Who Has the Cheapest Auto Insurance Quotes for Teenagers in West Virginia?

Who Has the Cheapest Auto Insurance Quotes for Teenagers in West Virginia?

When the topic is auto insurance, the word affordable really shouldn’t be used anywhere in the article to describe car insurance prices. Be that as it may, cheap auto insurance for teenagers is not easy to find. But fear not, because we are going to show you how you can still get car insurance that is easier on your budget.

Determining which companies offer the cheapest insurance rates for teenagers will take a tad more effort in order to find the lowest price. Every auto insurer uses a little different formula for determining rates in each state, so to begin we’ll rank the most budget-friendly insurance companies in West Virginia.

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West Virginia car insurance ranked by cost per year
Rank Company Cost Per Year
1 Erie $931
2 The Hartford $1,029
3 State Auto $1,253
4 Westfield $1,262
5 USAA $1,313
6 State Farm $1,508
7 Progressive $1,539
8 Nationwide $1,598
9 Encompass $1,636
10 GEICO $1,693
11 Motorists Mutual $1,750
12 Safeco $1,821
13 California Casualty $1,842
14 Allstate $2,299
15 Liberty Mutual $3,308
16 Sentry $3,845
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Erie offers some of the cheapest car insurance rates in West Virginia at around $931 annually. The Hartford, State Auto, Westfield, and USAA would also make the list of some of the best West Virginia insurance companies.

As the rates illustrate above, if you are a customer of USAA and switched to The Hartford, you may realize an annual savings of around $284. Insureds with State Farm could save as much as $479 a year, and Progressive customers might cut rates by $510 a year.

To get a fast rate comparison, click here to get a free quote or visit any of the low-priced companies below.

Be aware that those rates are averaged across all insureds and vehicles and are not factoring in a price increase for teenagers. So the car insurance company that fits your age and vehicle best may not even be included in the company chart above. That points out the importance of why you need to compare prices as often as possible using your own individual information.

For West Virginia drivers, one of the factors that affect the price of your policy is the neighborhood you call home in West Virginia. Areas with increased crime or more people like Beckley, Elkins, and St. Albans tend to have higher rates, whereas areas with less congestion profit from lower rates.

The table below ranks the more expensive cities in West Virginia for teenagers to buy car insurance in.

Car insurance prices in West Virginia
Rank City Premium Per Year
1 Beckley $1,406
2 Oak Hill $1,376
3 Elkins $1,374
4 Cross Lanes $1,367
5 St. Albans $1,363
6 Princeton $1,356
7 Huntington $1,352
8 Bluefield $1,350
9 South Charleston $1,350
10 Parkersburg $1,342
11 Vienna $1,336
12 Teays Valley $1,335
13 Nitro $1,325
14 Dunbar $1,324
15 Pea Ridge $1,322
16 Fairmont $1,302
17 Bridgeport $1,299
18 Charleston $1,298
19 Morgantown $1,280
20 Moundsville $1,276
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Information shown are estimated as the garaging address in West Virginia can alter price quotes significantly.

We all have different tastes in cars, and the vehicle needing coverage is one of the largest considerations when consumers are trying to find economical coverage for teenagers. Vehicles with limited speed and performance, excellent safety ratings, or a low likelihood of liability claims will cost substantially less to insure than higher performance models.

The lists below features insurance costs for a handful of the most economical vehicles to buy insurance for.

Car Insurance Rates for Popular Cars in West Virginia
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Malibu Hybrid $5,006 $2,503 $417
Ford Focus SE 2-Dr Coupe $5,690 $2,845 $474
Ford Fusion Sport 4-Dr Sedan $5,354 $2,677 $446
Honda Accord LX 4-Dr Sedan $4,216 $2,108 $351
Hyundai Elantra Blue 4-Dr Sedan $5,258 $2,629 $438
Hyundai Sonata GLS 4-Dr Sedan $5,390 $2,695 $449
Nissan Altima 2.5 4-Dr Sedan $5,006 $2,503 $417
Toyota Corolla LE $5,306 $2,653 $442
Volkswagen Jetta 2.0T Station Wagon $4,914 $2,457 $410
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Premium data assumes single male driver age 16, no speeding tickets, no at-fault accidents, $500 deductibles, and West Virginia minimum liability limits. Discounts applied include safe-driver, and claim-free. Rate quotes do not factor in vehicle garaging location which can impact premiums considerably.

Car Insurance Rates for Popular SUVs and Crossovers in West Virginia
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Buick Enclave XL 2WD $5,354 $2,677 $446
Chevrolet Suburban LTZ 4WD $5,402 $2,701 $450
Chevrolet Traverse LTZ AWD $4,614 $2,307 $385
Ford Escape Limited 2WD $4,264 $2,132 $355
Ford Explorer Limited 2WD $5,054 $2,527 $421
GMC Acadia SL AWD $4,704 $2,352 $392
Honda CR-V EX 4WD $4,264 $2,132 $355
Honda Fit $3,958 $1,979 $330
Honda Pilot LX 2WD $4,704 $2,352 $392
Jeep Grand Cherokee Laredo 4WD $5,006 $2,503 $417
Jeep Wrangler Unlimited Rubicon 4WD 4-Dr $5,492 $2,746 $458
Lexus RX 350 2WD $6,088 $3,044 $507
Nissan Pathfinder LE 4WD $5,054 $2,527 $421
Toyota Highlander Hybrid Limited 4WD $5,402 $2,701 $450
Toyota RAV4 2WD $5,006 $2,503 $417
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Premium data assumes single male driver age 16, no speeding tickets, no at-fault accidents, $500 deductibles, and West Virginia minimum liability limits. Discounts applied include safe-driver, and claim-free. Premium costs do not factor in specific location information which can change rates noticeably.

Insurance Rates for Popular Pickup Trucks in West Virginia
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Colorado LT Extended Cab 2WD $4,958 $2,479 $413
Chevrolet Silverado LT Regular Cab 2WD $5,390 $2,695 $449
Dodge Ram Quad Cab Laramie 2WD $5,786 $2,893 $482
Ford F-150 Lariat Crew Cab Platinum 2WD $5,354 $2,677 $446
Ford F-350 XLT Crew Cab Lariat 2WD $5,450 $2,725 $454
GMC Canyon SLT Ext Cab 2WD $5,006 $2,503 $417
GMC Sierra 2500HD SLE Extended Cab 2WD $6,040 $3,020 $503
GMC Sierra SLE Crew Cab 4WD $5,354 $2,677 $446
Toyota Tacoma Double Cab 4WD $5,054 $2,527 $421
Toyota Tundra Regular Cab 4WD $5,438 $2,719 $453
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Premium data assumes single male driver age 16, no speeding tickets, no at-fault accidents, $500 deductibles, and West Virginia minimum liability limits. Discounts applied include safe-driver, and claim-free. Rate quotes do not factor in West Virginia location which can raise or lower price quotes noticeably.

Is State Farm, Progressive, Allstate, or Geico cheaper?

If you want reliable auto insurance for teen drivers in West Virginia, some of the largest companies to start with are State Farm, Progressive, Allstate, and Geico. All of them have a little bit different set of discounts and options that you can select from. The data below breaks down some of the different options and features that are available from each company.

Top Car Insurance Company Ratings
State Farm Progressive Allstate Geico
Claims Rank 2nd 4th 1st 3rd
Customer Satisfaction 4th 3rd 2nd 1st
Overall Cost 2nd 3rd 4th 1st
Discounts Available 3rd 4th 1st 2nd
Recommend by customers 88% 88% 86% 87%
Coverage for Uber and Lyft drivers Yes Yes Yes Yes
New car replacement coverage No No Yes No
Accident forgiveness coverage No Yes Yes Yes
Rate for vehicle usage Yes Yes Yes No
Breakdown insurance No Yes No Yes
Emergency roadside service Yes Yes Yes Yes
Where to buy Only from State Farm agents Buy online or from an independent agent Can only buy from Allstate agents From a Geico agent or online
Number of agents 18,000+ 30,000+ 11,000+ 150+
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