Who Has Cheap Insurance for a Nissan Rogue in Florida?

Your chances of buying cheap coverage for a Nissan Rogue in Florida depends on a whole bunch of factors like your age, if you have ever had a coverage lapse, and if you have tickets or violations. Florida drivers will pay on average $1,360 a year for Rogue insurance, but that policy rate is using a 50-year-old single female that included full comprehensive and collision coverage and $100 policy deductibles.

When projecting a rate like this, the problem is that you are not exactly 50 years old and possibly not even female, possibly married instead of single, or possibly you just want cheap liability coverage. Using even a minor difference in rating factors may result in significant differences in the price of coverage.

Auto insurance prices are based on the driver profile the best way to find the most affordable coverage for your Nissan is to shop around at every renewal for lower rates. Comparing quotes is easy and you will receive prices from the best auto insurance companies around.

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The trim level of your Rogue tends to impact the yearly cost, so the rate you will pay to insure a Rogue S 2WD model will be $112 cheaper than the insurance cost for the higher-end Rogue SL AWD trim level, as shown in the chart below.

Prices based on single female driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and Florida minimum liability limits. Discounts applied include homeowner, multi-policy, claim-free, multi-vehicle, and safe-driver. Price information does not factor in specific Florida garaging location which can increase or decrease price quotes substantially.

Deciding which company quotes the cheapest auto insurance rates for a Nissan Rogue will take a little more effort than just comparing rates from one or two companies. Every car insurance company uses their own method to set their prices, so let’s take a look at the most competitive auto insurance companies in Florida.

It’s important that readers know that Florida auto insurance rates are determined by lots of factors which can significantly increase or decrease the price of your policy. Improving your credit score, having a teenage driver, or getting a ticket for careless driving may generate price changes that can cause some rates to be more affordable than the competition.

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USAA offers some of the best car insurance rates in Florida at around $948 a year. Electric, Amica, Progressive, and Travelers also qualify as some of the most economical Florida car insurance companies.

As the rates illustrate above, if you buy coverage from Amica and switched to USAA, you might achieve annual savings of in the neighborhood of $816. Drivers with Progressive may save as much as $881 a year, and Travelers customers might cut rates by $940 a year.

If you would like to find cheap insurance for a Nissan Rogue in Florida, click here to get quotes or visit any of the companies below.

Understand that those policy rates are averages for all drivers and vehicles and do not factor in a specific rate value for a Nissan Rogue. So the car insurance company that has the cheapest rates for you may not even be in the above list. That emphasizes why you need to compare rates from as many companies as possible using your own driver and vehicle profiles.

Discount Florida insurance rates

Insurers that sell cheap insurance for a Nissan Rogue in Florida may also provide policy discounts that may potentially lower prices by 25% or more if you meet specific criteria. Popular auto insurance companies and the discounts they provide are detailed below.

The diagram below illustrates the comparison of insurance prices with and without some available policy discounts. The data is based on a male driver, no claims or violations, Florida state minimum liability limits, full coverage, and $100 deductibles. The first bar for each age group shows the average annual price with no discounts. The second bar shows the rates with homeowner, defensive driving course, accident-free, safe-driver, multiple vehicle, and anti-theft discounts applied. When discounts are applied, the the average amount saved on auto insurance for a Nissan Rogue is 34% or $491.

google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Male Driver No Discounts’, ‘Male Driver with Discounts’],[‘Age 20’, 5535,3975],[‘Age 30’, 2811,2037],[‘Age 40’, 2807,2029],[‘Age 50’, 2549,1843],[‘Age 60’, 2465,1783],[‘Age 70’, 3011,2165]]);var options = {title: ‘Insurance Rate Comparison for a Nissan Rogue’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#6791b9’, ‘#98bee2’],hAxis: {title: ‘Annual Insurance Cost for a Nissan Rogue’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}

The illustration below highlights how deductible selection can influence insurance costs when researching cheap insurance for a Nissan Rogue. The premium estimates are based on a married male driver, comp and collision included, and no discounts are taken into consideration.

google.charts.setOnLoadCallback(drawDfdqcibChart);function drawDfdqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘$100 Deductible’,’$250 Deductible’,’$500 Deductible’,’$1,000 Deductible’],[‘Age 20’, 4417,4049,3643,3255],[‘Age 30’, 2303,2109,1883,1667],[‘Age 40’, 2217,2039,1831,1635],[‘Age 50’, 2027,1867,1679,1503],[‘Age 60’, 1993,1833,1651,1477],[‘Age 70’, 2299,2125,1931,1747]]);var options = {title: ‘Impact of Higher Deductibles on Nissan Rogue Insurance Rates in Florida’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 700,’chartArea’: {left:100,top:50,’width’: ‘100%’,’height’: ‘80%’},legend: {position: ‘bottom’,textStyle: {fontSize: 12}},bar: {groupWidth: ‘80%’},colors: [‘#6791b9′,’#75a8d8′,’#98bee2′,’#bad4ec’],hAxis: {title: ‘Annual Insurance Cost for a Nissan Rogue’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);formatter.format(data,3);formatter.format(data,4);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdfd’));chart.draw(data, options);}

In the chart above, a 40-year-old driver could save $348 a year by changing from a $100 deductible up to a $500 deductible, or save $524 by changing to a $1,000 deductible. Even younger insureds, like the 20-year-old example, have the ability to save up to $1,162 every year just by using higher deductibles.

When insureds make the decision to increase the deductibles on their policy, it is necessary to have additional savings on hand to offset the extra out-of-pocket expense. That is the one drawback of using higher deductibles.