How Much Does Insurance Cost for a Honda Pilot in Nevada?

Because the topic is car insurance, the word cheap should not be used anywhere in the article to describe car insurance rates. Unfortunately, cheap auto insurance for a Honda Pilot is almost non-existent. Don’t let that ruin your day, because we will teach you how you can find and buy car insurance that you can afford.

Whether or not you can find affordable coverage for a Honda Pilot in Nevada depends on a whole bunch of factors such as whether you are married, if you are currently insured, and if you have tickets or violations. Drivers in Nevada will pay around $1,260 per year to buy Honda Pilot insurance, but that amount is an estimation using a 30-year-old single female who requires comprehensive and collision coverage and $100 deductibles.

More than likely, you are not 30 and possibly not even female, married instead of single, or maybe you just want different deductibles. Insurance is an individual thing, so your best chance at finding the most affordable coverage for your Honda is to do your own rate comparisons.

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Vehicle trim level will influence the cost of insurance, so the cost to insure a Pilot LX 2WD will be $144 less than the insurance cost for the fancier Pilot Touring 4WD trim level, as shown in the table below.

Data based on single female driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Nevada minimum liability limits. Discounts applied include claim-free, homeowner, multi-policy, safe-driver, and multi-vehicle. Price estimates do not factor in specific zip code location which can affect auto insurance rates noticeably.

Trying to find low-priced auto insurance is easier said than done, and determining which companies quote the most affordable car insurance rates for a Honda Pilot will involve additional perseverance.

Every insurance provider uses their own formula to set premium rates, so let’s take a look at the car insurance companies that tend to be cheaper in Nevada.

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Allied offers some of the cheapest car insurance rates in Nevada at around $911 each year. Travelers, Capital, Oregon Mutual, and American Family would also be considered some of the cheaper Nevada auto insurance companies.

In the above rates, if you are insured with Oregon Mutual and switched to Travelers, you could earn annual savings of about $254. Insureds with American Family may save as much as $279 a year, and Progressive customers might cut rates by $299 a year.

These policy prices are averages for all ages of drivers and types of vehicles and and are not calculated with a specific rate value for a Honda Pilot. So the company that is most affordable for your situation may not even be shown in the above rate chart. That affirms the importance of why you need to compare prices as often as possible using your own driver and vehicle profiles.

Cost comparison with and without full coverage

Finding cheap insurance for a Honda Pilot in Nevada is important to the majority of vehicle owners, and one of the quickest ways to lower the cost of insurance is to buy liability only. The information below shows the comparison of premium costs with liability coverage only compared to full coverage. The prices are based on no claims or violations, $250 deductibles, single status, and no other discounts are factored in.

As an average, comprehensive and collision coverage on your policy costs $1,958 per year over and above liability coverage. That proposes the question if buying full coverage is worth the money. There is no definitive rule of when to phase out physical damage coverage on your policy, but there is a general convention. If the yearly cost of full coverage is about 10% or more of the replacement cost of your vehicle minus the policy deductible, then it may be the right time to buy liability only.

Does Allstate, State Farm, Geico, or Progressive have the cheapest car insurance?

When comparing auto insurance, the companies that insure more vehicles than anyone else are Allstate, State Farm, Geico, and Progressive. The following table rates ratings for price and service, as well as some optional coverages that are available for buyers.

How to get cheap insurance for a Honda Pilot in Nevada

Here are some penny-pinching solutions that can help Nevada drivers get low-cost auto insurance.

• Buy a vehicle with excellent safety ratings
• At-fault accidents can raise rates significantly
• Do not insure for full coverage
• Pay for smaller claims out-of-pocket
• Bundle home and auto and save
• Do not get tickets or violations
• Compare quotes from other companies often

That last piece of advice is extraordinarily valuable, as we stressed in this article. Car insurance prices fluctuate constantly, so don’t be afraid to switch companies if a cheaper rate is available.

Loyalty to a specific company is fine, but it’s not a good idea if that inflexibility results in costing you lots of hard earned cash every month. In just a few minutes you could compare rates and find cheaper insurance for a Honda Pilot.