Who Has the Cheapest Insurance Quotes for a Jeep Grand Cherokee in Delaware?

Your chances of finding the best cheap auto insurance for a Jeep Grand Cherokee in Delaware depends on factors such as how old the vehicle is, whether you have good credit, and the level of deductible you choose. Delaware drivers pay around $1,100 annually to buy insurance for a Jeep Grand Cherokee, but that amount is a projection based on rates for a 50-year-old single female driver that includes full coverage including both comprehensive and collision and $500 policy deductibles.

There is a good probability you may not be 50 years old (or even female), you might be married instead of single, or you just want cheap liability insurance instead of full coverage. Even a slight difference in rating variables can make a huge difference in price quotes.

Every car insurance policy is unique to the driver, so the most reliable way to find affordable rates for your Jeep is to take your time and compare rates from as many companies as possible. It only takes a couple of minutes and you will receive price comparisons from some of the best insurers available.

Compare Jeep Grand Cherokee Insurance Rates

Your vehicle’s trim level will have an impact the cost of insurance, so the cost to insure a Grand Cherokee Laredo 2WD trim level will cost $102 less than the insurance cost for the higher-end Grand Cherokee SRT-8 4WD model, as shown in the prices below.

Prices based on single female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Delaware minimum liability limits. Discounts applied include multi-vehicle, claim-free, homeowner, safe-driver, and multi-policy. Information does not factor in specific garaging location which can lower or raise rates noticeably.

Best car insurance in Delaware

Picking a highly-rated company is hard considering how many companies there are to choose from in Delaware. The information below may help you choose which coverage providers to look at purchasing a policy from. These ratings only include major nationwide insurance companies, so smaller companies that only insure vehicles in Delaware are not factored into these rankings.

Top 10 Major Car Insurance Companies in Delaware Ranked by Customer Satisfaction

1. USAA – 91%
2. AAA Insurance – 90%
3. Esurance – 90%
4. Nationwide – 89%
5. Travelers – 88%
6. Progressive – 88%
7. Safeco Insurance – 88%
8. State Farm – 88%
9. Allstate – 88%
10. The Hartford – 87%

Top 10 Major Car Insurance Companies in Delaware Ranked by Customer Service

1. USAA
2. Travelers
3. AAA Insurance
4. Nationwide
5. Safeco Insurance
6. Progressive
7. State Farm
8. The Hartford
9. The General
10. Esurance

Top Companies for Jeep Grand Cherokee Insurance in Delaware

The chart below demonstrates how choosing different deductibles can raise or lower yearly insurance costs when researching cheap insurance for a Jeep Grand Cherokee. The price estimates are based on a married female driver, full physical damage coverage, and no additional discounts are factored in.

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The data above shows that a 40-year-old driver could reduce rates by $332 a year by changing their physical damage coverage from a $100 deductible to a $500 deductible, or save $502 by choosing a $1,000 deductible. Young drivers, such as the 20-year-old chart data, could potentially save up to $822 annually just by choosing larger deductibles. When insureds make the decision to increase the deductibles on their policy, it will be required to have enough spare savings to enable you to pay the extra out-of-pocket expense that deters many people from opting for higher deductibles.

Safe drivers pay less for car insurance

The obvious way to enjoy the most affordable car insurance rates in Delaware for a Grand Cherokee is to be a careful driver and not have accidents or get tickets. The diagram below shows how speeding tickets and accident claims impact insurance costs for different age groups. The prices are based on a single female driver, full physical damage coverage, $250 deductibles, and no discounts are applied to the premium.

google.charts.setOnLoadCallback(drawVioqcibChart);function drawVioqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘No Violations or Accidents’, ‘One Speeding Ticket and No Accidents’, ‘One Speeding Ticket and One Accident’],[‘Age 20’, 3827,4177,5155],[‘Age 30’, 2653,3001,3981],[‘Age 40’, 2461,2805,3789],[‘Age 50’, 2151,2499,3477],[‘Age 60’, 2079,2425,3405],[‘Age 70’, 2417,2767,3745]]);var options = {title: ‘Effect of Citations and Accidents on Delaware Jeep Grand Cherokee Insurance’,titleTextStyle: {color: ‘#333’, fontSize: 17, bold: true},width: ‘100%’,height: 600,’chartArea’: {left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’,textStyle: {fontSize: 12}},colors:[‘#b2da64′,’#eed355′,’#e39e71’],hAxis: {title: ‘Annual Insurance Cost for a Jeep Grand Cherokee in Delaware’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);formatter.format(data,3);var chart = new google.visualization.BarChart(document.getElementById(‘qcibvio’));chart.draw(data, options);}

The data charted above shows the average cost of an auto insurance policy in Delaware per year with no accidents or violations is $2,598. Get one speeding ticket and the average cost rises to $2,946, an increase of $348 each year. Then add one accident along with the one speeding ticket and the annual cost of car insurance for a Jeep Grand Cherokee jumps again to an average of $3,925. That’s an increase of $1,327, or $111 per month, just for being a little careless behind the wheel!

Which car insurance company is best?

If you are shopping around for insurance for a Grand Cherokee in Delaware, four companies to take a look at are Progressive, Geico, Allstate, and State Farm. The following table breaks down ratings and policy coverage options you can buy with each company.