The odds of finding affordable auto insurance for a Chevrolet Equinox in West Virginia relies on many factors such as how you use your Equinox, your address, and violations on your driving record. Drivers pay on average $1,080 a year for Equinox insurance, but that figure is an estimation using rate data for a 50-year-old married female who requires both comprehensive and collision coverage and $100 policy deductibles.
There is a really good chance that you are not exactly 50 years old and possibly not even female, single instead of married, and there is a good chance that you need different coverage limits than the exampe. This shows why the most reliable method for finding cheap insurance prices for your Chevrolet is to get into the habit of comparing rates once a year.
Vehicle trim level has an effect on the insurance rate, so the price you pay to insure a Equinox LS 2WD model will cost $114 less than the price to insure the more costly Equinox LTZ AWD model, as shown in the table below.
Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
---|---|---|---|---|---|---|---|
Equinox LS 2WD | $244 | $474 | $346 | $20 | $104 | $1,188 | $99 |
Equinox LT 2WD | $244 | $474 | $346 | $20 | $104 | $1,188 | $99 |
Equinox LS AWD | $244 | $474 | $346 | $20 | $104 | $1,188 | $99 |
Equinox LT AWD | $244 | $474 | $346 | $20 | $104 | $1,188 | $99 |
Equinox LTZ 2WD | $274 | $558 | $346 | $20 | $104 | $1,302 | $109 |
Equinox LTZ AWD | $274 | $558 | $346 | $20 | $104 | $1,302 | $109 |
Equinox LTZ AWD | $274 | $558 | $346 | $20 | $104 | $1,302 | $109 |
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Table data represents married female driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and West Virginia minimum liability limits. Discounts applied include claim-free, homeowner, multi-vehicle, multi-policy, and safe-driver. Estimates do not factor in zip code location which can affect premiums greatly.
Insuring your vehicle with the top car insurance company can be challenging considering how many different companies there are to choose from in West Virginia. The company rank data shown next may help you analyze which auto insurers to look at purchasing coverage from.
The ratings below are only made up of the largest auto insurers in America, so companies that only write business in West Virginia or surrounding areas will not be included in this list. To check prices from the most competitive companies in West Virginia, simply click here.
Company | Value | Customer Service | Claims | Customer Satisfaction | A.M Best Rating | Overall Score |
---|---|---|---|---|---|---|
USAA | 83 | 99 | 100 | 91% | A++ | 94.1 |
AAA Insurance | 91 | 95 | 92 | 90% | A | 93.3 |
Nationwide | 85 | 95 | 97 | 89% | A+ | 92.4 |
Allstate | 77 | 100 | 97 | 88% | A+ | 90.7 |
State Farm | 80 | 94 | 96 | 88% | A++ | 90.6 |
The Hartford | 88 | 93 | 91 | 87% | A+ | 90.4 |
Safeco Insurance | 91 | 95 | 85 | 88% | A | 90.2 |
Progressive | 88 | 94 | 83 | 88% | A+ | 90.1 |
American Family | 91 | 86 | 95 | 83% | A | 89.7 |
Esurance | 86 | 90 | 94 | 90% | A+ | 89.5 |
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Data Source: Insure.com Best Car Insurance Companies
The information below shows how different deductible levels can impact insurance costs when trying to find cheap insurance for a Chevrolet Equinox. The data assumes a single male driver, comp and collision included, and no other discounts are factored in.
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A 40-year-old driver could save $422 a year by changing from a $100 deductible up to a $500 deductible, or save $636 by selecting a $1,000 deductible. Young drivers, like the age 20 example, could roll back prices as much as $1,392 or even more just by choosing higher deductibles. When raising deductibles, it is necessary to have enough savings to enable you to cover the extra out-of-pocket expense, which deters some drivers from choosing higher deductibles.
When comparing car insurance, four companies to consider are Allstate, State Farm, Progressive, and Geico. When added together, they insure about 50% of all car insurance policies written. The next table rates some of the different features that are available for customers.
Allstate | State Farm | Progressive | Geico | |
---|---|---|---|---|
Claims Rank | 1st | 2nd | 4th | 3rd |
Price Rank | 4th | 2nd | 3rd | 1st |
Customer Satisfaction | 2nd | 4th | 3rd | 1st |
Discounts Available | 1st | 3rd | 4th | 2nd |
Amount of market share | 10% | 18.3% | 8.8% | 11.4% |
Coverage for ridesharing | Yes | Yes | Yes | Yes |
Accident forgiveness coverage | Yes | No | Yes | Yes |
Emergency roadside service | Yes | Yes | Yes | Yes |
Mechnical breakdown | No | No | Yes | Yes |
New car replacement insurance | Yes | No | No | No |
Usage-based rating | Yes | Yes | Yes | No |
Where to buy | Can only buy from Allstate agents | Only from State Farm agents | Indpendent agents or online | From a Geico agent or online |
Number of agents | 11,000+ | 18,000+ | 30,000+ | 150+ |
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