Who Has the Cheapest Auto Insurance Quotes After a Speeding Ticket in Missouri?

The make and model of vehicle driven is one of the biggest factors in finding the cheapest auto insurance after a speeding ticket in Missouri. Vehicles with high performance engines, a lack of safety features, or a track record of large liability claims will cost much more to insure than more economical and safe models. The next list shows car insurance costs for a selection of the most budget-friendly vehicles to buy coverage for.

Data based on single female driver age 50, two speeding tickets, no at-fault accidents, $1,000 deductibles, and Missouri minimum liability limits. Discounts applied include homeowner, claim-free, multi-policy, and multi-vehicle. Price information does not factor in zip code location which can change insurance rates significantly.

Looking at the rates, we can conclude that cars like the Hyundai Elantra, Hyundai Tucson, and Ford Escape are going to be a few of the cheapest vehicles to insure after a few driving violations.

Trying to find affordable insurance is not always easy, and deciding which companies quote the cheapest auto insurance rates after a speeding ticket will take even more shopping around. Every auto insurer has their own formula for determining rates in each state, so let’s take a look at the auto insurance companies with the most affordable rates in Missouri.

Cheap Insurance Rates with Licence Points

Compare Rates Now

USAA generally has some of the most affordable car insurance rates in Missouri at around $662 each year. The Hartford, Electric, Allied, and Auto-Owners are also some of the best Missouri car insurance companies.

As the example above demonstrates, if you are insured with Auto-Owners and switched to The Hartford, you may realize yearly savings of around $204. Missouri drivers with Travelers could save as much as $205 a year, and MO Farm Bureau customers might reduce rates by $270 a year.

To get a fast rate comparison, click here or visit any of the low-priced companies below.

Remember that these policy rates are averaged across all drivers and vehicles in Missouri and and are not figured with a rate discount after a speeding ticket. So the car insurance company that is best for you may not even be in the chart above. That point stresses why you need to compare as many prices as possible using your own personalized driver profile and vehicle information.

One of the many factors that car insurance companies use when figuring rate quotes is where your residence is in Missouri. Regions with larger populations or more claims like Saint Louis, University City, and Kansas City are more likely to have higher rates, whereas areas with lower crime rates and fewer weather claims generally pay lower car insurance rates.

The following table shows the highest-priced places in Missouri after a speeding ticket to buy auto insurance in.

Premium costs are comparative as the specific area where the vehicle is garaged can increase or decrease price quotes greatly.

Company comparison: Geico vs State Farm vs Allstate vs Progressive

If you are shopping around for auto insurance, four companies to definitely compare rates with are Geico, State Farm, Allstate, and Progressive. The data below illustrates some of the different features that policyholders can buy.