibles, and no additional discounts are factored in.

google.charts.setOnLoadCallback(drawVioqcibChart);function drawVioqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘No Violations or Accidents’, ‘Two Speeding Tickets and No Accidents’, ‘Two Speeding Tickets and Two Accidents’],[‘Age 20’, 3185,3917,6659],[‘Age 30’, 2179,2917,5655],[‘Age 40’, 2025,2765,5503],[‘Age 50’, 1773,2509,5247],[‘Age 60’, 1713,2451,5191],[‘Age 70’, 2009,2747,5485]]);var options = {title: ‘Impact of Tickets and Accidents on Mississippi Nissan Rogue Insurance’,titleTextStyle: {color: ‘#333’, fontSize: 17, bold: true},width: ‘100%’,height: 600,’chartArea’: {left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’,textStyle: {fontSize: 12}},colors:[‘#b2da64′,’#eed355′,’#e39e71’],hAxis: {title: ‘Annual Insurance Cost for a Nissan Rogue in Mississippi’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);formatter.format(data,3);var chart = new google.visualization.BarChart(document.getElementById(‘qcibvio’));chart.draw(data, options);}

In the chart above, the average cost of car insurance per year with no accidents or violations is $2,147. Get written up for two speeding tickets and the average cost jumps to $2,884, an increase of $737 each year. Now get two accidents along with the two speeding tickets and the yearly cost of auto insurance for a Nissan Rogue jumps again to an average of $5,623. That’s an increase of $3,476, or $290 per month, just for not being attentive to the road!

Why you should be comparing rates

Mississippi auto insurance rates are impacted by many things which can substantially change the price of your policy. Simply turning a year older, buying a different home, or getting a reckless driving citation can trigger rate changes that can make some companies cheaper than competitors.

And not only may your rating factors change, but insurers modify rates as needed to ensure their profitability. Significantly higher claims may cause increased rates, while a lower level of claims can cause lower-priced Rogue insurance rates.

The bar chart below demonstrates which company has the cheapest car insurance in Mississippi for a 40-year-old female driver with no prior accidents, a clean driving record, and solid credit. If we estimate prices based on her current rating profile, USAA offers the best car insurance rates in Mississippi at $839 annually. This is $929 less than the average premium paid by Mississippi drivers of $1,768. Travelers, Unitrin, Direct General, and ALFA are also included in the top five cheapest Mississippi auto insurance companies.

google.charts.setOnLoadCallback(drawMSWitcqcibChart);function drawMSWitcqcibChart() {var data = google.visualization.arrayToDataTable([[‘Company’, ‘Rate’, { role: ‘style’ }],[‘USAA’, 839, ‘#629100’],[‘Travelers’, 1020, ‘#517800’],[‘Unitrin’, 1144, ‘#436400’],[‘Direct General’, 1330, ‘#375300’],[‘ALFA’, 1378, ‘#2D4500’]]);var options = {title: ‘Best Car Insurance Rates for a Nissan Rogue’,titleTextStyle: {color: ‘#333’, fontSize: 17, bold: true},width: ‘100%’,height: 300,’chartArea’: {left:0,top:50,’width’: ‘100%’, ‘height’: ‘70%’},bar: {groupWidth: “90%”},legend: {position: ‘none’},vAxis: {viewWindowMode:’explicit’,viewWindow:{max:1478,min:0}}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});var view = new google.visualization.DataView(data);view.setColumns([0, 1,{ calc: “stringify”,sourceColumn: 1,type: “string”,role: “annotation” },2]);formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.ColumnChart(document.getElementById(‘qcibwitc’));chart.draw(view, options);}

Now we will give the driver in the first chart a chargeable accident, less-than-perfect credit, and a traffic ticket or two. Because each insurer uses their own calculation for filing rates in each state, comparing prices may now show a significantly different list of affordable Mississippi car insurance companies as shown below.

google.charts.setOnLoadCallback(drawMSWcqcibChart);function drawMSWcqcibChart() {var data = google.visualization.arrayToDataTable([[‘Company’, ‘Rate’, { role: ‘style’ }],[‘Travelers’, 1530, ‘#C75000’],[‘Shelter’, 1587.3, ‘#A54200’],[‘Safeway’, 1587.3, ‘#893700’],[‘State Farm’, 1611.5, ‘#722D00’],[‘Nationwide’, 1677.5, ‘#5F2500’]]);var options = {title: ‘New Rates Using Different Rating Criteria’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 300,’chartArea’:{left:0,top:50,’width’: ‘100%’, ‘height’: ‘70%’},bar: {groupWidth: “90%”},legend: {position: ‘none’},vAxis: {viewWindowMode:’explicit’,viewWindow:{max:1777.5,min:0}}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});var view = new google.visualization.DataView(data);view.setColumns([0, 1,{ calc: “stringify”,sourceColumn: 1,type: “string”,role: “annotation” },2]);formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.ColumnChart(document.getElementById(‘qcibwc’));chart.draw(view, options);}

Travelers now has the cheapest price in Mississippi with Shelter, Safeway, State Farm, and Nationwide also having competitive pricing. This example proves why it is crucial to compare many different companies when trying to get the most economical car insurance rates for a Nissan Rogue.

Car insurance prices can be altered by many different factors and change substantially, so the most affordable company six months ago may now be quite expensive.

How to find the cheapest auto insurance for a Nissan Rogue

Lowering your rates is not difficult, and here are some of the better penny-pinching suggestions that can help Mississippi drivers locate low-cost coverage.

• Drivers with good credit often pay less
• Serious violations like DUI or reckless driving can increase rates dramatically
• Prevent price hikes by avoiding at-fault accidents
• Drop full coverage on older vehicles
• Raise physical damage deductibles
• Vehicles with good safety ratings are usually cheaper to insure
• Compare rates once a year for cheaper prices

That last idea is very critical, as we discussed in this article. Insurance prices in Mississippi can change significantly in a year, so don’t be tentative to buy from a new company if a better rate can be found. Brand loyalty is not necessarily bad, but it isn’t a good idea if that faithfulness ends up costing you money that could be going to better use. Take a few minutes and compare prices and find cheaper insurance for a Nissan Rogue.