How Much Does Insurance Cost for a Chevrolet Equinox in West Virginia?

How Much Does Insurance Cost for a Chevrolet Equinox in West Virginia?

The odds of finding affordable auto insurance for a Chevrolet Equinox in West Virginia relies on many factors such as how you use your Equinox, your address, and violations on your driving record. Drivers pay on average $1,080 a year for Equinox insurance, but that figure is an estimation using rate data for a 50-year-old married female who requires both comprehensive and collision coverage and $100 policy deductibles.

There is a really good chance that you are not exactly 50 years old and possibly not even female, single instead of married, and there is a good chance that you need different coverage limits than the exampe. This shows why the most reliable method for finding cheap insurance prices for your Chevrolet is to get into the habit of comparing rates once a year.

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Vehicle trim level has an effect on the insurance rate, so the price you pay to insure a Equinox LS 2WD model will cost $114 less than the price to insure the more costly Equinox LTZ AWD model, as shown in the table below.

Chevrolet Equinox Insurance Rates in West Virginia
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Equinox LS 2WD $244 $474 $346 $20 $104 $1,188 $99
Equinox LT 2WD $244 $474 $346 $20 $104 $1,188 $99
Equinox LS AWD $244 $474 $346 $20 $104 $1,188 $99
Equinox LT AWD $244 $474 $346 $20 $104 $1,188 $99
Equinox LTZ 2WD $274 $558 $346 $20 $104 $1,302 $109
Equinox LTZ AWD $274 $558 $346 $20 $104 $1,302 $109
Equinox LTZ AWD $274 $558 $346 $20 $104 $1,302 $109
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Table data represents married female driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and West Virginia minimum liability limits. Discounts applied include claim-free, homeowner, multi-vehicle, multi-policy, and safe-driver. Estimates do not factor in zip code location which can affect premiums greatly.

Insuring your vehicle with the top car insurance company can be challenging considering how many different companies there are to choose from in West Virginia. The company rank data shown next may help you analyze which auto insurers to look at purchasing coverage from.

The ratings below are only made up of the largest auto insurers in America, so companies that only write business in West Virginia or surrounding areas will not be included in this list. To check prices from the most competitive companies in West Virginia, simply click here.

Top Ten Insurance Companies for a Chevrolet Equinox
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
USAA 83 99 100 91% A++ 94.1
AAA Insurance 91 95 92 90% A 93.3
Nationwide 85 95 97 89% A+ 92.4
Allstate 77 100 97 88% A+ 90.7
State Farm 80 94 96 88% A++ 90.6
The Hartford 88 93 91 87% A+ 90.4
Safeco Insurance 91 95 85 88% A 90.2
Progressive 88 94 83 88% A+ 90.1
American Family 91 86 95 83% A 89.7
Esurance 86 90 94 90% A+ 89.5
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Data Source: Insure.com Best Car Insurance Companies

The information below shows how different deductible levels can impact insurance costs when trying to find cheap insurance for a Chevrolet Equinox. The data assumes a single male driver, comp and collision included, and no other discounts are factored in.

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A 40-year-old driver could save $422 a year by changing from a $100 deductible up to a $500 deductible, or save $636 by selecting a $1,000 deductible. Young drivers, like the age 20 example, could roll back prices as much as $1,392 or even more just by choosing higher deductibles. When raising deductibles, it is necessary to have enough savings to enable you to cover the extra out-of-pocket expense, which deters some drivers from choosing higher deductibles.

Is the best company Allstate, State Farm, Progressive, or Geico?

When comparing car insurance, four companies to consider are Allstate, State Farm, Progressive, and Geico. When added together, they insure about 50% of all car insurance policies written. The next table rates some of the different features that are available for customers.

Allstate, State Farm, Progressive, and Geico Compared
Allstate State Farm Progressive Geico
Claims Rank 1st 2nd 4th 3rd
Price Rank 4th 2nd 3rd 1st
Customer Satisfaction 2nd 4th 3rd 1st
Discounts Available 1st 3rd 4th 2nd
Amount of market share 10% 18.3% 8.8% 11.4%
Coverage for ridesharing Yes Yes Yes Yes
Accident forgiveness coverage Yes No Yes Yes
Emergency roadside service Yes Yes Yes Yes
Mechnical breakdown No No Yes Yes
New car replacement insurance Yes No No No
Usage-based rating Yes Yes Yes No
Where to buy Can only buy from Allstate agents Only from State Farm agents Indpendent agents or online From a Geico agent or online
Number of agents 11,000+ 18,000+ 30,000+ 150+
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