How Much Does Insurance Cost for a Nissan Sentra in Maine?

How Much Does Insurance Cost for a Nissan Sentra in Maine?

The chances that you’ll find cheaper coverage for a Nissan Sentra in Maine is dependent upon lots of different factors such as the amount of driving experience you have, your current insurance company, and if your driving record is clean. Drivers pay approximately $580 a year to insure a Nissan Sentra, but that price is a projection using rating data for a 50-year-old single male driver that included both comprehensive and collision coverage and $500 policy deductibles.

There is a good chance you may not be 50 years old (or even male), married instead of single, and maybe your credit level is not the same as what was rated. There is no one cookie-cutter policy that works for everyone, so the most reliable way to find cheap car insurance rates for your Nissan is to comparison shop your policy at each renewal. Rate quotes are easy and you will get price quotes from some of the best insurers that offer coverage in Maine.

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The trim level of your Nissan tends to impact the insurance rate, so the price to insure a Sentra 2 trim level will be $94 cheaper than the price to insure the more expensive Sentra SE-R SPEC V model, as shown in the chart below.

Nissan Sentra Insurance Rates in Maine
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Sentra 2 $96 $220 $230 $14 $68 $628 $52
Sentra 2.0 S $96 $260 $230 $14 $68 $668 $56
Sentra 2.0 SR $96 $260 $230 $14 $68 $668 $56
Sentra 2.0 SL $110 $260 $230 $14 $68 $682 $57
Sentra SE-R $110 $260 $230 $14 $68 $682 $57
Sentra SE-R SPEC V $110 $300 $230 $14 $68 $722 $60
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Data variables include single male driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Maine minimum liability limits. Discounts applied include multi-vehicle, multi-policy, safe-driver, homeowner, and claim-free. Rate quotes do not factor in specific location which can impact price quotes significantly.

Finding the best insurance company can be challenging considering how many choices drivers have in Maine. The information in the lists below could help you decide which auto insurers you want to consider when comparing insurance rates for a Nissan Sentra.

The rankings below include companies that insure vehicles across America, so companies that focus mainly on Maine business are not taken into consideration for this list. To check prices from the insurers below and more, click this link.

Top Ten Car Insurance Companies in Maine
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
The General 96 100 92 91% A- 95
The Hartford 88 96 91 93% A+ 92.6
Progressive 84 94 99 90% A+ 92.4
Travelers 84 93 100 87% A++ 92.3
State Farm 84 93 95 87% A++ 91
Farmers Insurance 87 92 90 85% A 90.6
Safeco Insurance 85 91 87 86% A 88.4
USAA 71 93 98 87% A++ 88
GEICO 73 93 95 85% A++ 87.1
21st Century 85 85 91 89% A 86.9
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Data Source: Insure.com Best Car Insurance Companies

Discount Maine car insurance

Save on car insurance for a Sentra in MaineCar insurance companies that offer cheap insurance for a Nissan Sentra in Maine may also offer discounts that could reduce prices by as much as 35% or more if you meet specific eligibility requirements. Large car insurance companies and some of the premium reductions they offer are:

Car Insurance Discounts Available by Company
Discount State Farm Geico Progressive Allstate
Bundle discount Yes Yes Yes Yes
Multi-vehicle Yes Yes Yes No
Anti-theft Yes Yes Yes Yes
Anti-lock brakes Yes Yes No Yes
Passive restraint Yes Yes No Yes
Running lights Yes Yes No No
New car Yes No No Yes
Eco-friendly vehicle No No No Yes
Accident-free Yes Yes Yes Yes
Defensive driver Yes Yes Yes Yes
Armed forces Yes Yes Yes No
Employment No Yes No No
Paid in full No Yes Yes Yes
Automatic payment No Yes Yes Yes
Brand loyalty Yes No Yes No
Good grades Yes Yes Yes Yes
Student away from home Yes No Yes Yes
Own your home No No Yes No
Seat belt usage No Yes No No
Online rate quote No No Yes No
Teenage driver No No Yes No
Government employee No Yes No No
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The illustration below visualizes the comparison of insurance premiums with and without discounts applied to the rates. Data assumes a male driver, no claims or driving citations, Maine state minimum liability limits, comprehensive and collision coverage, and $250 deductibles. The first bar for each age group shows the price with no discounts. The second bar shows the rates with passive restraint, marriage, safe-driver, accident-free, multiple vehicle, and vehicle safety discounts applied. With discounts applied, the the average amount saved on car insurance for a Nissan Sentra is % or $.

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How to find economical auto insurance for a Nissan Sentra

Here are a few penny-pinching ideas that can help you buy cheaper car insurance.

  • Do not get traffic violations
  • Raise your physical damage coverage deductibles
  • Maintain a safe distance and avoid accidents
  • Do not file small claims
  • Save money by insuring your home and auto with the same company
  • Higher credit scores may earn you cheaper rates
  • Shop around and save

That last piece of advice is remarkably crucial, as was pointed out in this piece. Car insurance prices in Maine can be adjusted at any time, so drivers shouldn’t hesitate to change to a new company if a better deal can be had.

Many drivers prefer to stick with one company, but we do not recommend it if that loyalty results in overpaying several hundred dollars every year. It only takes a couple minutes to compare prices to find cheaper car insurance for a Nissan Sentra.