Best Cheap Insurance for a Nissan Sentra in Wisconsin

The chances that you’ll find affordable car insurance for a Nissan Sentra in Wisconsin depends on things such as the safety rating for your Sentra, your geographic location, and your choice of deductibles. Drivers in Wisconsin on average pay approximately $720 each year for Sentra insurance, but that rate is a ballpark figure assuming a 50-year-old single female driver with comprehensive and collision coverage and $250 deductibles.

The issue that arises when projecting rates is that it’s very likely that you aren’t exactly 50 years old or even a female, you might be married instead of single, or maybe your Sentra is an older model. Everyone has unique insurance needs, and this illustrates why the best way to quote the cheapest insurance price for your Nissan is to comparison shop your policy at every renewal or at least every couple of years. Do a quick rate comparison now and you will be able to see rates from some of the best insurers that offer coverage in Wisconsin.

View Nissan Sentra Insurance Rates

The trim level of your Nissan tends to have a direct impact on the yearly cost, so the price you will be charged to insure a Sentra 2 will be $122 lower than the price to insure the more costly Sentra SE-R SPEC V model, as shown in the table below.

Data assumes single female driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and Wisconsin minimum liability limits. Discounts applied include multi-policy, safe-driver, claim-free, homeowner, and multi-vehicle. Prices do not factor in your specific Wisconsin location which can decrease or increase coverage rates substantially.

Finding reasonably-priced auto insurance is not always easy, and determining which companies quote the cheapest insurance rates for a Nissan Sentra may require a little more work.

Each company has their own guidelines for filing rates in each state, so first let’s look at the rankings for the insurance companies with the most affordable rates in Wisconsin.

Lowest Insurance Price Quotes for Your Sentra

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USAA quotes some of the lowest car insurance rates in Wisconsin at around $604 each year. Partners Mutual, Erie, Pekin Insurance, and Nationwide would also be considered some of the cheapest Wisconsin car insurance companies.

As shown in the rates above, if you buy coverage from Erie and switched to USAA, you might realize savings of roughly $120. Customers with Pekin Insurance may save as much as $141 a year, and Nationwide policyholders might reduce prices by as much as $148 a year.

To get a fast rate comparison, click here to start your custom quote or click through to the companies below.

Be aware that those prices are averaged across all ages of drivers and types of vehicles and do not take into consideration a specific rate factor for a Nissan Sentra. So the car insurance company that has the cheapest price for you may not even be featured in the company chart above. That illustrates why you need to get rate quotes from many companies using your own personalized driver profile and vehicle information.

Impact of citations and accidents on insurance rates

In a perfect world, the best way to earn good insurance rates in Wisconsin for a Sentra is to drive safely and not receive tickets or have accidents. The diagram below highlights how traffic violations and at-fault fender-benders raise insurance costs for each age group. The data assumes a married male driver, comp and collision included, $250 deductibles, and no discounts are factored in.

The chart shows that the average cost of car insurance per year with no violations or accidents is $1,397. Get written up for two speeding tickets and the average cost increases to $1,933, an increase of $536 each year. Then add two accidents along with the two speeding tickets and the annual cost of insurance for a Nissan Sentra goes up to an average of $3,826. That’s an increase of $2,429, or $202 per month, just for not driving carefully!

Which car insurance company is best?

When comparing rates for insurance for a Sentra in Wisconsin, four companies to consider are Progressive, Geico, Allstate, and State Farm. All four can cover your vehicle for liability and physical damage, but each one has a unique set of features, discounts, and options that may influence which company you choose. The data below compares some of the different features offered by each one.