The chances that you’ll find cheaper coverage for a Nissan Sentra in Maine is dependent upon lots of different factors such as the amount of driving experience you have, your current insurance company, and if your driving record is clean. Drivers pay approximately $580 a year to insure a Nissan Sentra, but that price is a projection using rating data for a 50-year-old single male driver that included both comprehensive and collision coverage and $500 policy deductibles.
There is a good chance you may not be 50 years old (or even male), married instead of single, and maybe your credit level is not the same as what was rated. There is no one cookie-cutter policy that works for everyone, so the most reliable way to find cheap car insurance rates for your Nissan is to comparison shop your policy at each renewal. Rate quotes are easy and you will get price quotes from some of the best insurers that offer coverage in Maine.
The trim level of your Nissan tends to impact the insurance rate, so the price to insure a Sentra 2 trim level will be $94 cheaper than the price to insure the more expensive Sentra SE-R SPEC V model, as shown in the chart below.
Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
---|---|---|---|---|---|---|---|
Sentra 2 | $96 | $220 | $230 | $14 | $68 | $628 | $52 |
Sentra 2.0 S | $96 | $260 | $230 | $14 | $68 | $668 | $56 |
Sentra 2.0 SR | $96 | $260 | $230 | $14 | $68 | $668 | $56 |
Sentra 2.0 SL | $110 | $260 | $230 | $14 | $68 | $682 | $57 |
Sentra SE-R | $110 | $260 | $230 | $14 | $68 | $682 | $57 |
Sentra SE-R SPEC V | $110 | $300 | $230 | $14 | $68 | $722 | $60 |
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Data variables include single male driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Maine minimum liability limits. Discounts applied include multi-vehicle, multi-policy, safe-driver, homeowner, and claim-free. Rate quotes do not factor in specific location which can impact price quotes significantly.
Finding the best insurance company can be challenging considering how many choices drivers have in Maine. The information in the lists below could help you decide which auto insurers you want to consider when comparing insurance rates for a Nissan Sentra.
The rankings below include companies that insure vehicles across America, so companies that focus mainly on Maine business are not taken into consideration for this list. To check prices from the insurers below and more, click this link.
Company | Value | Customer Service | Claims | Customer Satisfaction | A.M Best Rating | Overall Score |
---|---|---|---|---|---|---|
The General | 96 | 100 | 92 | 91% | A- | 95 |
The Hartford | 88 | 96 | 91 | 93% | A+ | 92.6 |
Progressive | 84 | 94 | 99 | 90% | A+ | 92.4 |
Travelers | 84 | 93 | 100 | 87% | A++ | 92.3 |
State Farm | 84 | 93 | 95 | 87% | A++ | 91 |
Farmers Insurance | 87 | 92 | 90 | 85% | A | 90.6 |
Safeco Insurance | 85 | 91 | 87 | 86% | A | 88.4 |
USAA | 71 | 93 | 98 | 87% | A++ | 88 |
GEICO | 73 | 93 | 95 | 85% | A++ | 87.1 |
21st Century | 85 | 85 | 91 | 89% | A | 86.9 |
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Data Source: Insure.com Best Car Insurance Companies
Car insurance companies that offer cheap insurance for a Nissan Sentra in Maine may also offer discounts that could reduce prices by as much as 35% or more if you meet specific eligibility requirements. Large car insurance companies and some of the premium reductions they offer are:
Discount | State Farm | Geico | Progressive | Allstate |
---|---|---|---|---|
Bundle discount | Yes | Yes | Yes | Yes |
Multi-vehicle | Yes | Yes | Yes | No |
Anti-theft | Yes | Yes | Yes | Yes |
Anti-lock brakes | Yes | Yes | No | Yes |
Passive restraint | Yes | Yes | No | Yes |
Running lights | Yes | Yes | No | No |
New car | Yes | No | No | Yes |
Eco-friendly vehicle | No | No | No | Yes |
Accident-free | Yes | Yes | Yes | Yes |
Defensive driver | Yes | Yes | Yes | Yes |
Armed forces | Yes | Yes | Yes | No |
Employment | No | Yes | No | No |
Paid in full | No | Yes | Yes | Yes |
Automatic payment | No | Yes | Yes | Yes |
Brand loyalty | Yes | No | Yes | No |
Good grades | Yes | Yes | Yes | Yes |
Student away from home | Yes | No | Yes | Yes |
Own your home | No | No | Yes | No |
Seat belt usage | No | Yes | No | No |
Online rate quote | No | No | Yes | No |
Teenage driver | No | No | Yes | No |
Government employee | No | Yes | No | No |
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The illustration below visualizes the comparison of insurance premiums with and without discounts applied to the rates. Data assumes a male driver, no claims or driving citations, Maine state minimum liability limits, comprehensive and collision coverage, and $250 deductibles. The first bar for each age group shows the price with no discounts. The second bar shows the rates with passive restraint, marriage, safe-driver, accident-free, multiple vehicle, and vehicle safety discounts applied. With discounts applied, the the average amount saved on car insurance for a Nissan Sentra is % or $.
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Here are a few penny-pinching ideas that can help you buy cheaper car insurance.
That last piece of advice is remarkably crucial, as was pointed out in this piece. Car insurance prices in Maine can be adjusted at any time, so drivers shouldn’t hesitate to change to a new company if a better deal can be had.
Many drivers prefer to stick with one company, but we do not recommend it if that loyalty results in overpaying several hundred dollars every year. It only takes a couple minutes to compare prices to find cheaper car insurance for a Nissan Sentra.