How Much are Insurance Quotes for a Nissan Sentra in Virginia?

How Much are Insurance Quotes for a Nissan Sentra in Virginia?

Whenever people write about auto insurance, the words “affordable” or “cheap” should not be used anywhere in the article. Sad but true, cheap car insurance for a Nissan Sentra can be hard to find. Don’t let that discourage you, because we are going to show you some ways you can find car insurance that works with your budget.

The chances of buying affordable car insurance for a Nissan Sentra in Virginia relies on dozens of factors such as how old you are, where you live, and driving violations and tickets. Drivers in Virginia will pay around $920 per year for Sentra insurance, but that price is using a 40-year-old single female driver that purchased full physical damage coverage and $250 physical damage deductibles.

It’s highly likely you are not 40 and possibly not even female, married instead of single, or maybe your Virginia zip code is rated higher than the example. Car insurance rates are unique for each driver, so the way we recommend to find affordable rates for your Nissan is to shop your policy around at every renewal. Rate quotes are easy and you will be able to see rates from some of the cheapest companies that insure vehicles in Virginia.

Compare Nissan Sentra Insurance Rates

The trim level of your vehicle has an effect on the cost of insurance, so the price you will be charged to insure a Sentra 2 trim level will be $160 cheaper than the insurance cost for the more costly Sentra SE-R SPEC V model, as shown in the prices below.

Nissan Sentra Insurance Rates in Virginia
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Sentra 2 $166 $378 $334 $20 $100 $998 $83
Sentra 2.0 S $166 $446 $334 $20 $100 $1,066 $89
Sentra 2.0 SR $166 $446 $334 $20 $100 $1,066 $89
Sentra 2.0 SL $190 $446 $334 $20 $100 $1,090 $91
Sentra SE-R $190 $446 $334 $20 $100 $1,090 $91
Sentra SE-R SPEC V $190 $514 $334 $20 $100 $1,158 $97
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Data based on single female driver age 40, no speeding tickets, no at-fault accidents, $250 deductibles, and Virginia minimum liability limits. Discounts applied include homeowner, multi-vehicle, claim-free, safe-driver, and multi-policy. Price information does not factor in the specific area where the vehicle is garaged which can alter price quotes greatly.

Ending up with the highest-rated auto insurance company can be rather challenging considering how many choices drivers have in Virginia. The ranking information listed below could help you pick which coverage providers you want to consider when comparing rates. These rankings include companies that insure vehicles across America, so companies that have a smaller presence are not included in this list.

Top 10 Large Car Insurance Companies Overall in Virginia

  1. Travelers
  2. USAA
  3. Mercury Insurance
  4. AAA Insurance
  5. Nationwide
  6. Allstate
  7. State Farm
  8. The Hartford
  9. Safeco Insurance
  10. Progressive

Top Companies for Nissan Sentra Insurance in Virginia

Discounts on cheap insurance for a Nissan Sentra in Virginia

<img class="shadow floatright" src="http://www.quoteclickinsure.com/blog/wp-content/uploads/auto-insurance-nissan-sentra-va.jpg" alt="Cheaper Virginia car insurance for a Sentra”/>Insurance companies that provide policies for a Nissan Sentra may have premium discounts that can reduce rates by 40% or more if you qualify. A list of companies and a selection of discounts are shown below.

  • GEICO offers discounts including seat belt use, driver training, anti-lock brakes, five-year accident-free, and military active duty.
  • MetLife may have discounts that include multi-policy, defensive driver, accident-free, good student, good driver, and claim-free.
  • State Farm has savings for multiple policy, Steer Clear safe driver discount, safe vehicle, good student, good driver, student away at school, and accident-free.
  • Progressive has discounts for homeowner, continuous coverage, online signing, multi-policy, and multi-vehicle.
  • Mercury Insurance offers discounts for multi-policy, type of vehicle, professional/association, good student, ease of repair, and low natural disaster claims.
  • 21st Century may offer discounts for anti-lock brakes, air bags, early bird, defensive driver, and theft prevention.
  • Allstate discounts include farm vehicle, teenSMART discount, new car, auto/life discount, resident student, and anti-lock brakes.

The information below compares auto insurance rates with and without policy discounts. The premiums are based on a female driver, no accidents or driving violations, Virginia state minimum liability limits, comprehensive and collision coverage, and $500 deductibles.

The first bar for each age group shows the average rate with no discounts. The second bar shows the rates with safe-driver, claim-free, defensive driving course, vehicle safety, accident-free, and anti-theft discounts applied. When discounts are factored in, the average amount saved each year on car insurance for a Nissan Sentra is 28% or $375.

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Progressive vs Allstate vs Geico vs State Farm

If you want the best car insurance, the first places to look would be Progressive, Allstate, Geico, and State Farm. The following table breaks down pricing and service ratings, plus some optional coverages that may be available in your state.

Auto Insurance Companies Compared
Progressive Allstate Geico State Farm
Claims Rank 4th 1st 3rd 2nd
Discounts Available 4th 1st 2nd 3rd
Overall Satisfaction 3rd 2nd 1st 4th
Price Overall 3rd 4th 1st 2nd
U.S. market share 8.8% 10% 11.4% 18.3%
Customers who recommend 88% 86% 87% 88%
New car replacement insurance No Yes No No
Accident forgiveness Yes Yes Yes No
Emergency roadside assistance Yes Yes Yes Yes
Mechnical breakdown Yes No Yes No
Rating based on usage Yes Yes No Yes
Coverage for Uber and Lyft drivers Yes Yes Yes Yes
Where to buy Indpendent agents or online Only buy from Allstate agents From a Geico agent or online State Farm-only agents
Number of agents 30,000+ 11,000+ 150+ 18,000+
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