Whenever people write about auto insurance, the words “affordable” or “cheap” should not be used anywhere in the article. Sad but true, cheap car insurance for a Nissan Sentra can be hard to find. Don’t let that discourage you, because we are going to show you some ways you can find car insurance that works with your budget.
The chances of buying affordable car insurance for a Nissan Sentra in Virginia relies on dozens of factors such as how old you are, where you live, and driving violations and tickets. Drivers in Virginia will pay around $920 per year for Sentra insurance, but that price is using a 40-year-old single female driver that purchased full physical damage coverage and $250 physical damage deductibles.
It’s highly likely you are not 40 and possibly not even female, married instead of single, or maybe your Virginia zip code is rated higher than the example. Car insurance rates are unique for each driver, so the way we recommend to find affordable rates for your Nissan is to shop your policy around at every renewal. Rate quotes are easy and you will be able to see rates from some of the cheapest companies that insure vehicles in Virginia.
Compare Nissan Sentra Insurance Rates
The trim level of your vehicle has an effect on the cost of insurance, so the price you will be charged to insure a Sentra 2 trim level will be $160 cheaper than the insurance cost for the more costly Sentra SE-R SPEC V model, as shown in the prices below.
Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
---|---|---|---|---|---|---|---|
Sentra 2 | $166 | $378 | $334 | $20 | $100 | $998 | $83 |
Sentra 2.0 S | $166 | $446 | $334 | $20 | $100 | $1,066 | $89 |
Sentra 2.0 SR | $166 | $446 | $334 | $20 | $100 | $1,066 | $89 |
Sentra 2.0 SL | $190 | $446 | $334 | $20 | $100 | $1,090 | $91 |
Sentra SE-R | $190 | $446 | $334 | $20 | $100 | $1,090 | $91 |
Sentra SE-R SPEC V | $190 | $514 | $334 | $20 | $100 | $1,158 | $97 |
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Data based on single female driver age 40, no speeding tickets, no at-fault accidents, $250 deductibles, and Virginia minimum liability limits. Discounts applied include homeowner, multi-vehicle, claim-free, safe-driver, and multi-policy. Price information does not factor in the specific area where the vehicle is garaged which can alter price quotes greatly.
Ending up with the highest-rated auto insurance company can be rather challenging considering how many choices drivers have in Virginia. The ranking information listed below could help you pick which coverage providers you want to consider when comparing rates. These rankings include companies that insure vehicles across America, so companies that have a smaller presence are not included in this list.
<img class="shadow floatright" src="http://www.quoteclickinsure.com/blog/wp-content/uploads/auto-insurance-nissan-sentra-va.jpg" alt="Cheaper Virginia car insurance for a Sentra”/>Insurance companies that provide policies for a Nissan Sentra may have premium discounts that can reduce rates by 40% or more if you qualify. A list of companies and a selection of discounts are shown below.
The information below compares auto insurance rates with and without policy discounts. The premiums are based on a female driver, no accidents or driving violations, Virginia state minimum liability limits, comprehensive and collision coverage, and $500 deductibles.
The first bar for each age group shows the average rate with no discounts. The second bar shows the rates with safe-driver, claim-free, defensive driving course, vehicle safety, accident-free, and anti-theft discounts applied. When discounts are factored in, the average amount saved each year on car insurance for a Nissan Sentra is 28% or $375.
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If you want the best car insurance, the first places to look would be Progressive, Allstate, Geico, and State Farm. The following table breaks down pricing and service ratings, plus some optional coverages that may be available in your state.
Progressive | Allstate | Geico | State Farm | |
---|---|---|---|---|
Claims Rank | 4th | 1st | 3rd | 2nd |
Discounts Available | 4th | 1st | 2nd | 3rd |
Overall Satisfaction | 3rd | 2nd | 1st | 4th |
Price Overall | 3rd | 4th | 1st | 2nd |
U.S. market share | 8.8% | 10% | 11.4% | 18.3% |
Customers who recommend | 88% | 86% | 87% | 88% |
New car replacement insurance | No | Yes | No | No |
Accident forgiveness | Yes | Yes | Yes | No |
Emergency roadside assistance | Yes | Yes | Yes | Yes |
Mechnical breakdown | Yes | No | Yes | No |
Rating based on usage | Yes | Yes | No | Yes |
Coverage for Uber and Lyft drivers | Yes | Yes | Yes | Yes |
Where to buy | Indpendent agents or online | Only buy from Allstate agents | From a Geico agent or online | State Farm-only agents |
Number of agents | 30,000+ | 11,000+ | 150+ | 18,000+ |
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