Who Has Cheap Insurance Quotes for a Nissan Rogue in Vermont?

Finding affordable car insurance for a Nissan Rogue in Vermont is dependent upon dozens of factors such as your vehicle’s safety rating, if you have a lapse in coverage, and if you have tickets or violations. Drivers pay on average $530 every 12 months to insure a Nissan Rogue, but that price is an estimate assuming a 40-year-old married male that included full physical damage coverage and $1,000 physical damage deductibles.

The problem with using this number is the good chance you aren’t exactly 40 years old or even a male, single instead of married, or maybe you don’t qualify for the same discounts. There is no one cookie-cutter policy that works for everyone, so the only way to find cheap insurance prices for your Nissan is to put in the effort to do a thorough rate comparison. It only takes a couple of minutes and you will get price quotes from some of the best insurers that insure vehicles in Vermont.

View Nissan Rogue Insurance Rates

The trim level of your Nissan will influence the cost of coverage, so the rate you will pay to insure a Rogue S 2WD will be $30 cheaper than the cost to insure the more well-appointed Rogue SL AWD model, as shown in the chart below.

Above prices assume married male driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Vermont minimum liability limits. Discounts applied include multi-vehicle, safe-driver, homeowner, multi-policy, and claim-free. Estimates do not factor in specific Vermont garaging location which can influence coverage prices substantially.

Finding reliable, affordable auto insurance is hard enough, and determining which companies quote the most affordable car insurance rates for a Nissan Rogue will require even more rate comparisons. Each insurance company has a proprietary formula for establishing rates, so we need to take a look at the most competitive car insurance companies in Vermont.

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Safeco may have some of the lowest car insurance rates in Vermont at around $463 annually. California Casualty, USAA, The Hartford, and Travelers also qualify as some of the cheaper Vermont car insurance companies.

As shown in the table above, if you have coverage with Travelers and switched to California Casualty, you may see yearly savings of roughly $211. Customers with Unitrin might save as much as $213 a year, and Co-Operative Insurance insureds might lower prices by $287 a year.

To find cheap insurance for a Nissan Rogue in Vermont for your vehicle, click here to start your custom quote or visit any of the low-priced companies below.

Understand that those prices are averages across all insureds and vehicles and and are not calculated with a specific rating modification for a Nissan Rogue. So the company that has the cheapest rates for you may not even be in the list above. That is why you need to get auto insurance quotes using your own specific driver information and vehicle.

Discount Vermont insurance

Insurance providers that provide cheap insurance for a Nissan Rogue in Vermont may also give you premium discounts that may potentially lower prices by 25% or more if you meet eligibility requirements. Larger car insurance companies and some of the discounts are shown below.

• GEICO offers discounts for air bags, good student, emergency military deployment, anti-lock brakes, and multi-vehicle.
• Travelers has discounts for hybrid/electric vehicle, continuous insurance, multi-car, student away at school, new car, save driver, and home ownership.
• Nationwide offers discounts including family plan, accident-free, good student, anti-theft, multi-policy, and business or organization.
• Farmers Insurance offers premium reductions for good student, homeowner, business and professional, teen driver, mature driver, and youthful driver.
• Esurance includes discounts for Pac-12 alumni, multi-car, DriveSense, emergency road assistance, defensive driver, and anti-lock brakes.
• State Farm discounts include multiple autos, safe vehicle, defensive driving training, multiple policy, and good student.
• Progressive may offer discounts for homeowner, online quote discount, continuous coverage, good student, multi-policy, online signing, and multi-vehicle.
• Mercury Insurance policyholders can earn discounts including accident-free, annual mileage, location of vehicle, good student, multi-car, professional/association, and good driver.

The chart below shows the difference between yearly insurance costs with and without discounts applied to the policy rates. The rates are based on a female driver, a clean driving record, no at-fault accidents, Vermont state minimum liability limits, full coverage, and $1,000 deductibles.

The first bar for each age group shows insurance cost with no discounts. The second shows the rates with marriage, anti-theft, defensive driving course, accident-free, vehicle safety, and passive restraint discounts applied. When discounts are applied, the the average yearly reduction on car insurance for a Nissan Rogue is 28% or $340.

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How to find cheap insurance for a Nissan Rogue in Vermont

The list below shows many penny-pinching solutions that can help drivers quote low-cost coverage.

• Be a safe driver
• Drive a car with a high safety rating
• Maintain a safe distance and avoid accidents
• Multi-policy discounts save money
• Earn a discount by not filing claims
• Shop around and save

That last idea is particularly valuable, as was pointed out in this article. Insurance rates can be modified anytime, so drivers shouldn’t be resistant to switch companies if you find a better deal. Many drivers prefer to stick with one company, but is isn’t recommended if that dedication is costing big bucks every year. In just a couple of minutes you could shop around and find cheaper auto insurance for a Nissan Rogue.

Cheapest Nissan Rogue insurance quotes

You have many ways to shop around for car insurance in Vermont, but the most preferred ways are from an independent insurance agent, an exclusive agency like Allstate or State Farm, or from a direct company like Progressive or Geico. Each way has the same basic process, but it’s good to know the differences in how they give price quotes.

Independent insurance agencies work with multiple companies and can get rate quotes from all of them. Agents of this type have the ability to quote rates with many companies, which can help you get a better chance of finding cheaper coverage. If prices rise, your policy is moved internally and you don’t have to do anything.

Exclusive agents are only able to quote rates from a single company, two examples are a State Farm or Farmers agent. Exclusive agents are unable to compare other company’s rates, which does not give you the best rate comparison.

The final way is buying direct, which means you forego the middleman (the agent) and buy from a direct company like Progressive. Buying direct is good for families who have lower risk management needs and have a good understanding of what specific coverages and deductibles they need.

So which one of the three ways works best for finding cheap insurance for a Nissan Rogue in Vermont? The majority of car insurance shoppers assume that buying from a direct car insurance company results in the cheapest price since it doesn’t require paying agent commissions, but unfortunately, that is not the case. It would also be easy to say using an independent agent guarantees the lowest rates since they can provide multiple quotes, but that assumption is also not accurate. In some circumstances, exclusive agents have very competitive rates that are the lowest in Vermont.

Since car insurance prices vary so much, the best way to ensure you are not overpaying is to do a thorough rate comparison. Make the effort to get price quotes from independent, exclusive, and direct to have the best selection of rates to choose from. For a list of companies offering online discounts, click here to view.