The odds of finding the cheapest insurance for a Toyota Tundra in Nebraska relies on many rating factors such as if you rent or own your home, if you have a tendancy to file claims, and whether or not you are a good driver. Drivers in Nebraska will pay around $1,110 a year for Tundra insurance, but that policy rate is an estimation using rate data for a 30-year-old married female who purchased both comprehensive and collision coverage and $100 deductibles.
There is a good probability you aren’t exactly 30 years old or even a female, you might be single instead of married, and maybe your Tundra just needs liability-only coverage. Just a very minor change in input factors can cause big changes in the cost of insurance.
Everone’s needs are different, and this illustrates why the best way to find cheap auto insurance rates for your Toyota is to compare as many rates as you can. To start saving now, get free quotes and you can get prices from the cheapest companies that sell coverage in Nebraska.
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Your Toyota’s trim level will be a contributing factor to the insurance rate, so the price you will be charged to insure a Tundra Regular Cab 2WD will be $258 cheaper than the cost to insure the fancier Tundra SR/5 Crew Max 4WD trim level, as shown by the rates below.
Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
---|---|---|---|---|---|---|---|
Tundra Regular Cab 2WD | $218 | $376 | $346 | $20 | $104 | $1,064 | $89 |
Tundra SR/5 Double Cab 2WD | $250 | $456 | $346 | $20 | $104 | $1,176 | $98 |
Tundra SR/5 Crew Max 2WD | $250 | $456 | $346 | $20 | $104 | $1,176 | $98 |
Tundra Regular Cab 4WD | $282 | $456 | $346 | $20 | $104 | $1,208 | $101 |
Tundra Double Cab 4WD | $282 | $456 | $346 | $20 | $104 | $1,208 | $101 |
Tundra SR/5 Double Cab 4WD | $282 | $456 | $346 | $20 | $104 | $1,208 | $101 |
Tundra Limited Double Cab 2WD | $282 | $538 | $346 | $20 | $104 | $1,290 | $108 |
Tundra Limited Crew MAX 2WD | $282 | $538 | $346 | $20 | $104 | $1,290 | $108 |
Tundra Limited Crew MAX 4WD | $314 | $538 | $346 | $20 | $104 | $1,322 | $110 |
Tundra SR/5 Crew Max 4WD | $314 | $538 | $346 | $20 | $104 | $1,322 | $110 |
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Data rating is based on married female driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Nebraska minimum liability limits. Discounts applied include claim-free, homeowner, multi-vehicle, safe-driver, and multi-policy. Estimates do not factor in the specific area where the vehicle is garaged which can affect coverage rates significantly.
Establishing which insurers offer the most affordable auto insurance rates for a Toyota Tundra calls for more work in order to find the lowest price quote.
Every insurance provider uses their own formula for determining rates in each state, so we need to take a look at the auto insurance companies with the overall cheapest rates in Nebraska. It’s a good idea to be aware that Nebraska auto insurance rates are calculated based on many things that can increase the cost of having a policy. Simply getting older, becoming a homeowner, or getting a speeding ticket can trigger rate changes that may make certain companies cheaper than competitors.
Best Insurance Companies for Your Tundra
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Rank | Company | Cost Per Year |
---|---|---|
1 | Safeco | $788 |
2 | The Hartford | $847 |
3 | Auto-Owners | $896 |
4 | Allied | $949 |
5 | Nationwide | $997 |
6 | Farm Bureau Mutual | $1,010 |
7 | Farmers Mutual of Nebraska | $1,019 |
8 | State Farm | $1,033 |
9 | American National | $1,054 |
10 | General Casualty | $1,114 |
11 | USAA | $1,128 |
12 | California Casualty | $1,257 |
13 | American Family | $1,284 |
14 | Iowa Mutual | $1,295 |
15 | GEICO | $1,308 |
16 | MetLife | $1,319 |
17 | EMC | $1,340 |
18 | Progressive | $1,417 |
19 | Farmers | $1,586 |
20 | North Star | $1,659 |
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Safeco may have some of the lowest car insurance rates in Nebraska at around $788 per year. The Hartford, Auto-Owners, Allied, and Nationwide would also be considered some of the cheapest Nebraska auto insurance companies.
In this example, if you are a customer of Allied and switched to Safeco, you could earn a yearly savings of about $161. Drivers with Nationwide might save as much as $209 a year, and Farm Bureau Mutual policyholders might lower prices by $222 a year.
If you want to find out if you’re overpaying, click here to begin a quote or click through to the companies below.
Understand that those rates are averages for all drivers and vehicles in Nebraska and are not factoring in a specific rating modification for a Toyota Tundra. So the company that is most affordable for your situation may not even be in the above list. That points out the importance of why you need to compare rates from as many companies as possible using your own personal information and vehicle type.
Insurance providers that offer cheap quotes for a Toyota Tundra may also give you policy discounts that can lower rates by 35% or more if you are eligible. The best auto insurance companies and their possible discounts are included below.
The chart below compares insurance costs with and without discounts applied to the rates. The data assumes a male driver, no violations or claims, Nebraska state minimum liability limits, comp and collision included, and $100 deductibles.
The first bar for each age group shows premium with no discounts. The second bar shows the rates with safe-driver, multiple vehicle, accident-free, multiple policy, anti-theft, and passive restraint discounts applied. When discounts are factored in, the the average amount saved on auto insurance for a Toyota Tundra is 28% or $660.
When buying auto insurance, the most popular companies are Geico, State Farm, Progressive, and Allstate. The data below illustrates some of the different options that are available from each company.
Geico | State Farm | Progressive | Allstate | |
---|---|---|---|---|
Price Rank | 1st | 2nd | 3rd | 4th |
Handling of Claims | 3rd | 2nd | 4th | 1st |
Customer Satisfaction | 1st | 4th | 3rd | 2nd |
Discounts Available | 2nd | 3rd | 4th | 1st |
Recommend by customers | 87% | 88% | 88% | 86% |
Rating from A.M. Best | A++ | A++ | A+ | A+ |
Rideshare coverage | Yes | Yes | Yes | Yes |
Mechnical breakdown | Yes | No | Yes | No |
New car replacement coverage | No | No | No | Yes |
Accident forgiveness | Yes | No | Yes | Yes |
Usage-based insurance | No | Yes | Yes | Yes |
Roadside assistance | Yes | Yes | Yes | Yes |
Where you can buy | Both online and from Geico agents | Only from State Farm agents | Indpendent agents or online | Can only buy from Allstate agents |
Number of agents | 150+ | 18,000+ | 30,000+ | 11,000+ |
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