Who Has Cheap Car Insurance for Good Drivers in South Carolina?

Everyone has different tastes in autos, and the style of vehicle you are trying to insure is probably the biggest factor in finding the most affordable car insurance for good drivers. Vehicles with high performance engines, poor crash test ratings, or a history of substantial liability claims will cost significantly more to insure than safer models. The next lists outlines auto insurance costs for some of the most economical vehicles to insure in South Carolina.

Prices based on married female driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and South Carolina minimum liability limits. Discounts applied include multi-vehicle, claim-free, homeowner, safe-driver, and multi-policy. Rate information does not factor in the specific area where the vehicle is garaged which can affect premium rates noticeably.

Data based on married female driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and South Carolina minimum liability limits. Discounts applied include homeowner, claim-free, safe-driver, multi-policy, and multi-vehicle. Table data does not factor in specific location information which can revise prices significantly.

Cost estimates assume married female driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and South Carolina minimum liability limits. Discounts applied include homeowner, claim-free, safe-driver, multi-vehicle, and multi-policy. Information does not factor in specific zip code location which can increase or decrease prices greatly.

Establishing which insurers offer the cheapest car insurance rates for good drivers takes a little more work in order to find a policy that fits your budget. Every insurance provider has their own unique process for filing rates in each state, so let’s take a look at the most budget-friendly car insurance companies in South Carolina.

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The Hartford may offer some of the cheapest car insurance rates in South Carolina at around $752 per year. USAA, State Auto, Auto-Owners, and SC Farm Bureau Mutual are also some of the cheaper South Carolina insurance companies.

As depicted above, if you currently have a policy with Auto-Owners and switched to USAA, you might achieve an annual savings of in the neighborhood of $134. Insureds with SC Farm Bureau Mutual could save as much as $275 a year, and Southern Farm Bureau insureds might lower prices by $313 a year.

To discover how much you can save, click here to start your custom quote or click through to the companies below.

Bear in mind that those policy prices are averaged across all drivers and vehicles and do not take into consideration a price discount for good drivers. So the company that fits your situation best may not even be featured in the rate chart shown above. That underscores the importance of why you need to get rate quotes using your own personal information and vehicle type.

When shopping for the cheapest car insurance for safe drivers, one of the many considerations that establish the price of your policy is where you live in South Carolina. Areas with more people like Florence, Summerville, and Goose Creek are more likely to have higher rates, whereas areas with less crime or weather claims benefit from lower coverage costs.

The following table illustrates the highest-priced places in South Carolina for good drivers in which to buy car insurance.

Rate quotes are approximated as specific location information can impact premium rates noticeably.

Discount South Carolina auto insurance

Auto insurance companies that offer cheap auto insurance for good drivers in South Carolina could also offer special discounts that could potentially reduce rates by as much as 30% if you meet certain criteria. Larger car insurance companies and the discounts they provide can be read below.

The example below visualizes the comparison of auto insurance rates with and without discounts applied to the premium. The price estimates are based on a male driver, no claims or driving citations, South Carolina state minimum liability limits, comp and collision included, and $100 deductibles.

The first bar for each age group shows premium with no discounts. The lower bar shows the rates with vehicle safety, defensive driving course, accident-free, passive restraint, claim-free, and multiple vehicle discounts applied. In this example, the the amount saved on car insurance for good drivers is % or $.

google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Male Driver No Discounts’, ‘Male Driver with Discounts’],[‘Age 20’, 4533,3259],[‘Age 30’, 2303,1671],[‘Age 40’, 2301,1665],[‘Age 50’, 2089,1513],[‘Age 60’, 2023,1463],[‘Age 70’, 2467,1775]]);var options = {title: ‘Effect of Discounts on Insurance Price for Good Drivers’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#6791b9’, ‘#98bee2’],hAxis: {title: ‘Annual Auto Insurance Cost for Average Vehicle’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}

Does Allstate, State Farm, Progressive, or Geico have the cheapest car insurance?

When researching auto insurance for safe drivers in South Carolina, the companies with the most market share are Allstate, State Farm, Progressive, and Geico. The following table illustrates some of the different options and features offered by each company.