Best Cheap Insurance Quotes for a Ford Escape in Oklahoma

When discussing auto insurance, the word affordable shouldn’t be used anywhere in the article as a descriptor for auto insurance rates. It’s a simple fact that cheap auto insurance for a Ford Escape can be hard, if not impossible, to find. But don’t let that discourage you, because we can show you some ways you can still find car insurance that you are able to afford.

Whether or not you can find cheap auto insurance for a Ford Escape in Oklahoma is contingent on things such as how far you commute, your current insurance company, and your driving record. Drivers on average will pay $880 each year to buy insurance for a Ford Escape, but that cost is a valuation that uses rate data for a 40-year-old married female that included comprehensive and collision coverage and $1,000 physical damage deductibles.

It’s more than likely you are not 40 years old and maybe not even female, maybe you are single instead of married, and there is a good chance that you need different coverage limits than the exampe. Changing even a minor factor in input factors can result in a big discrepancy in the policy cost.

Auto insurance is unique to every driver, so the way we recommend to find affordable rates for your Ford is to get into the habit of shopping around regularly.

Compare Ford Escape Insurance Rates

The trim level of your Ford will have an impact the yearly cost, so the rate you will pay to insure a Escape XLS 2WD will be $88 cheaper than the insurance cost for the more expensive Escape Limited 4WD model, as shown in the prices below.

Data based on married female driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Oklahoma minimum liability limits. Discounts applied include homeowner, claim-free, multi-vehicle, safe-driver, and multi-policy. Information does not factor in specific location which can decrease or increase coverage prices significantly.

Choosing the right insurance company is difficult considering how many different companies sell coverage in Oklahoma. The company ratings displayed below can help you choose which providers you want to consider comparing rates from.

The rankings below are for companies that write coverage in many states, so smaller regional companies will not be included in the list. If you’d like to compare prices from the most competitive companies in Oklahoma, click this link.

Top 10 Major Auto Insurance Companies in Oklahoma Ranked by Claims Service

1. Travelers
2. Allstate
3. Nationwide
4. State Farm
5. Liberty Mutual
6. GEICO
7. American Family
8. Esurance
9. AAA Insurance
10. The Hartford

Top 10 Major Auto Insurance Companies Overall in Oklahoma

1. Travelers
2. USAA
3. Mercury Insurance
4. AAA Insurance
5. Nationwide
6. Allstate
7. State Farm
8. The Hartford
9. Safeco Insurance
10. Progressive

Top Companies for Ford Escape Insurance in Oklahoma

Drive safe and save

A great way to obtain the cheapest car insurance premiums for an Escape is to be a careful driver and avoid accidents and violations. The information below demonstrates how speeding tickets and at-fault accidents can affect yearly insurance costs for different categories of driver ages. The rate quotes are based on a single female driver, comp and collision included, $500 deductibles, and no discounts are taken into consideration.

google.charts.setOnLoadCallback(drawVioqcibChart);function drawVioqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘No Violations or Accidents’, ‘One Speeding Ticket and No Accidents’, ‘One Speeding Ticket and Two Accidents’],[‘Age 20’, 3023,3301,5731],[‘Age 30’, 2087,2361,4787],[‘Age 40’, 1941,2213,4641],[‘Age 50’, 1699,1975,4403],[‘Age 60’, 1639,1911,4343],[‘Age 70’, 1911,2185,4617]]);var options = {title: ‘Effect of Tickets and Accidents on Oklahoma Ford Escape Insurance’,titleTextStyle: {color: ‘#333’, fontSize: 17, bold: true},width: ‘100%’,height: 600,’chartArea’: {left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’,textStyle: {fontSize: 12}},colors:[‘#b2da64′,’#eed355′,’#e39e71’],hAxis: {title: ‘Annual Insurance Cost for a Ford Escape in Oklahoma’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);formatter.format(data,3);var chart = new google.visualization.BarChart(document.getElementById(‘qcibvio’));chart.draw(data, options);}

In the example above, the average cost of car insurance in Oklahoma per year with no accidents and a clean driving record is $2,050. Receive one speeding ticket and the average cost rises to $2,324, an increase of $274 each year. Now add two accidents along with the one speeding ticket and the 12-month cost of car insurance for a Ford Escape increases to an average of $4,754. That’s an increase of $2,704, or $225 per month, just for not being a responsible driver!

Last year’s bargain might be this year’s rip off

Oklahoma car insurance rates are influenced by many factors that may substantially change the policy premium. Simply having a birthday, adding a teenager to your policy, or having an at-fault accident may cause policy rate changes that may make certain companies cheaper in comparison to the competition. Not only that, but companies amend pricing multiple times each year to adjust for gains or losses. An extended period of higher than normal claims can result in rate hikes, while profitable underwriting can result in cheaper Escape insurance rates.

The bar chart below shows which company has the cheapest car insurance in Oklahoma for a 35-year-old male driver with no accidents, a clean driving record, and a good credit rating. If we estimate prices based on his current situation, USAA offers the lowest car insurance rates in Oklahoma at $1,161 per year. This is $806 less than the average price paid by Oklahoma drivers of $1,967. Oklahoma Farmers Union, The Hartford, GEICO, and Safe Auto are the remainder of the most affordable Oklahoma auto insurance companies.

google.charts.setOnLoadCallback(drawOKWitcqcibChart);function drawOKWitcqcibChart() {var data = google.visualization.arrayToDataTable([[‘Company’, ‘Rate’, { role: ‘style’ }],[‘USAA’, 1161, ‘#659500’],[‘Oklahoma Farmers Union’, 1190, ‘#547C00’],[‘The Hartford’, 1319, ‘#466700’],[‘GEICO’, 1353, ‘#3A5500’],[‘Safe Auto’, 1405, ‘#304600’]]);var options = {title: ‘Best Auto Insurance Rates for a Ford Escape’,titleTextStyle: {color: ‘#333’, fontSize: 17, bold: true},width: ‘100%’,height: 300,’chartArea’: {left:0,top:50,’width’: ‘100%’, ‘height’: ‘70%’},bar: {groupWidth: “90%”},legend: {position: ‘none’},vAxis: {viewWindowMode:’explicit’,viewWindow:{max:1505,min:0}}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});var view = new google.visualization.DataView(data);view.setColumns([0, 1,{ calc: “stringify”,sourceColumn: 1,type: “string”,role: “annotation” },2]);formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.ColumnChart(document.getElementById(‘qcibwitc’));chart.draw(view, options);}

In the next rate comparison, we’ll give the driver in the first example a chargeable claim, poor credit, and a few blemishes on his driving record. Since each insurance company has a unique formula to determing premium rates, getting updated rate quotes may now present a new list of the cheapest car insurance companies in Oklahoma as shown below.

google.charts.setOnLoadCallback(drawOKWcqcibChart);function drawOKWcqcibChart() {var data = google.visualization.arrayToDataTable([[‘Company’, ‘Rate’, { role: ‘style’ }],[‘State Farm’, 1724.8, ‘#FF7100’],[‘Oklahoma Farmers Union’, 1904, ‘#D45E00’],[‘Liberty Mutual’, 1976.7, ‘#B04E00’],[‘GEICO’, 2029.5, ‘#924100’],[‘Safe Auto’, 2107.5, ‘#793600’]]);var options = {title: ‘Best Rates with Imperfect Driving Record’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 300,’chartArea’:{left:0,top:50,’width’: ‘100%’, ‘height’: ‘70%’},bar: {groupWidth: “90%”},legend: {position: ‘none’},vAxis: {viewWindowMode:’explicit’,viewWindow:{max:2207.5,min:0}}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});var view = new google.visualization.DataView(data);view.setColumns([0, 1,{ calc: “stringify”,sourceColumn: 1,type: “string”,role: “annotation” },2]);formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.ColumnChart(document.getElementById(‘qcibwc’));chart.draw(view, options);}

State Farm now has the best auto insurance rate in Oklahoma with Oklahoma Farmers Union, Liberty Mutual, GEICO, and Safe Auto completing the list. This illustrates why Oklahoma drivers need to take the time to shop around when trying to get the most budget-friendly auto insurance quotes for a Ford Escape.

Insurance rates are determined by many risk factors and can change substantially, so the best price the last time you checked may now be priced much higher than other options.

How to get the best cheap insurance for a Ford Escape in Oklahoma

The list below details some of the recommended penny-pinching suggestions that can help you quote cheap auto insurance.

• Tickets and violations raise rates
• Drive a car with a high safety rating
• Staying accident-free helps keep rates low
• Frequent claims will increase rates
• Home or renters coverage can save on auto insurance
• Keep rates low by shopping around frequently

That last idea is especially valuable, as we discussed in this article. Coverage rates change frequently, so don’t be hesitant to switch carriers if a cheaper rate is available. Having a favorite company is great, but it’s not a good idea if that inflexibility results in costing you lots of hard earned cash every month. It only takes a couple minutes to shop around to find cheaper insurance for a Ford Escape.