Cheap Auto Insurance Quotes After a Speeding Ticket in South Carolina

Cheap Auto Insurance Quotes After a Speeding Ticket in South Carolina

When writing about shopping for auto insurance, the words cheap or affordable should not appear anywhere in the article as a descriptor for auto insurance rates. Regardless, cheap car insurance after a speeding ticket is not always easy to find. But don’t let that discourage you, because we are going to tell you how you can quote and buy insurance that you can afford.

The vehicle model you are buying coverage for is one of the largest considerations when shopping around for affordable coverage after a speeding ticket. Vehicles with reasonable performance levels, excellent safety ratings, or low incidents of liability claims will cost much less to insure than adrenaline junky models.

The table below features insurance premiums for a selection of the cheaper automobiles to buy insurance for.

Cheapest Auto Insurance Rates After a Speeding Ticket in South Carolina
Make and Model Estimated Cost for Full Coverage
Ford Escape XLT 2WD $1,046
Honda Accord LX-P 4-Dr Sedan $1,111
Honda CR-V EX 4WD $1,160
Chevrolet Traverse LT 2WD $1,164
Dodge Grand Caravan CV $1,168
Chevrolet Silverado LS Regular Cab 4WD $1,213
Honda Odyssey EX W/Rear Entertainment $1,220
Ford Edge SEL 2WD $1,213
Ford F-150 STX Regular Cab 2WD $1,231
Hyundai Tucson GLS 2WD $1,237
Toyota RAV4 Limited 4WD $1,235
Toyota Tacoma Double Cab 4WD $1,240
Hyundai Elantra SE Touring Station Wagon $1,235
Toyota Prius $1,240
Jeep Wrangler Unlimited Sport 2WD 4-Dr $1,244
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Above prices assume married male driver age 50, two speeding tickets, no at-fault accidents, $1,000 deductibles, and South Carolina minimum liability limits. Discounts applied include claim-free, homeowner, multi-vehicle, and multi-policy. Table data does not factor in vehicle location which can increase or decrease rates greatly.

Based on these rates, you can conclude that makes and models like the Ford Escape, Honda Accord, Honda CR-V, Chevrolet Traverse, and Dodge Grand Caravan are going to be the more affordable vehicles to insure after a few driving violations.

After a few driving violations, one of the more important considerations used to calculate auto insurance rates is where your car is garaged in South Carolina. Areas with more people or more claims like North Charleston, Florence, and Goose Creek likely pay more, whereas less populated areas profit from lower rates.

The following table shows the highest-priced places in South Carolina after a speeding ticket to purchase car insurance in.

Car insurance prices in South Carolina
Rank City Premium Per Year
1 North Charleston $1,288
2 Charleston $1,273
3 Florence $1,259
4 Sumter $1,252
5 Goose Creek $1,246
6 Summerville $1,240
7 Mount Pleasant $1,225
8 Socastee $1,223
9 Saint Andrews $1,195
10 Columbia $1,189
11 Myrtle Beach $1,174
12 Hilton Head Island $1,127
13 North Augusta $1,106
14 Rock Hill $1,102
15 Greenville $1,100
16 Greenwood $1,099
17 Aiken $1,097
18 Wade Hampton $1,090
19 Taylors $1,085
20 Anderson $1,083
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Rate information is approximated as the specific zip code location can revise rates substantially.

Is the best company Progressive, Geico, State Farm, or Allstate?

When comparing car insurance after a few driving violations, the companies with the most market share are Progressive, Geico, State Farm, and Allstate. When added together, they make up 48.5% of the entire U.S. car insurance market. The table below compares and contrasts pricing and service ratings, as well as optional policy coverages shoppers can expect to find with each one.

Comparison of Top Four U.S. Car Insurance Companies
Progressive Geico State Farm Allstate
Overall Price 3rd 1st 2nd 4th
Client Satisfaction 3rd 1st 4th 2nd
Claims Service 4th 3rd 2nd 1st
Number of Discounts 4th 2nd 3rd 1st
A.M. Best financial rating A+ A++ A++ A+
Standard & Poor’s rating AA AA+ AA AA-
Rideshare coverage Yes Yes Yes Yes
Rating based on usage Yes No Yes Yes
Emergency roadside assistance Yes Yes Yes Yes
Accident forgiveness coverage Yes Yes No Yes
New car replacement No No No Yes
Mechnical breakdown Yes Yes No No
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