Who Has the Cheapest Auto Insurance Quotes for Drivers Requiring a SR22 in Washington?

Establishing which company quotes the lowest-priced insurance rates for drivers requiring a SR22 calls for a bit more work than just picking a company at random. Every insurance provider uses a slightly different approach for determining prices, so let’s take a look at the insurance companies with the most affordable rates in Washington.

Keep in mind that Washington insurance rates are impacted by many factors which can significantly increase or decrease the price you have to pay. Simply having another birthday, buying a home, or getting a couple of tickets may cause policy rate changes that can cause some rates to be more affordable than competitors.

Best Car Insurance Prices for SR22 Drivers

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google.charts.setOnLoadCallback(drawWAT5qcibChart);function drawWAT5qcibChart() {var data = google.visualization.arrayToDataTable([[‘Company’, ‘Rate’, { role: ‘style’ }], [‘Capital’, 777, ‘#F05050’], [‘Grange’, 847, ‘#C84242’], [‘PEMCO’, 964, ‘#A63737’], [‘Nationwide’, 981, ‘#8A2D2D’], [‘Travelers’, 1008, ‘#732525’]]);var options = {title: ‘Top Five Cheapest Car Insurance Companies in Washington’,titleTextStyle: {color: ‘#333’, fontSize: 17, bold: true},width: ‘100%’,height: 300,’chartArea’: {left:0,top:50,’width’: ‘100%’, ‘height’: ‘70%’},bar: {groupWidth: “90%”},legend: {position: ‘none’},vAxis: {viewWindowMode:’explicit’,viewWindow:{max:1108,min:0}}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});var view = new google.visualization.DataView(data);view.setColumns([0, 1,{ calc: “stringify”,sourceColumn: 1,type: “string”,role: “annotation” },2]);formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.ColumnChart(document.getElementById(‘qcibt5cic’));chart.draw(view, options);}

Capital quotes some of the most affordable car insurance rates in Washington at around $777 a year. Grange, PEMCO, Nationwide, and Travelers would also be considered some of the more affordable Washington car insurance companies.

As illustrated above, if you buy coverage from PEMCO and switched to Capital, you could earn a yearly price reduction of around $187. Drivers with Nationwide might save as much as $204 a year, and Travelers customers might lower prices by $231 a year.

To discover how much you can save, click here to begin a quote or quote rates from the companies below.

Bear in mind that those rates are averaged for all drivers and vehicles in Washington and and are not figured with a price increase for drivers requiring a SR22. So the auto insurance company that can offer the best rates for your situation may not even be included in the rate chart shown above. That emphasizes why you need to compare as many prices as possible using your own specific driver information and vehicle.

Performance level and cost of the vehicle you are trying to insure is one of the main factors when shopping around for the cheapest car insurance for drivers requiring a SR22 in Washington. Vehicles with limited top-end speed, an excellent safety record, or a positive history of liability claims will cost substantially less to insure than high performance models.

The tables below illustrates insurance rates for a selection of the most cost-effective automobiles to buy insurance for.

Data based on married male driver age 40, two speeding tickets, two at-fault accidents, $1000 deductibles, and Washington minimum liability limits. Discounts applied include homeowner, multi-policy, and multi-vehicle. Rate information does not factor in specific Washington garaging location which can affect auto insurance rates substantially.

Above prices assume married male driver age 40, two speeding tickets, two at-fault accidents, $1000 deductibles, and Washington minimum liability limits. Discounts applied include homeowner, multi-vehicle, and multi-policy. Prices do not factor in specific location information which can affect coverage prices noticeably.

Data based on married male driver age 40, two speeding tickets, two at-fault accidents, $1000 deductibles, and Washington minimum liability limits. Discounts applied include homeowner, multi-vehicle, and multi-policy. Estimates do not factor in specific zip code location which can raise or lower premium rates noticeably.

Best insurance in Washington

Insuring your vehicle with the best insurer can be difficult considering how many companies provide coverage in Washington. The company information listed below may help you select which auto insurance companies to look at when shopping around. These rankings are only made up of companies with a national presence, so smaller regional companies are not taken into consideration for these rankings.

Top 10 Major Car Insurance Companies in Washington Ranked by Claims Service

1. State Farm
2. Esurance
3. AAA Insurance
4. Progressive
5. GEICO
6. Liberty Mutual
7. Allstate
8. Titan Insurance
9. The Hartford
10. The General

Top 10 Major Car Insurance Companies in Washington Ranked by Customer Service

1. GEICO
2. State Farm
3. The Hartford
4. The General
5. Progressive
6. Allstate
7. AAA Insurance
8. American Family
9. Nationwide
10. Liberty Mutual

Reckless driving habits raise insurance rates

The recommended way to find low insurance rates in Washington for high risk drivers is to be a good driver and avoid getting tickets or having accidents. The diagram below highlights how traffic violations and accident claims raise insurance premiums for different ages of insureds. The data assumes a single female driver, comprehensive and collision coverage, $1,000 deductibles, and no policy discounts are applied.

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In the example above, the average cost of an auto insurance policy in Washington per year with no violations or accidents is $1,187. Add in two speeding tickets and the average cost rises to $1,578, an increase of $390 each year. Now add two accidents along with the two speeding tickets and the yearly cost of insurance for drivers requiring a SR22 increases to an average of $3,212. That’s an increase of $2,024, or $169 per month, just for being a little careless behind the wheel!

Which auto insurance company is best?

When shopping around for auto insurance for high risk drivers in Washington, some of the first companies to look at are Progressive, Allstate, Geico, and State Farm. The data below breaks down some of the different options shoppers can find with each company.