Who Has the Cheapest Car Insurance for Drivers Under 21 in Virginia?

Our editors have a joke that when writing about auto insurance, the words “cheap” or “affordable” should not appear anywhere in the article as a descriptor for auto insurance rates. Nonetheless, cheap auto insurance for drivers under 21 can be hard to find. Don’t get your dauber down, because we will show you how you can still find and buy insurance that works with your budget.

One of the more important things that insurance companies take into consideration when calculating the price you pay for insurance is where you normally keep your vehicle in Virginia. Cities with more crime and/or more people like Dale City, Alexandria, and Centreville tend to have higher auto insurance costs, whereas areas with lower crime rates and fewer weather claims have the enjoyment of a little cheaper coverage.

The illustration below ranks the highest-priced areas in Virginia for drivers under 21 in which to purchase auto insurance.

Rate quotes are comparative as the garaging address in Virginia can alter prices considerably.

The vehicle you are insuring is a large consideration when comparison shopping for the cheapest auto insurance for drivers under 21 in Virginia. Vehicles with limited top-end speed, good safety features, or a low likelihood of having liability claims will cost significantly less to insure than higher performance models.

The next tables estimates insurance costs for a selection of the most economical vehicles to insure.

Prices based on single male driver age 18, no speeding tickets, no at-fault accidents, $500 deductibles, and Virginia minimum liability limits. Discounts applied include claim-free, and safe-driver. Rate information does not factor in Virginia location which can decrease or increase prices greatly.

Table data represents single male driver age 18, no speeding tickets, no at-fault accidents, $500 deductibles, and Virginia minimum liability limits. Discounts applied include claim-free, and safe-driver. Information does not factor in your specific Virginia location which can revise price quotes noticeably.

Data based on single male driver age 18, no speeding tickets, no at-fault accidents, $500 deductibles, and Virginia minimum liability limits. Discounts applied include claim-free, and safe-driver. Rates do not factor in specific location which can revise auto insurance rates significantly.

Buying coverage from a high-quality company can be difficult considering how many choices there are in Virginia. The ranking data shown next could help you choose which coverage providers to look at purchasing a policy from. These rankings only include companies with a national presence, so companies that focus mainly on Virginia business are not factored into the list.

Progressive vs Geico vs State Farm vs Allstate

When it comes to buying auto insurance, the four most popular companies are Progressive, Geico, State Farm, and Allstate. When combined, they have 48.5% of all car insurance policies written. The table below compares and contrasts ratings and policy coverage options that may be available in your state.